We review over 100 credit cards and cover the following card types:
The first four categories are reviewed together and are listed under the best five- and four-star personal credit cards. In addition, we also rate credit repair cards as a separate category.
We look at the credit cards and assess their product features and the scale of any penalties or fees associated with the cards. We also assess their additional services and ongoing benefits.
Those with the widest range of features and benefits will be awarded a top rating of five stars, with those that are close, but with a little more to do, achieving four stars.
The ratings provided by Moneyfacts are an indication of which cards offer consumers the best range of product features and benefits. When looking for a credit card you should still do your own research and check that any card you are looking at meets your needs.
For 2021, the following credit cards received the top rating of five stars. These have the strongest range of features of all credit cards currently in the market.
This guide has hints and tips on how to free yourself from credit card debt.
Disclaimer: This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.