Moneyfacts Blog

 

Product News

5-yr fixed mortgage gets a rate cut -  1st September 2015

HSBC has reduced the price of its five-year fixed rate mortgage by 0.20%, earning it an ‘outstanding’ rating as a result. Read More...

West Brom BS unveils mortgage priced less than 1% -  1st September 2015

West Brom Building Society has unleashed a new two-year discounted variable rate mortgage onto the market, with its spectacular sub-1% rate earning it the top accolade in the process. Read More...

HSBC lowers its transfer fee -  1st September 2015

HSBC has amended its balance transfer credit card’s interest-free period to 32 months and lowered the balance transfer fee at the same time, earning an ‘excellent’ rating from Moneyfacts as a result. Read More...

1-yr fixed ISA heads into the top 10 -  28th August 2015

Furness Building Society has increased the rates of selected savings products by up to 0.45%, enabling its one-year fixed rate ISA to move into the Moneyfacts charts. Read More...

Discounted BTL deal gets a rate drop -  28th August 2015

Cumberland Building Society has reduced the rate of its discounted variable rate buy-to-let (BTL) mortgage by 0.05%, earning it an ‘excellent’ rating in the process. Read More...

News

The store card scandal revealed

01st September 2015 We’ve all been there. We take our chosen items to the till, only to be asked if we’d like to open a store card to save X% on our purchases. The question is, are you tempted? Many people are, but you may want to think twice before signing up. Read More...

Two-thirds of income goes on bills

01st September 2015 How much of your income do you have left over after bills and essential expenses each month? Chances are, it isn’t a lot, with research revealing that the typical consumer spends 66% of their monthly income on essential bills and outgoings. Read More...

Contactless card limit rises to £30

01st September 2015 For those who regularly spend using contactless cards, we’ve got some great news – the limit has risen to £30! Previously it was only possible to use contactless for payments of £20 or less, so you can now spend more and enjoy the same convenience. Read More...

Will you use cash in 10 years?

28th August 2015 The shift from cash to cards has been steadily going on for years, but there are expectations that this trend will ramp up even more in the years to come. The question is, will you still be using cash in a decade? Read More...

Avoid a festive financial hangover – start saving!

28th August 2015 OK, we know it’s a bit soon to be talking about Christmas, but if you want to make sure you can comfortably cover the cost, you probably want to start thinking about it – and saving accordingly. Read More...

The fear of missing out can cost £171/month

27th August 2015 Do you suffer from FOMO – the fear of missing out? If so, it could be costing you a sizeable chunk of cash, because research has revealed that people typically spend an extra £171 per month because they don’t want to miss out on all the fun. Read More...

How will you repay your mortgage?

27th August 2015 You repay your mortgage diligently every month in the hope that you’ll comfortably pay it off by the time you retire. But are you confident that you’ll actually be able to achieve that? Read More...
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