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Halifax’s balance transfer card at no. one

Halifax’s balance transfer card at no. one

Category: Credit cards
Date: 09/01/2017

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Halifax has increased the introductory balance transfer term on its leading balance transfer credit card, making it the joint-longest available, which helps it take over the number one spot in the Best Buy chart of its sector, earning it an Outstanding rating in the process.

The basics…

The Halifax 43 Month Balance Transfer Credit Card MasterCard now offers an introductory balance transfer term of 43 months, making it the joint market-leader. It comes with an introductory balance transfer fee of 3.28% and also boasts a six-month 0% interest term for purchases.

The finer details…

Balances must be transferred within 90 days of account opening to benefit from the offer. After the introductory periods have ended, balance transfers will be charged at an annual rate of 18.95% with a 3% fee. Standard purchases will be charged at 18.9% APR.

Borrowers must be at least 18 years old, can apply online or by post, and should remember that rates are representative and dependent on credit ratings.

Why we like it…

By increasing its introductory term, this already-competitive credit card has managed to firmly outshine its competitors, taking over the top spot in its sector and earning the highest Moneyfacts rating.

Moneyfacts rating: Outstanding

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

 

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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