Advertisement

If you're looking for the best buys in regular savings ISAs then our comparison chart will give you the low-down on offers from across the whole marketplace. if you'd like to know more about regular savings ISAs simply take a look at the info below

Advertisement
AA Logo
AA AA ISA - Member Easy Access Issue 3 FSCS logo
FSCS logo
AER
1.43%
Account Type
Cash ISA
Notice / Term
None
Interest Paid
Yearly
Opening Account
Available Online Not Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Available Online Not Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Go To Provider's Site
Rates
Access
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.43% paid at £100
AER 1.43% paid at £100
Interest Paid Yearly
Interest payment Interest must be compounded
Min Opening Amount £100
Max Investment £0
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
All withdrawals via nominated account or to an existing AA ISA product.
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

Available to AA breakdown members only

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes -
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
AA Logo
AA AA ISA - Easy Access Issue 15 FSCS logo
FSCS logo
AER
1.42%
Includes a bonus
Account Type
Cash ISA
Notice / Term
None
Interest Paid
Yearly
Opening Account
Available Online Not Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Available Online Not Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Go To Provider's Site
Rates
Access
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.42% paid at £100
AER 1.42% paid at £100
Interest Paid Yearly
Interest payment Interest must be compounded
Min Opening Amount £100
Max Investment £0
Introductory bonus Rate includes 1.22% bonus for 12 months

Access

Withdrawals Allowed
Early Access Allowed
Access Note
All withdrawals via nominated account or to an existing AA ISA product.
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

N/A

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes -
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
Ipswich BS Logo
Ipswich BS Monthly Saver ISA (Issue 3) FSCS logo
FSCS logo
AER
2.00%
Account Type
Regular Savings ISAs
Notice / Term
05.04.21
Interest Paid
Yearly
Opening Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Conditions
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 2.00% paid at £10
AER 2.00% paid at £10
Interest Paid Yearly
Interest payment Interest must be compounded
Min Opening Amount £10
Max Investment £0
Introductory bonus N/A

Conditions

Number of Permitted Withdrawals 0
Withdrawal Penalty Earlier access on closure only subject to 120 day loss of interest.
Minimum Number of Payments 12
Missed Payment Penalty Account will be transferred to an Everyday ISA account.
Regular Savings
Min Monthly Deposit £10
Max Monthly Deposit £1,667

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

Existing Members and/or Locals (IP, NR, CO, CM, CB and PE postcodes only.)

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes -
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
Vernon BS Logo
Vernon BS Regular Saver ISA FSCS logo
FSCS logo
AER
1.95%
Account Type
Regular Savings ISAs
Notice / Term
Instant
Interest Paid
Yearly
Opening Account
Not Available Online Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Available Online Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Conditions
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.95% paid at £25, 1.45% paid at £25K on portion of balance
AER 1.95% paid at £25, 1.45% paid at £25K on portion of balance
Interest Paid Yearly
Interest payment Interest must be compounded
Min Opening Amount £25
Max Investment £0
Introductory bonus N/A

Conditions

Number of Permitted Withdrawals 2
Withdrawal Penalty 1.00% loss of interest.
Minimum Number of Payments 11
Missed Payment Penalty 1.00% loss of interest.
Regular Savings
Min Monthly Deposit £25
Max Monthly Deposit £500

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

Locals (Within a 25 mile radius of Stockport.)

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes -
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
Progressive BS Logo
Progressive BS Clockwork Regular ISA Saver Issue 2 FSCS logo
FSCS logo
AER
1.65%
Account Type
Regular Savings ISAs
Notice / Term
Instant
Interest Paid
Yearly
Opening Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Conditions
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.65% paid at £20
AER 1.65% paid at £20
Interest Paid Yearly
Interest payment Interest can be paid away or compounded
Min Opening Amount £20
Max Investment £0
Introductory bonus N/A

Conditions

Number of Permitted Withdrawals 1
Withdrawal Penalty Reverts to Instant Access Cash ISA.
Minimum Number of Payments 11
Missed Payment Penalty Reverts to Instant Access Cash ISA.
Regular Savings
Min Monthly Deposit £20
Max Monthly Deposit £1,667

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

Locals (Northern Ireland. )

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes -
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
Scottish BS Logo
Scottish BS Loyalty Cash ISA FSCS logo
FSCS logo
AER
1.65%
Account Type
Cash ISA
Notice / Term
Instant
Interest Paid
Yearly
Opening Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.65% paid at £1
AER 1.65% paid at £1
Interest Paid Yearly
Interest payment Interest can be paid away or compounded
Min Opening Amount £1
Max Investment £0
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
N/A
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

Existing Customers (who have held an ISA prior to tax year 2012/13)

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes Transfers in are not permitted for new customers.
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
Scottish BS Logo
Scottish BS Loyalty Cash ISA FSCS logo
FSCS logo
AER
1.55%
Account Type
Cash ISA
Notice / Term
Instant
Interest Paid
Yearly
Opening Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.55% paid at £1
AER 1.55% paid at £1
Interest Paid Yearly
Interest payment Interest can be paid away or compounded
Min Opening Amount £1
Max Investment £0
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
N/A
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

Existing Customers (ISA accounts opened in tax year 2012/13)

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes Transfers in are not permitted for new customers.
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
Buckinghamshire BS Logo
Buckinghamshire BS 180 Day Cash ISA FSCS logo
FSCS logo
AER
1.51%
Account Type
Cash ISA
Notice / Term
180 Day
Interest Paid
Monthly
Opening Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.50% paid at £100
AER 1.51% paid at £100
Interest Paid Monthly
Interest payment Interest must be paid away
Min Opening Amount £100
Max Investment £0
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
Earlier access subject to 180 day loss of interest.
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

