Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts.
Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today.
Products shown with a yellow background are sponsored products.
There are several types of variable rate mortgages, including standard variable, discounted rate and tracker rate. The interest rate you pay on all of these can go up as well as down. Although they do not offer protection from future rate increases, they will allow you to benefit from cheaper payments when interest rates are low.
Some lenders offer tracker rate mortgages. These rates move up and down (or track) in line with changes to the Bank of England base rate, meaning that your payment can fluctuate as well.
Most lenders offer a standard variable rate mortgage (SVR). The fees associated with taking out, or remortgaging from, an SVR mortgage are often relatively low. This is because many have low set-up costs and no early repayment charges. Unlike a tracker, an SVR is set arbitrarily by each individual lender, so your rate may increase or decrease by a different amount to the Bank of England base rate.
Discounted rates are another form of variable rate mortgage; we have a separate best buy table for these here, or a specialist table for first time buyers.
When you look at our best buys, you will see that we have selected products from across different loan-to-value tiers in order to give a wide overview of what’s available.
However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.
Mortgage repayment calculatorWork out how much your mortgage repayments will be.
How much can I borrow calculator?Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.
The news has long been full of the woes of the first-time buyer, but they are not the only ones who ... More
Mortgage loans for first-time buyers have reached their highest level for seven years, as borrowers ... More
One of the biggest announcements in this week’s Autumn Statement was the reform to stamp duty thresh... More
There’s often a lull in housing market activity during the winter months, and this year is no except... More
Are you hoping to get a mortgage? Well, it’s not that easy. Regulatory changes have made it increasi... More
Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More
Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More
Several mortgage lenders have announced increases to their rates. Find out what to do if your mortga... More
Yorkshire Bank has reduced selected mortgage rates, boosting their competitiveness in the market. On... More
Skipton Building Society has reduced the rate on its three-year fixed rate mortgage by 0.23%, pushin... More
TSB has unveiled a new 10-year mortgage deal, which has zoomed straight into the Moneyfacts charts a... More
Post Office has added to its mortgage products with a new two-year fixed rate deal, which has won th... More
Norwich & Peterborough Building Society has amended selected fixed rates among its mortgage offering... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.