Representative Example: £150,000 mortgage over 25 years initially at 1.50% variable for 36 months reverting to 4.99% variable for term. 36 monthly payments of £599.90 and 264 monthly payments of £842.27. Total amount payable £244,550.68 includes loan amount, interest of £93,956, valuation fees of £260 and product fees of £0. The overall cost for comparison is 4.2% APRC representative.
Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts.
Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today.
Products shown with a yellow background are sponsored products.
Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF
YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from
individual lenders. Loans are subject to status and valuation and are not available to
persons under the age of 18. All rates are subject to change without notice. Please
check all rates and terms with your lender or financial adviser before undertaking
To remortgage your house basically means to change your existing mortgage for a new one, without moving to a new home. You might want to remortgage for added security, if you think a better rate is available which will save you money on repayments; or to raise capital to pay for a home improvements such as a new kitchen, extension or a conservatory, or you may have reached the end of a fixed rate mortgage.
Remortgaging deals can be expensive, so be sure to shop around. Many lenders offer free valuation and legal fees, but this may be at the expense of a higher interest rate.
You can compare the cheapest remortgage rates in this Best Buy remortgage table, which shows a selection of the best fixed rate remortgage, discount rate and tracker deals.
When you look at our best buys, you will see that we have selected products from across different loan-to-value tiers in order to give a wide overview of what’s available.
Once you've decided on the remortgage you want, use our handy remortgage calculator to work out how much your monthly repayments will be.
If you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage finder to access a more comprehensive list of mortgages.
If you can’t find a remortgage product that’s right for you, don’t worry – speak to an expert Mortgage Adviser.
We've launched the Moneyfacts Mortgage Sevice in partnership with Premier Financial Group to help with your decision. To talk to a remortgage broker, simply ‘Request callback’
and someone will be in touch shortly.
If you have experienced bad or adverse credit or have had an IVA and are looking to remortgage we strongly advise you to contact a specialist remortgage broker to assist you with your choice.
Please send me emails with the latest Moneyfacts news, best buy products and specially selected third party offers
Mortgage repayment calculatorWork out how much your mortgage repayments will be.
How much can I borrow calculator?Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.
Halloween is just around the corner, and many people will be getting their homes ready for a night o... More
We all know how expensive property can be in London and how tricky it is to get on the ladder, but t... More
Mortgage rates are among the lowest ever recorded, and in the case of fixed rates, they just keep fa... More
Earlier this week, the financial watchdog revealed that hundreds of thousands of mortgage holders co... More
There’s been a lot of talk recently about the rate of house price growth slowing, but is it affectin... More
Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More
Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More
What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More
Yorkshire BS has reduced its three-year fixed mortgage deal by 0.14%. This has made it the market-le... More
Tipton & Coseley BS has launched a new three-year discounted variable rate mortgage to the market ai... More
Furness BS has launched a new five-year fixed rate mortgage, which has entered the Best Buy chart fo... More
Virgin Money has reduced selected rates across its fixed mortgage range, including an impressive cut... More
Loughborough BS has launched a new two-year discounted variable mortgage deal at 85% loan-to-value (... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.