Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.
Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to
them from Moneyfacts.co.uk. None of these arrangements affects our independence.
Business credit cards are a convenient way for staff that need to spend during the course of their work to do so. Instead of employees having to submit expense claims to recoup their own money, a business credit card can allow them to pay without the hassle – or the paperwork! Alternatively, a business credit card can help a self employed or small business owner to manage their monthly cash flow in addition to using their overdraft.
Credit cards can be an expensive way to borrow. So in order to get the most out your card, while paying the least, make sure you repay the balance in full before you start being charged interest.
Most business credit cards have a 56 day interest-free grace period in which you can repay purchases made on the card. This two month grace period, can also give you some payment flexibility if you have a particularly expensive month.
When comparing credit cards you should look at the APR and the annual fee you’ll have to pay, as these can vary considerably. Providers will also charge for each additional card you need on the account. Some business credit card providers will require you to be banking with them already in order to be eligible for a card. Others will only offer a card where your turnover is above, or below a certain level.
Make sure you read the small print for any eligibility restrictions before making an application.
Stay in the know with all the latest information, of-the-moment consumer trends, best-in-class products & providers and helpful tools from Moneyfacts.
The world of business finance gathered together last night to celebrate the 2015 Business Moneyfacts... More
Having the right insurance is a vital part of any business, but unfortunately, not all companies are... More
Being able to make international payments swiftly, simply and, above all, cost-effectively, will be ... More
September was a record month for lending to small and medium-sized enterprises (SMEs), figures from ... More
Small businesses rely on having suitable funding streams to grow effectively, but unfortunately, it ... More
Is your charity business account paying little interest? Find the best paying charity accounts here... More
When it comes to the day-to-day running of your business, the financial product that you need to be ... More
Unimpressed by the returns on your business’ savings account? Here’s the lowdown on an increasingly ... More
Cambridge & Counties Bank has unveiled a new notice savings account for businesses, which has storme... More
United Bank UK has increased rates across its range of business accounts by up to 0.25%, with its on... More
United Trust Bank has re-entered the variable business market and has taken the charts by storm, wit... More
Aldermore has increased the rate on its easy access business savings account by 0.10%, securing it a... More
Teachers Building Society has increased the rate on its one-year fixed rate business bond by 0.15%, ... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.