2021 Moneyfacts Travel Insurance Star Ratings | moneyfacts.co.uk

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Derin Clark

Derin Clark

Online Reporter
Published: 09/06/2021

As uncertainty around travel continues, it has never been more important for holidaymakers to have the right travel insurance. Fortunately, choosing the best travel insurance deal has just become easier with Moneyfacts revealing its Travel Insurance Star Ratings for 2021 today.

The Moneyfacts Travel Insurance Star Ratings 2021 independently analyses all the travel insurance products on the market to determine which will be awarded its five and four-star rating. Despite the pandemic’s impact on the travel industry, this year saw an increase in the number of annual and single policies assessed, rising from 649 to 862.

This increase has resulted in a 61% increase in the number of deals awarded a five-star rating and a 42% increase in the number awarded a four-star rating.

As well as this, the number of fields that were analysed to determine which policies would be given a star rating increased by 16, many of which focused on the inclusion of COVID-19 cover.

Which travel insurance policies have been awarded a five-star rating?

Among the travel insurance companies that have been given a five-star rating are CoverWise, Go Walkabout Travel Insurance, Saga and Santander.

A full list of the 2021 travel insurance star ratings can be found here.

Commenting on this year’s travel insurance star ratings, Samantha Owens, star ratings & personal finance analytics manager at Moneyfacts, said: “As the travel insurance market returns to near pre-COVID-19 numbers and confidence is rising around the possibility of travelling abroad this year, more than ever consumers will be looking to cover their trips should the worst happen.

“But, trying to find the best product for each person’s specific needs in the current market continues to be challenging, especially for those concerned about COVID-19 cover.

“The annual Moneyfacts Travel Insurance Star Ratings has taken some of the hard work out of this task by looking at those products currently available in the market and highlighting those that are the most complete, and that have the widest range of features and most competitive limits. This allows customers to narrow their search, focussing their attention on the most suitable cover for them.”

How the travel insurance star ratings were chosen

Numerous features are considered when assessing the ratings, and some of these include:

  • Age limits
  • Trip length
  • Medical cover
  • Cancellation/curtailment cover
  • Travel abandonment
  • Travel delay cover
  • Baggage cover
  • Valuables limits
  • Travel delay claim time
  • Missed departure cover
  • Missed connection cover
  • Ski equipment cover
  • Wedding cover
  • Personal liability cover
  • Personal accident cover
  • End supplier failure
  • Scheduled airline failure
  • Winter sports
  • Business trips
  • Cruise cover
  • Excesses
  • Cash cover
  • Pet care cover
  • Golf cover.

Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfacts.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.


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