The Virgin Money Current Account |
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The Virgin Money Current Account


Say hello to a brighter Current Account:

  • Enjoy a Current Account which comes with an exclusive linked Savings Account
  • No monthly fees to pay and easy-to-use app for 24/7 banking
  • Free access to a wide range of Virgin rewards and benefits
Provided by

Virgin Money Current Account

Michelle Monck

Michelle Monck

Consumer Finance Expert

At a glance


  • The Current Account pays 2.02% AER1 variable (2.00% Gross1  variable) per year on balances up to £1,000, and interest is paid monthly.
  • The linked Savings Account pays 0.50% Gross/AER1 variable per year on your savings balance, and interest is paid quarterly.
  • Receive an Apple Pay and Google Pay enabled contactless debit card.
  • Zero transaction fees wherever you spend worldwide.
  • Easily move money between the accounts via the Virgin Money app.

Award-winning account

With such a range of features and benefits, it’s no wonder that the Virgin Money Current Account has been awarded both Outstanding and Five Star Ratings from MoneyFacts. Virgin Money pride themselves on being different from traditional banks, with no-nonsense products which are easy to understand and provide customers with honest deals with no nasty surprises.

Manage your money easily

The Virgin Money Current Account comes with a clever new app, so you can manage your money easily on the go. You can check your balance, track your spending, transfer money and even set your own savings goals to help you get the most from your money.

Exclusive linked Savings Account

Those looking to make the most of their spare cash every month will be pleased to learn that the Virgin Money Current Account comes with an exclusive linked Savings Account. It pays 0.50% Gross/AER1 (variable) per year on your savings balance, with interest paid quarterly. And as this is linked to the Current Account it’s really easy to transfer money from one to the other – perfect if you find yourself a little short of funds and need to access some cash for a rainy day. You can even set aside money for those ‘must haves’ by setting up ‘Savings Pots’ for your individual savings goals.

Hassle-free switching

As Virgin Money are participating in the Current Account Switch Service, customers can feel assured that they are in for a hassle-free switch from other participating providers. Their account switch guarantee promises a full refund if you lose interest or are charged a fee due to a hold up or problem during the switch.

Be rewarded

You’ll also be able to pop in to any Virgin Money Store to relax and enjoy complimentary refreshments and Wi-Fi. They have a good network of Stores around the country, and so there’s sure to be one near you. Customers can also benefit from unique rewards such as discounts from around the Virgin Group, including Virgin Media, Wines, Holidays and many more.

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Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google LLC.

Gross rate interest payable without taking account of any tax payable. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Credit interest is calculated daily on the cleared credit balance in your account.

Virgin Money Current & Instant Savings Accounts. 18+ online. Conditions apply. Virgin Money Current Account rates 5 stars by Moneyfacts 2019/20 for ‘Outstanding Product Package’. Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow G1 2HL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. VM29455v2.0

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