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nigel woollsey

Nigel Woollsey

Online Writer
Published: 05/11/2019

How do we decide which commercial vehicle insurance policies get the best rating?

By carefully analysing and comparing all the commercial vehicle insurance products available in the UK, our in-house experts determine which policies provide the best range of cover and additional benefits to customers. Each commercial vehicle insurance product is then assigned a star rating in line with its standing against other policies.

Only those that are found to offer the most standout range of features and advantages are awarded our top rating of five stars.

How does a star rating help me find the best commercial vehicle insurance?

For over 30 years, Moneyfacts has provided expert impartial assessment and comparison services for a host of financial products.

Our simple five-star ratings system allows consumers to quickly and easily identify those commercial vehicle insurance products that represent the best in terms of both cover and useful, additional benefits.

Featured car insurance providers


All our featured commercial vehicle providers have achieved a four or five star rating for their home insurance

Featured provider

Key features

Find out more

Admiral Commercial Vehicle Insurance

Our comprehensive policies feature these as standard:

• Windscreen Repair -

Policyholders are eligible for the repair and replacement of windscreens (excess applies).

• Courtesy Van - 

Use of a courtesy van while your van is being repaired at an Admiral approved garage.

• European Cover -

Up to 90 days' cover in Europe so you can enjoy a driving holiday in France without having to arrange extra cover.




The list of commercial vehicle insurance providers on this page is a selection of services available and gives you an idea of the kind of options available. You can find out more about the individual products by visiting any of the providers listed. will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions.


Get an Insurance Quote


Quotezone offers you an immediate quote from their selected panel of insurers.


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What parts of the policy do we look at?

  • New vehicle replacement cover
  • Courtesy vehicle cover
  • Total loss courtesy vehicle
  • Windscreen cover
  • Trailer cover
  • Tools and vehicle contents cover
  • Legal assistance
  • Breakdown cover
  • Transport from accident
  • Audio equipment cover
  • Satellite navigation cover
  • Loss/theft of keys
  • Vandalism cover
  • Driving other vehicles
  • Foreign usage
  • Misfuelling cover
  • Personal accident
  • Medical expenses limit
  • Personal belongings
  • Repairs guarantee

Best commercial vehicle insurance – Five Star

  • Admiral - Van Insurance
  • Ageas - Van Guard
  • Aviva - Van Insurance
  • Aviva - Your Van
  • AXA Direct - Van Insurance
  • AXA Insurance - Goods Carrying Vehicle Insurance
  • Broker Direct - VanCare (12.5)
  • Budget Insurance - Van Insurance
  • Cornish Mutual - Commercial Vehicle Insurance
  • Covea Insurance - Your Van Insurance
  • Dial Direct - Commercial Vehicle Insurance
  • Direct Line - Van Insurance
  • Gladiator - Van Insurance
  • Go Girl - Small Commercial Vehicle
  • Hastings Direct - Hastings Direct Van Insurance (XA)
  • Hastings Direct - Hastings Premier Van Insurance (XA)
  • Insure 2 Drive - Commercial Vehicle
  • Insure 2 Drive - Small Commercial Vehicle
  • Lloyds Bank - Van Insurance
  • LV= Broker - Clear Van Insurance
  • LV= Broker - Highway Van Insurance
  • Markerstudy Insurance Services Limited - MHR Commercial Vehicle Insurance
  • Mercedes-Benz Insurance - Van Insurance
  • MORE TH>N BUSINESS - Van Choice Insurance
  • NFU Mutual - Commercial Vehicle Insurance
  • NFU Mutual - Light Goods Vehicle Insurance
  • Post Office Money - Van Insurance
  • Swiftcover - Van Insurance
  • Ticker - Van Insurance
  • Zenith Insurance - Commercial Vehicle Insurance

Best commercial vehicle insurance – Four Star

  • Autosan - Commercial Motor Insurance
  • AXA - Light Commercial Vehicle (Premier)
  • AXA - Light Commercial Vehicle (Standard)
  • Broker Direct - VanCare (10)
  • Churchill - Van Insurance
  • ERS - Van
  • Hughes Insurance - Commercial Vehicle Policy
  • Insenture Underwriting - Commercial Vehicle
  • Markerstudy Insurance Services Limited - MISL Commercial Vehicle Insurance
  • Nissan Insurance - Van Guard
  • Policyfast - Commercial Vehicle
  • Zurich - Commercial Vehicle

Disclaimer: This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

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