1 Year Fixed Rate Bonds - Best 1 Year Bond | moneyfacts.co.uk

1 Year Fixed Rate Bonds

  - Find the best 1 year bond. Compare the best 1 year fixed rate bonds with our independent best buys.

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2.25%
expected rate
18 Month Bond £10000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.22%
expected rate
18 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

2.15%
18 Month Bond £25000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.11%
18 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.05%
18 Month Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.05%
18 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.05%
expected rate
1 Year Bond £10000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.04%
15 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.02%
expected rate
12 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

2.02%
1 Year Bond £1000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  
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1.61%
6 Month Bond £5000
  1. Yes
  2. No
  3. No
  4. No
Details...
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0.80%
6 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.02%
12 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.00%
1 Year Bond £25000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.00%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.90%
12 Month Bond £5000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.85%
12 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.75%
1 Year Bond £1000
  1. Yes
  2. Yes
  3. No
  4. No
Details...
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1.70%
1 Year Bond £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...
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1.70%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.66%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.65%
1 Year Bond £10000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.46%
1 Year Bond £5000
  1. No
  2. Yes
  3. Yes
  4. No
Details...
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1.46%
1 Year Bond £500
  1. Yes
  2. Yes
  3. No
  4. No
Details...
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Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
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1 year fixed rate bonds explained

  • Good short term option as rates tend to be higher than on notice and easy access accounts
  • Most 1 year fixed rate bonds won’t let you access your money early
  • Best rates usually offered by smaller providers
  • All banks and building societies we list are covered by the Financial Services Compensation Scheme (or European equivalent)

If you can afford to not have access to your savings for 12 months or longer, a fixed rate bond can earn you more interest than a notice or easy access savings account.

When taking out a fixed rate bond, you are making an agreement with the bank or building society that you won't withdraw your cash for a specified period of time. Most 1 year fixed rate bonds will not let you have access to your money once it’s been deposited, until the bond matures.

Don’t recognise a fixed rate bond provider?

The recent trend in the 1 year fixed rate bond market is for the best rates to be offered by smaller, relatively unknown banks.

All banks and building societies listed by moneyfacts.co.uk have to be UK-licensed and part of the Financial Services Compensation Scheme (or an equivalent). This means that you can be safe in the knowledge that the first £85,000 you have saved is protected, if you are worried about what would happen if a bank or building society went bust.

Best buys are a great guide to the top rates in a given market, but we’d always urge you to do you own research too before making a decision. You might feel that you’re more comfortable putting your money with a brand you are a little more familiar with – you can compare all 1 year fixed rate bonds currently available by using our savings search tool.

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