The Moneyfacts Annual Star Ratings are based on our in-house product experts’ in-depth analysis of all the personal loan products currently on the market. By comparing the consumer benefits afforded by each product, our specialists judge which are worthy of the coveted four-and five-star ratings – signifying products that are truly market leaders in terms of the advantages they offer to customers.
Importantly, the Moneyfacts Star Ratings are both independent and impartial – enabling providers and consumers alike to have complete trust in how we determine the very best personal loans available.
By choosing a product with a four- or five-star Moneyfacts rating, you can be assured that this represents a quality personal loan with above-average features and benefits.
A sizeable number of features are considered for the final rating when it comes to personal loans products. These include:
Footprint free quote
Early repayment charge
Minimum and maximum advances
Minimum and maximum terms
Overpayments without early repayment charge
Debt consolidation limit
Loan top-up options
Disclaimer: This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.