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As part of our independent star ratings system, Moneyfacts looks at all the business credit cards available in the UK marketplace. Our in-house experts carefully analyse and compare the various elements that are offered by each product to understand what benefits these bring to the customer. Each business credit card is then assigned a star rating that reflects their performance.
Those that offer the most comprehensive range of standout features and benefits are awarded our top rating of five stars.
Our industry-recognised and impartial star ratings provide business consumers with an expert view of the whole market. Organisations and individuals can use our star ratings as an honest and reliable way to identify the business credit card products and providers that offer the best benefits.
Start your business credit card comparison today.
Among the many factors we look at to determine star ratings are:
• Opening & operating options
• Payment options
• Balance transfer availability
• Number of additional cards
• Card fees
• Balance & money transfer fees
• Cash withdrawal fees
• Late payment charges
• Foreign usage charges
• Trace fees
• Minimum interest charges
• Dormancy fees
• Replacement card fees
• Airport lounge access
• Free emergency card
• Free emergency cash
• Interest free days
• Enhanced Purchase protection
• Luggage insurance
• Free text alerts
• Travel accident insurance
• European/worldwide travel insurance
• Flight cancellation/delay insurance
• Medical insurance
• Personal liability insurance
Disclaimer: This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.