Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.
All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.
Business credit cards are a convenient way for staff that need to spend during the course of their work to do so. Instead of employees having to submit expense claims to recoup their own money, a business credit card can allow them to pay without the hassle – or the paperwork! Alternatively, a business credit card can help a self employed or small business owner to manage their monthly cash flow in addition to using their overdraft.
Credit cards can be an expensive way to borrow. So in order to get the most out your card, while paying the least, make sure you repay the balance in full before you start being charged interest.
Most business credit cards have a 56 day interest-free grace period in which you can repay purchases made on the card. This two month grace period, can also give you some payment flexibility if you have a particularly expensive month.
When comparing credit cards you should look at the APR and the annual fee you’ll have to pay, as these can vary considerably. Providers will also charge for each additional card you need on the account. Some business credit card providers will require you to be banking with them already in order to be eligible for a card. Others will only offer a card where your turnover is above, or below a certain level.
Make sure you read the small print for any eligibility restrictions before making an application.
Stay in the know with all the latest information, of-the-moment consumer trends, best-in-class products & providers and helpful tools from Moneyfacts.
Are you in the field of business finance? Then you’ll be familiar with the Business Moneyfacts Award... More
Earlier this year, the 2015 Business Moneyfacts Awards took place at a gala ceremony held at the Lan... More
The world of business finance gathered together last night to celebrate the 2015 Business Moneyfacts... More
Having the right insurance is a vital part of any business, but unfortunately, not all companies are... More
Being able to make international payments swiftly, simply and, above all, cost-effectively, will be ... More
Is your charity business account paying little interest? Find the best paying charity accounts here... More
When it comes to the day-to-day running of your business, the financial product that you need to be ... More
Hampshire Trust Bank has reduced the rate paid on its business notice account; however, it has remai... More
Cambridge & Counties Bank has revamped its business portfolio and launched a brand new notice accoun... More
Hampshire Trust Bank has reduced the rate paid on its one-year fixed rate business bond, but thanks ... More
Hampshire Trust Bank has launched a new business notice savings account, taking a position at the to... More
Julian Hodge Bank has made a slight reduction to the rate paid by its one-year fixed rate business b... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.