N/A

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes -
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
Buckinghamshire BS Logo
Buckinghamshire BS 180 Day Cash ISA FSCS logo
FSCS logo
AER
1.50%
Account Type
Cash ISA
Notice / Term
180 Day
Interest Paid
Yearly
Opening Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Not Available Online Available At Branch Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.50% paid at £100
AER 1.50% paid at £100
Interest Paid Yearly
Interest payment Interest can be paid away or compounded
Min Opening Amount £100
Max Investment £0
Introductory bonus N/A

Access

Withdrawals Allowed
Early Access Allowed
Access Note
Earlier access subject to 180 day loss of interest.
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

N/A

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes -
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A
Coventry BS Logo
Coventry BS Easy Access ISA (Online) (2) FSCS logo
FSCS logo
AER
1.50%
Includes a bonus
Account Type
Cash ISA
Notice / Term
None
Interest Paid
Monthly
Opening Account
Available Online Not Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Managing Account
Available Online Not Available At Branch Not Available By Mail Not Available By Telephone Not Available By Mobile
Rates
Access
Information
Opening Restrictions
ISA Information
Additional Information

Rates

Rate 1.49% paid at £1
AER 1.50% paid at £1
Interest Paid Monthly
Interest payment Interest can be paid away or compounded
Min Opening Amount £1
Max Investment £0
Introductory bonus Rate includes 0.35% bonus until 31.08.2020

Access

Withdrawals Allowed
Early Access Allowed
Access Note
N/A
Further Additions Allowed

Information

Min Age 16
Max Age 0
Taxation
Interest is paid tax free

Opening Restrictions

N/A

ISA Information

Transfers In - Cash ISAs
Transfers In - Stocks & Shares ISAs
Transfers In - Help to Buy ISAs
Additional Permitted Subscription ISA
Transfer Notes -
Flexible Rules Apply
Split ISA Allowance Between Different ISAs With Same Provider

Additional Information

N/A

Select a Savings Category

Note

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer

All rates subject to change without notice. Please check all rates and terms before investing or borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we will may receive a modest commission either when you press a 'Go to Provider' or 'Speak to an Adviser' buttons, when you call an advertised number or when you complete an application.

Still not sure?

Read all Savings and ISA guides
guide icon
How to transfer a cash ISA

This guide explains how to transfer Cash ISAs.

Read More
guide icon
Should I invest in an ISA or my pension?

This guide outlines the pros and cons of investing in an ISA or pension.

Read More
guide icon
Two-year fixed rate ISA

2 Year Fixed Rate ISA

Our guide to two-year fixed rate ISAs.

Read More
guide icon
2019-20 ISA allowance guide

A short guide detailing the 2019-20 ISA allowances.

Read More

Ask us anything

Ask us anything

How Moneyfacts works

  • blue money scales

    BALANCED. Moneyfacts.co.uk is entirely independent and authorised by the Financial Conduct Authority.

  • free label

    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

  • drawing of pound sign and arrow

    TRANSPARENT. We only receive payment from product providers and intermediaries for quick/direct links and adverts through to their websites.

  • blue binoculars

    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

Get our weekly newsletter

Weekend Moneyfacts is available free by email to all Moneyfacts.co.uk users.

Please send me Weekend Moneyfacts, Savers Friend and selected third-party offers.

What are regular savings ISAs

Regular savings ISAs are a way to regularly save money in a tax-free savings account, which can be a great way to get into the savings habit. These accounts typically pay higher rates than standard easy access or notice ISAs, but they can come with far more restrictions – you’re usually only able to save up to a certain amount each month and in many cases are required to make a set number of payments a year, and can be penalised if you miss a monthly deposit. Some accounts will allow restriction-free access to funds but many, particularly those with a fixed term, will penalise you for doing so, which means it’s essential to double-check the details of any account.

How our regular savings ISAs comparison chart works

Our regular savings ISAs comparison chart is an easy way to compare the best accounts currently available on the market. At the top of the chart are the accounts that can be applied for directly by clicking on the ‘Go To Provider’s Site’ button, with the remaining accounts organised to show the highest rate towards the top and the lowest rates at the bottom. To make it even easier for you to find the right regular savings ISA, you can refine your search results by changing the investment amount, investment type, account type, interest paid, notice/term, and the account management and opening options. You can also untick the relevant box to be presented with the highest-rate deals first, whether or not they come with a quick link.

As well as regular savings ISAs the chart also includes cash ISAs that do not have restrictions on the frequency of deposits.

How to choose the best regular savings ISA for you

When comparing regular savings ISAs to decide which is the best one for you there are a number of factors you need to take into consideration. The interest rate being offered will of course impact your decision, however you will have unique requirements from a savings account and should also keep in mind factors such as how quickly you can access your money and how the account can be opened and managed, not to mention the potential penalties incurred should you miss a monthly payment. Make sure to check the further details of any account thoroughly before you make your decision.

Best Regular Savings ISAs
Provider AER Account Type Notice / Term Min Investment
M&S Bank Logo M&S Bank M&S Monthly Saver Account 5.00% Regular Savings 12 Month Bond £25
first direct Logo first direct Regular Saver Account 5.00% Regular Savings 12 Month Bond £25
HSBC Logo HSBC Regular Saver (Preferential Rate) 5.00% Regular Savings 1 Year Bond £25
Saffron BS Logo Saffron BS 12 Month Fixed Rate Regular Saver (Issue 3) 3.50% Regular Savings 12 Month Bond £10

Cookies

Moneyfacts.co.uk will, like most other websites, place cookies onto your device. This includes tracking cookies.

I accept. Read our Cookie Policy