Remortgaging - Best Remortgage Deals | moneyfacts.co.uk

Compare the Best Remortgage Deals

  - Compare and search over 3,000 remortgage deals to find the best rate to suit you.
Also look at:

Compare the Best Remortgage Deals

Compare
Up to 3 products
side by side
RateAPRCMortgage TypePeriodMax LTVERCSearch all
4934 mortgages

1.29%
Reverting to 3.69%
3.4% Fixed30/06/201980%To 30/06/2019Details...
Go to Site
 
  Product Fee: Booking £999 

2.19%
Reverting to 5.39%
4.0% Discounted Variable3 years80%1st 3 yrs Details...
Speak to an Adviser
 
  Product Fee: None 

1.84%
Reverting to 4.54%
3.7% Fixed01/09/202265%To 01/09/2022Details...
Go to Site
 
  Product Fee: Arrangement £995 

1.94%
Reverting to 3.69%
3.1% Fixed30/06/202275%To 30/06/2022Details...
Go to Site
 
  Product Fee: Booking £999 

1.39%
 for Term
1.5% VariableTerm75%NoneDetails...
Speak to an Adviser
 
  Product Fee: Arrangement £999 
  Sponsored Products  

2.59%
Reverting to 4.24%
4.0% Fixed30/06/201990%To 30/06/2019Details...
Go to Site
 
  Product Fee: None 

1.74%
Reverting to 3.74%
3.4% Variable2 years75%NoneDetails...
Go to Site
 
  Product Fee: None 

2.14%
Reverting to 3.74%
3.2% Fixed5 years70%1st 5 yrs Details...
Go to Site
 
  Product Fee: Reservation £999 
Compare
Last Updated: Friday 28 April 2017 01:19

Representative Example: £150,000 mortgage over 25 years initially at 1.94% fixed for 62 months reverting to 3.69% variable for term. 62 monthly payments of £631.41 and 238 monthly payments of £739.38. Total amount payable £216,436.86 includes loan amount, interest of £65,120, valuation fees of £173 and product fees of £999. The overall cost for comparison is 3.1% APRC representative.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

Disclaimer: Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

What is remortgaging?

To remortgage your house basically means to change your existing mortgage for a new one, without moving to a new home. You might want to remortgage for added security, if you think a better rate is available which will save you money on repayments; or to raise capital to pay for a home improvements such as a new kitchen, extension or a conservatory, or you may have reached the end of a fixed rate mortgage.

How to remortgage your house

Remortgaging deals can be expensive, so be sure to shop around. Many lenders offer free valuation and legal fees, but this may be at the expense of a higher interest rate. 
You can compare the cheapest remortgage rates in this Best Buy remortgage table, which shows a selection of the best fixed rate remortgage, discount rate and tracker deals.

When you look at our best buys, you will see that we have selected products from across different loan-to-value tiers in order to give a wide overview of what’s available.

Once you've decided on the remortgage you want, use our handy remortgage calculator to work out how much your monthly repayments will be.

Find the remortgage that best suits your needs

If you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage finder to access a more comprehensive list of mortgages.

Remortgage Advice

If you can’t find a remortgage product that’s right for you, don’t worry – speak to an expert Mortgage Adviser. We've launched the Moneyfacts Mortgage Sevice in partnership with Premier Financial Group to help with your decision. To talk to a remortgage broker, simply ‘Request callback’ and someone will be in touch shortly. 

If you have experienced bad or adverse credit or have had an IVA and are looking to remortgage we strongly advise you to contact a specialist remortgage broker to assist you with your choice.

 

 
 

Mortgage Calculators

How much will I pay monthly?How much will I pay monthly?
Work out how much your monthly mortgage repayments will be.

How much do I need to borrow?How much do I need to borrow?
Work out how much money in total you will need to borrow in order to get a mortgage.

Raising a deposit still a barrier for first-timers
Raising a deposit still a barrier for first-timers

First-time buyers have it tough at the moment. Not only are suitable mortgage rates edging up, but r... More

Mind the mortgage rate gap
Mind the mortgage rate gap

Average mortgage rates as a whole have been falling fairly consistently in recent years, yet there’s... More

Mortgage rate war steps up with lowest ever rate
Mortgage rate war steps up with lowest ever rate

Mortgage rates have been hovering at record low territory since last year, with providers still keen... More

Sharp rise in remortgaging activity
Sharp rise in remortgaging activity

Remortgaging activity has been surging ahead in recent months, driven by record low mortgage rates a... More

Happy Mortgage Freedom Day!
Happy Mortgage Freedom Day!

Research from Halifax shows that today, 19 April, is this year’s UK Mortgage Freedom Day – the day w... More

How to choose an estate agent
How to choose an estate agent

Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More

Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

You and your mortgage
You and your mortgage

What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More

Principality enters 2yr mortgage chart
Principality enters 2yr mortgage chart

Principality BS has reduced selected rates, including on its two-year mortgage deal, which has enter... More

Yorkshire presents lowest-ever mortgage rate
Yorkshire presents lowest-ever mortgage rate

Yorkshire BS has amended its discounted variable rate mortgage, which now offers the lowest ever rat... More

Principality reduces 2yr mortgage rate
Principality reduces 2yr mortgage rate

Principality BS has reduced the rate on its two-year mortgage deal, which in combination with its at... More

Coventry increases variable mortgage rate
Coventry increases variable mortgage rate

Coventry BS has increased selected variable rates across its mortgage range. Despite this, its 90% l... More

Yorkshire’s amended 3yr mortgage goes top
Yorkshire’s amended 3yr mortgage goes top

Yorkshire BS has reduced rates on selected mortgage products, which sees its three-year fixed rate d... More

Close