Advertisement

Use our comparison table and filters to find the best rates for notice accounts that need more than 180 days’ notice.     If you would like to know more about 180-day plus notice accounts please read the information below.

Advertisement
United Trust Bank Logo
United Trust Bank UTB 200d Notice Account FSCS logo
FSCS logo
AER
1.75%
Account Type
Variable
Notice / Term
200 Day
Interest Paid
Yearly
Opening Account
Available Online Not Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
Additional Information

Rates

Rate 1.75% paid at £5K
AER 1.75% paid at £5K
Interest Paid Yearly
Interest payment Interest can be paid away or compounded
Min Opening Amount £5,000
Max Investment £1,000,000
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
N/A
Further Additions Allowed

Information

Min Age 18
Max Age 0
Taxation
Interest is paid without tax being deducted, but may be taxable depending on your personal circumstances

Opening Restrictions

N/A

Additional Information

N/A
Bank and Clients Logo
Bank and Clients 12 Month Notice Account FSCS logo
FSCS logo
AER
1.60%
Account Type
Variable
Notice / Term
12 Month
Interest Paid
Yearly
Opening Account
Not Available Online Not Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Not Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
Additional Information

Rates

Rate 1.60% paid at £1K
AER 1.60% paid at £1K
Interest Paid Yearly
Interest payment Interest must be compounded
Min Opening Amount £1,000
Max Investment £1,000,000
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
No earlier access.
Further Additions Allowed

Information

Min Age 0
Max Age 0
Taxation
Interest is paid without tax being deducted, but may be taxable depending on your personal circumstances

Opening Restrictions

N/A

Additional Information

N/A
Bank and Clients Logo
Bank and Clients 6 Month Notice Account FSCS logo
FSCS logo
AER
1.50%
Account Type
Variable
Notice / Term
6 Month
Interest Paid
Yearly
Opening Account
Not Available Online Not Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Not Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
Additional Information

Rates

Rate 1.50% paid at £1K
AER 1.50% paid at £1K
Interest Paid Yearly
Interest payment Interest must be compounded
Min Opening Amount £1,000
Max Investment £1,000,000
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
No earlier access.
Further Additions Allowed

Information

Min Age 0
Max Age 0
Taxation
Interest is paid without tax being deducted, but may be taxable depending on your personal circumstances

Opening Restrictions

N/A

Additional Information

N/A
Charity Bank Logo
Charity Bank Ethical 365-Day Notice Account FSCS logo
FSCS logo
AER
1.00%
Account Type
Variable
Notice / Term
365 Day
Interest Paid
Quarterly
Opening Account
Not Available Online Not Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Not Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
Additional Information

Rates

Rate 0.60% paid at £10, 1.00% paid at £25K
AER 0.60% paid at £10, 1.00% paid at £25K
Interest Paid Quarterly
Interest payment Interest must be compounded
Min Opening Amount £10
Max Investment £500,000
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
N/A
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid without tax being deducted, but may be taxable depending on your personal circumstances

Opening Restrictions

N/A

Additional Information

N/A
Triodos Bank Logo
Triodos Bank Saver FSCS logo
FSCS logo
AER
0.20%
Account Type
Variable
Notice / Term
1 Year
Interest Paid
Monthly
Opening Account
Available Online Not Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Available Online Not Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
Additional Information

Rates

Rate 0.10% paid at £500, 0.15% paid at £5K, 0.20% paid at £25K
AER 0.10% paid at £500, 0.15% paid at £5K, 0.20% paid at £25K
Interest Paid Monthly
Interest payment Interest must be compounded
Min Opening Amount £500
Max Investment £0
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
N/A
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid without tax being deducted, but may be taxable depending on your personal circumstances

Opening Restrictions

N/A

Additional Information

N/A

Select a Savings Category

Still not sure?

Read all Savings and ISAs guides
guide icon
A guide to notice accounts

Notice accounts landing page

Our guide to notice accounts.

Read More
guide icon
A guide to children's savings accounts

Read this guide and find out more about saving for your children or grandchildren.

Read More
guide icon
Why choose an ISA?

This guide outlines the basic reasons to choose an ISA.

Read More
guide icon
Lifetime ISAs Guide

Find out if Lifetime ISAs could help you to reach your savings goal for a new house or retirement.

Read More

Ask us anything

Ask us anything

Note

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer

All rates subject to change without notice. Please check all rates and terms before investing or borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we will may receive a modest commission either when you press a 'Go to Provider' or 'Speak to an Adviser' buttons, when you call an advertised number or when you complete an application.

How Moneyfacts works

  • blue money scales

    BALANCED. Moneyfacts.co.uk is entirely independent and authorised by the Financial Conduct Authority.

  • free label

    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

  • drawing of pound sign and arrow

    TRANSPARENT. We only receive payment from product providers and intermediaries for quick/direct links and adverts through to their websites.

  • blue binoculars

    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

What are 180-day plus notice accounts?

Our comparison chart shows the 180-day plus notice accounts available in the marketplace. These notice accounts allow you to usually achieve higher rates than easy access accounts but require you to give more than 180-days’ notice should you need to get to your savings.

How our 180-day plus notice account comparison works

Choosing your 180-day plus notice account is easy using our comparison table. Products that are listed with a ‘Go To Provider’ button give you a quick way to reach the provider’s site to apply for the account.

Beneath these are the other providers but all the table is ordered by the interest rates being offered, with higher rates toward the top. Our 180-day plus notice account comparison can be further tailored by using the ‘Refine your search results’ panel, enabling you to find exactly what you need, quickly and easily.

How to choose the 180-day plus notice account for you

You will find a range of products that require more than 180 days’ notice. Whilst notice accounts with a longer notice period usually pay a higher rate than those accounts with no notice or shorter notice periods, you should remember that if you need access to your funds more quickly than the required notice period, you may incur a penalty or a loss of interest.

Best Over 180 Days Notice Accounts
Provider AER Account Type Notice / Term Min Investment
United Trust Bank Logo United Trust Bank UTB 200d Notice Account 1.75% Variable 200 Day £5,000
Bank and Clients Logo Bank and Clients 12 Month Notice Account 1.60% Variable 12 Month £1,000
Bank and Clients Logo Bank and Clients 6 Month Notice Account 1.50% Variable 6 Month £1,000
Charity Bank Logo Charity Bank Ethical 365-Day Notice Account 1.00% Variable 365 Day £10

Cookies

Moneyfacts.co.uk will, like most other websites, place cookies onto your device. This includes tracking cookies.

I accept. Read our Cookie Policy