Compare best Remortgage deals | fixed rate | tracker | variable – Moneyfacts.co.uk

Find the Best Remortgage Deals

  - Compare the best remortgage rates at moneyfacts.co.uk. Our independent experts have chosen this selection of the best remortgage deals.
 
Also look at:

Compare the Best Remortgage Deals

Compare
Up to 3 products
side by side
RateAPRCMortgage TypePeriodMax LTVERCSearch all
4650 mortgages

1.24%
Reverting to 5.29%
4.9% Discounted Variable2 years80%1st 2 yrs Details...
Speak to an Adviser
 
  Product Fee: Completion £999 

1.54%
Reverting to 3.74%
3.4% Fixed28/02/201980%To 28/02/2019Details...
Go to Site
 
  Product Fee: Arrangement £995 

1.50%
Reverting to 4.99%
3.9% Discounted Variable3 years65%1st 3 yrs Details...
Speak to an Adviser
 
  Product Fee: None 

2.19%
Reverting to 5.39%
4.0% Discounted Variable3 years80%1st 3 yrs Details...
Go to Site
 
  Product Fee: None 

1.69%
 for Term
1.8% VariableTerm75%NoneDetails...
Speak to an Adviser
 
  Product Fee: Arrangement £999 
  Sponsored Products  

3.49%
Reverting to 4.59%
4.6% Fixed28/02/201975%To 28/02/2019Details...
Go to Site
 
  Product Fee: Arrangement £1495, Completion £295 

3.29%
Reverting to 4.59%
4.6% Fixed28/02/201960%To 28/02/2019Details...
Go to Site
 
  Product Fee: Arrangement £1495, Completion £295 

1.73%
Reverting to 4.24%
3.8% Fixed30/11/201875%To 30/11/2018Details...
Go to Site
 
  Product Fee: Arrangement £295 

1.99%
Reverting to 3.74%
3.2% Fixed5 years60%1st 5 yrs Details...
Go to Site
 
  Product Fee: Reservation £999 
Compare
Last Updated: Friday 9 December 2016 01:13

Representative Example: £150,000 mortgage over 25 years initially at 2.19% variable for 36 months reverting to 5.39% variable for term. 36 monthly payments of £649.75 and 264 monthly payments of £880.76. Total amount payable £256,581.64 includes loan amount, interest of £105,912, valuation fees of £395 and product fees of £0. The overall cost for comparison is 4.7% APRC representative.

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

Disclaimer: Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

What is remortgaging?

To remortgage your house basically means to change your existing mortgage for a new one, without moving to a new home. You might want to remortgage for added security, if you think a better rate is available which will save you money on repayments; or to raise capital to pay for a home improvements such as a new kitchen, extension or a conservatory, or you may have reached the end of a fixed rate mortgage.

How to remortgage your house

Remortgaging deals can be expensive, so be sure to shop around. Many lenders offer free valuation and legal fees, but this may be at the expense of a higher interest rate. 
You can compare the cheapest remortgage rates in this Best Buy remortgage table, which shows a selection of the best fixed rate remortgage, discount rate and tracker deals.

When you look at our best buys, you will see that we have selected products from across different loan-to-value tiers in order to give a wide overview of what’s available.

Once you've decided on the remortgage you want, use our handy remortgage calculator to work out how much your monthly repayments will be.

Find the remortgage that best suits your needs

If you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage finder to access a more comprehensive list of mortgages.

Remortgage Advice

If you can’t find a remortgage product that’s right for you, don’t worry – speak to an expert Mortgage Adviser. We've launched the Moneyfacts Mortgage Sevice in partnership with Premier Financial Group to help with your decision. To talk to a remortgage broker, simply ‘Request callback’ and someone will be in touch shortly. 

If you have experienced bad or adverse credit or have had an IVA and are looking to remortgage we strongly advise you to contact a specialist remortgage broker to assist you with your choice.

 

 
 

Mortgage Calculators

Mortgage repayment calculatorMortgage repayment calculator
Work out how much your mortgage repayments will be.

How much can I borrow calculator?How much can I borrow calculator?
Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.

Goodbye to the Help to Buy Guarantee
Goodbye to the Help to Buy Guarantee

On 31 December, phase two of the Help to Buy initiative will be withdrawn from the market. It’s cert... More

Remortgaging bounces back
Remortgaging bounces back

Remortgaging has been enjoying a welcome boost in recent months, despite September’s slight dip, wit... More

Bank of Mum and Dad holds the (house) key
Bank of Mum and Dad holds the (house) key

The Bank of Mum and Dad is an important source of finance for many young adults, and it seems that t... More

Fee-free mortgages on the rise
Fee-free mortgages on the rise

Mortgage rates may be at record lows, but for some people, the extra costs associated can make switc... More

London property now 14x earnings
London property now 14x earnings

The Autumn Statement may have promised support for more affordable housing, but as it stands we are ... More

How to choose an estate agent
How to choose an estate agent

Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More

Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

You and your mortgage
You and your mortgage

What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More

Nationwide’s excellent tracker mortgage
Nationwide’s excellent tracker mortgage

Nationwide BS has launched several new variable tracker mortgages, including a five-year deal that b... More

Two-year fixed mortgage tops the charts
Two-year fixed mortgage tops the charts

Norwich & Peterborough BS has reduced selected mortgage rates, including a 0.10% reduction to its tw... More

West Brom cuts 5yr fixed mortgage rate
West Brom cuts 5yr fixed mortgage rate

West Brom BS has reduced selected rates across its fixed mortgage range. This has enabled their five... More

Yorkshire cuts 3-yr fixed mortgage rate
Yorkshire cuts 3-yr fixed mortgage rate

Yorkshire BS has reduced its three-year fixed mortgage deal by 0.14%. This has made it the market-le... More

Outstanding mortgage for new buyers
Outstanding mortgage for new buyers

Tipton & Coseley BS has launched a new three-year discounted variable rate mortgage to the market ai... More

Close