What is the best car insurance in 2022?

Moneyfacts Star Rating: 5 Stars

It's our heart that sets us apart

• Highest quality Defaqto 5 Star rated cover
• Which? Recommended Provider for Car Insurance
• We payout on 99% of claims *
• Car insurance from £195**

^{*99.63% of direct motor claims paid May '21 - Apr '22
**10% of new customers paid £195 or less Jan - Apr ’22}

Moneyfacts Star Rating: 5 Stars

• Car Insurance from £168 a year.
• If your car is damaged,  Comprehensive policies will cover the repair cost up to the market value of your car (this includes both accidents and malicious damage).
• If your car is damaged or a total loss due to fire or theft Swinton will pay out up to the market value of your car.
• Windscreen Cover is included in all of Swinton Comprehensive Car Insurance options so you don’t have to buy it separately.
• Swinton has over 60 years of experience in finding Car Insurance.

Moneyfacts Star Rating: 5 Stars

• Saga’s car insurance policies are unique products specifically for people over 50 and underwritten by a number of carefully selected insurers.
• With Saga Plus insurance, your price stays the same for three years if nothing changes.
• Which? Recommended Provider - Car insurance February 2022
• Includes the following as standard: Legal protection, no cancellation fee, key protection and onward taxi travel.

Freedom Brokers prides itself on straightforward, uncomplicated insurance with a first class claims service. The car insurance policies they offer are tailor-made for you, with access to a range of insurers. You can also choose from a range of easy-to-add car insurance policy upgrades, including breakdown cover, excess protection, legal expenses and replacement vehicle hire. The company provides a UK-based call centre with a 24 hours claim helpline. You can access your personal online account to make changes to your policy and view your policy documents around the clock and 365 days a year.

• Access to your personal online account 24hrs a day, 365 days a year
• Policies tailor-made for you with access to a range of insurers
• UK-based call centre with a 24-hour claims helpline
• Protected No Claims available
• Foreign Use cover available to ensure you are covered abroad
• Add Policy Upgrades to ensure that your cover is right for you

Moneyfacts Star Rating: 5 Stars

Introducing Hastings Direct YouDrive

Hastings Direct YouDrive looks at your actual driving style, so you’ll get a great price on day one and if you drive well, you’ll keep getting great prices every year. It's easy to set up and you'll be able to track how you're driving via our easy-to-use app.

What are the benefits of YouDrive (telematics insurance):

• Ongoing great prices for good drivers
• Easily manage your policy in the Hastings Direct app
• See how you're driving in the app
• 24/7 accident support
• Courtesy car included with comprehensive cover
• Uninsured driver promise when you choose comprehensive cover

More than one vehicle at home?

With a Hastings Direct Multi Car policy you can have one account for all the cars registered at your home address - you’ll get a discount for every car you add! And don’t worry if the additional cars aren’t due for renewal yet, we’ve got that covered too.

Multi Car benefits:

• You’ll get a discount for every car you insure
• Same renewal date for all cars
• Premier and Direct Policies are 5 Star rated by Defaqto
• Comprehensive policies include windscreen and £5,000 personal accident cover as standard*
• Uninsured driver and vandalism promise (comprehensive only)**
• EU cover up to 90 days per trip

^{* Hastings Essential policies don't include windscreen cover and come with £1,000 personal accident cover as standard.
** Not included on Hastings Essential policies.}

You could save up to £319 on your car insurance

• Search and compare cheap quotes from over 110 UK insurance providers including Hastings, Admiral, One Call, RAC, & Tesco Bank.
• Whether you’re a learner driver, a student or an experienced motorist in your 60s or 70s, compare quotes and see how much you could save today!
• With Quotezone Rewards, unlock an entire platform of cashback and discounts for a full year just for completing an insurance quote
  • Save online at up to £1000 retailers
  • Earn cashback on your everyday shopping
  • Enter free competitions

Moneyfacts Star Rating: 5 Stars

Get £20 off Pay-Per-Mile Car Insurance*, no code required!

• A fairer kind of car insurance for lower mileage drivers.
• Simple, straightforward car insurance that you pay by the mile.
• The less you drive, the less you pay.
• Pay for what you use and always be covered by fully comprehensive insurance. No Claims Bonus protection comes as standard.
• Instantly see the exact cost of each day’s driving in our app, then pay for what you’ve driven monthly. Simple as that.
• Stay in complete control with simple bills, reminders and features to help you take care of your car on a daily basis.

^{*At the moment, policies are available for drivers aged between 17-80. Free miles credit is not transferable, refundable or convertible into cash. Offer not available if you get a quote or purchase a policy after using a comparison site. This offer is not valid when used with any other offer. Read our terms at bymiles.co.uk/terms-of-business. By Miles Ltd is authorised and regulated by the Financial Conduct Authority (FCA) number 773046. This offer is valid for all purchases before 23:59, 30th April 2023.}

Moneyfacts Star Rating: 5 Stars

Get 5 star rated Comprehensive Car Insurance from Admiral. Our comprehensive policies include great features and benefits as standard to keep you safe and covered when you’re on the go!

• Windscreen Repair - Policyholders are eligible for the repair and replacement of windscreens (excess applies).
• Courtesy Car - Use of a courtesy car whilst your car is being repaired at an Admiral approved garage.
• European Cover - Up to 90 days cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.
• Stereo Cover - Unlimited cover for standard sound systems.
• £5,000 Personal Injury Cover - Get £5,000 of personal injury cover for you and your partner.
• Sat-Nav and Personal Belongings Cover - If your personal belongings or effects are damaged or stolen while in your car, we'll pay up to £150 to help you replace them.
• 24 Hour Emergency Helpline - Comprehensive and third-party, fire & theft customers can call if they have an incident and we're liable for the damage.
• Bonus Match - Insure a second car with us and, in most cases, we'll match your No Claims Bonus on that vehicle as well.

Multi car insurance offers the same cover as our standard car insurance policy but allows you to insure multiple cars on one policy – so you’ll have just one renewal date after 12 months. You’ll get a discount for every car added and each earns its own No Claims Bonus.

Moneyfacts Star Rating: 5 Stars

• Misfuelling Cover
• Uninsured Driver Protection
• UK Call Centre
• Courtesy Car
• Onward Travel Cover
• 90 Day European Cover

• Classic car insurance specialist.
• Up to £100,000 legal cover for non-fault accidents.
• UK & European breakdown cover.
• Agreed value available.
• Salvage retention rights.
• Up to 15% discount for club members.
• Choose your own specialist repairer.
• Shows, rallies and events cover.
• Have a rating of ‘Great’ from 4,500 reviews on Trustpilot.
• Have gained recognition with numerous awards and commendations over the years.
• The Carole Nash team boast a wealth of expertise when it comes to classic car insurance, so you can be confident you’re dealing with the very best.

• Flexible short-term insurance from just 1 hour to 28 days
• Cover available online in just 90 seconds
• Ideal for borrowing a vehicle, test driving, sharing long drives, or picking up a new vehicle
• Designed to fit around your needs so you only pay for the cover you want
• Available for drivers aged 17-78
• Rated “Excellent” 4.6/5 on TrustPilot