Use Abroad Credit Cards - Holiday Credit Cards | moneyfacts.co.uk

Find and compare the best credit cards abroad

  - Don't get caught out by expensive cards abroad. Compare the best travel credit cards that charge low fees for foreign use.
 
Also look at:

Compare the Best Use Abroad Credit Cards

Compare
Up to 3 products
side by side
Cash Fee / Min Charge
Foreign Usage Charges
EU World
Additional InformationSearch all214 Credit Cards
 
Creation Financial Services

Creation Everyday Credit Card MasterCard
0.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • Low APR of 12.9%
  • No balance transfers from Creation Financial Services cards
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Representative 12.9% APR variable. 
Barclaycard

Platinum Travel Visa
2.99% /
Min: £2.99
Visa
0.00%
Visa
0.00%
  • Can't change payment due date
  • [gNo non-sterling transaction fees on foreign spend and ATM withdrawals until 31.8.18
  • Contactless payments up to £30
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 14.9% variable per annum for purchases. Representative 14.9% APR variable. 
Halifax

Clarity Credit Card MasterCard
0.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • No balance transfer fee
  • Rates dependent on credit rating
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Nationwide BS

Select Credit Card Visa
2.50% /
Min: £3.00
Visa
0.00%
Visa
0.00%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Representative 15.9% APR variable. 
Santander

All in One Credit Card MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • 0.5% cashback on purchases
  • Monthly fee of £3
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Fee of £3 per month applies. Representative 21.7% APR variable. 
Post Office Money®

Post Office Money Platinum MasterCard
2.50% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • 0% on balance transfers for 22 months
  • Rates dependent on credit rating
  • Manage your account online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.8% variable per annum for purchases. Representative 17.8% APR variable. 
Lloyds Bank

Avios Rewards Amex/MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
American Express
0.00%
MasterCard
0.00%
American Express
0.00%
  • No foreign usage charge
  • Rates dependent on credit rating
  • Receive both a MasterCard and an American Express
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Fee of £24 per annum applies. Representative 23.7% APR variable. 
nuba

All Round Credit Card MasterCard
5.00% /
Min: £0.00
Visa
0.00%
Visa
0.00%
  • % on balance transfers for 28 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Royal Bank of Scotland

Reward Black Credit Card MasterCard
3.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • 1% Rewards on supermarket spend (0.5% at their petrol stations), 1% on selected retailers & contactless transactions
  • Annual fee £84, waived if Reward Black Current Account holder
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.94% variable per annum for purchases. Fee of £84 per annum applies. Representative 33.6% APR variable. 
NewDay Ltd

aqua Advance MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • Possible rate reduction of 5% a year for 3 years
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.91% variable per annum for purchases. Representative 34.9% APR variable. 
NatWest

Reward Black Credit Card MasterCard
3.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • 1% Rewards on supermarket spend (0.5% at their petrol stations), 1% on selected retailers & contactless transactions
  • Annual fee £84, waived if Reward Black Current Account holder
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Fee of £84 per annum applies. Representative 37.1% APR variable. 
Nationwide BS

Credit Card Visa
2.50% /
Min: £3.00
Visa
2.00%
Visa
2.00%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online or with the mobile app
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Compare
Last Updated: Tuesday 24 January 2017 15:48

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

Search All Credit Cards >>
 

What are Foreign Usage Credit Cards?

When you use your credit card abroad, you are likely to be charged a fee when you make a purchase and an additional fee to withdraw cash. However, some credit cards specialise in not charging, or charge a reduced ‘Foreign Usage Fee’ for purchases made abroad, and some also don’t charge you for ATM withdrawals either.

A Foreign Usage Credit Card, therefore, is particularly good if you are a regular traveller, or for holiday spending.  However, it’s easy to get carried away in the exuberance of a holiday – so be very wary of withdrawing cash at an ATM.

A Foreign Usage Credit Card may not charge you a fee for withdrawing cash, but may charge you a much higher rate of interest than if you made a purchase directly on the card. As well as this, you may be charged interest sooner for any cash withdrawals you make on the card, as opposed to making a purchase.

 

 
 
 

Card Tools

Improve your credit ratingImprove your credit rating
If you've been rejected from a card application or think you have a poor credit rating, find out how you can get accepted. A simple thing like not being on the electoral roll could be the reason.

Credit repayment calculatorCredit repayment calculator
Find out how long it will take to clear your Credit Card.

Credit repayment term calculatorCredit repayment term calculator
Want to clear your credit card as quickly as possible?

Credit card mistakes cost borrowers £948m
Credit card mistakes cost borrowers £948m

At this time of year, many people could be turning to balance transfer credit cards in an attempt to... More

6 of the best balance transfer credit cards
6 of the best balance transfer credit cards

Does the thought of opening your credit card bills fill you with fear? If so, you're not alone! Chri... More

Get a better credit score for the New Year
Get a better credit score for the New Year

A new year means a fresh start, and one of the best things you can do is take a cold, hard look at y... More

Do you have a festive financial hangover?
Do you have a festive financial hangover?

Has all that festive indulgence left you with a hangover? We don’t just mean the traditional kind, e... More

Shoppers get their credit card finances in order
Shoppers get their credit card finances in order

More than 650,000 new store and credit cards are expected to be taken out in January as savvy shoppe... More

Guide to 0% balance transfer credit cards
Guide to 0% balance transfer credit cards

Getting a long 0% balance transfer credit card can reduce your debt quickly and cheaply. But there a... More

Find your credit card providers
Find your credit card providers

Find out who provides your credit card. Most branded cards are issued by another provider – this cou... More

What type of credit card is best?
What type of credit card is best?

They’re so easy aren’t they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spendin... More

BoS 0% balance transfer term now 41 months
BoS 0% balance transfer term now 41 months

Bank of Scotland has increased the introductory balance transfer term on its leading balance transfe... More

Barclaycard’s new 0% interest credit card
Barclaycard’s new 0% interest credit card

Barclaycard has launched a new 0% interest credit card, which boasts competitive introductory deals ... More

Post Office improves balance transfer card
Post Office improves balance transfer card

Post Office Money has increased the introductory term on its 0% balance transfer credit card, which ... More

Sainsbury’s reduces balance transfer fee
Sainsbury’s reduces balance transfer fee

Sainsbury’s Bank has reduced the introductory fee on its leading 0% balance transfer credit card by ... More

Virgin Money improves 0% purchase card
Virgin Money improves 0% purchase card

Virgin Money has increased the introductory purchase term on its 0% purchase credit card, which sees... More

Close