Find and compare the best credit cards abroad

  - Don't get caught out by expensive cards abroad. Compare the best travel credit cards that charge low fees for foreign use.
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Compare the Best Use Abroad Credit Cards

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Cash Fee / Min Charge
Foreign Usage Charges
EU World
Additional InformationSearch all243 Credit Cards
 
Halifax

Clarity Credit Card MasterCard
0.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • No balance transfer fee
  • Rates dependent on credit rating
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
SAGA

Over 50's Platinum Visa
2.00% /
Min: £2.00
Visa
0.00%
Visa
0.00%
  • Discounts within the Saga travel group
  • No transfers from other Allied Irish Bank cards
  • Emergency cash service available
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases. Representative 11.9% APR variable. 
Post Office Money®

Post Office Money Platinum MasterCard
2.50% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • 0% commission on purchases abroad
  • No Contactless payments
  • Manage your account online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.8% variable per annum for purchases. Representative 17.8% APR variable. 
Lloyds Bank

Avios Rewards Amex/MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
American Express
0.00%
MasterCard
0.00%
American Express
0.00%
  • ]No foreign usage charge
  • Rates dependent on credit rating
  • Receive both a MasterCard and an American Express
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Annual fee of £24 applies. Representative 23.7% APR variable. 
NewDay Ltd

aqua Advance MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • Possible rate reduction of 5% a year for 3 years
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.92% variable per annum for purchases. Representative 34.9% APR variable. 
Nationwide BS

Credit Card Balance Transfer Visa
2.50% /
Min: £3.00
Visa
2.00%
Visa
2.00%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online or with the mobile app
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Nationwide BS

Credit Card Purchase Visa
2.50% /
Min: £3.00
Visa
2.00%
Visa
2.00%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online or with the mobile app
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
MBNA Limited

Virgin Atlantic White Amex/Visa
2.00% /
Min: £2.50
Visa
2.75%
American Express
2.75%
Visa
2.75%
American Express
2.75%
  • 3,000 miles with your first card purchase made within 90 days of account opening
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Bank of Ireland UK

Gold MasterCard
2.50% /
Min: £3.00
MasterCard
2.75%
MasterCard
2.75%
  • Free text alerts
  • No online fraud guarantee
  • Max balance transfer - credit limit less £200
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 16.9% variable per annum for purchases. Representative 16.9% APR variable. 
Danske Bank

Danske MasterCard
2.75% /
Min: £2.75
MasterCard
2.75%
MasterCard
2.75%
  • Have up to 3 additional cardholders
  • Can't change payment due date
  • Danske Choice/Danske Freedom customers only
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 22.9% variable per annum for purchases. Representative 22.9% APR variable. 
Capital One

Classic MasterCard
3.00% /
Min: £3.00
MasterCard
2.75%
MasterCard
2.75%
  • 24 hour customer service
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.94% variable per annum for purchases. Representative 34.9% APR variable. 
Compare
Last Updated: Thursday 3 September 2015 10:49

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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What are Foreign Usage Credit Cards?

When you use your credit card abroad, you are likely to be charged a fee when you make a purchase and an additional fee to withdraw cash. However, some credit cards specialise in not charging, or charge a reduced ‘Foreign Usage Fee’ for purchases made abroad, and some also don’t charge you for ATM withdrawals either.

A Foreign Usage Credit Card, therefore, is particularly good if you are a regular traveller, or for holiday spending.  However, it’s easy to get carried away in the exuberance of a holiday – so be very wary of withdrawing cash at an ATM.

A Foreign Usage Credit Card may not charge you a fee for withdrawing cash, but may charge you a much higher rate of interest than if you made a purchase directly on the card. As well as this, you may be charged interest sooner for any cash withdrawals you make on the card, as opposed to making a purchase.

 

 
 
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