Find and compare the best credit cards abroad

  - Don't get caught out by expensive cards abroad. Compare the best travel credit cards that charge low fees for foreign use.
Also look at:

Compare the Best Use Abroad Credit Cards

Compare
Up to 3 products
side by side
Cash Fee / Min Charge
Foreign Usage Charges
EU World
Additional InformationSearch all241 Credit Cards
 
Halifax

Clarity Credit Card MasterCard
0.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • No balance transfer fee
  • Rates dependent on credit rating
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
SAGA

Over 50's Platinum Visa
2.00% /
Min: £2.00
Visa
0.00%
Visa
0.00%
  • Discounts within the Saga travel group
  • No transfers from other Allied Irish Bank cards
  • Emergency cash service available
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 11.9% variable per annum for purchases. Representative 11.9% APR variable. 
Post Office Money®

Post Office Money Platinum MasterCard
2.50% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • 0% commission on purchases abroad
  • No Contactless payments
  • Manage your account online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.8% variable per annum for purchases. Representative 17.8% APR variable. 
Lloyds Bank

Avios Rewards Amex/MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
American Express
0.00%
MasterCard
0.00%
American Express
0.00%
  • ]No foreign usage charge
  • Rates dependent on credit rating
  • Receive both a MasterCard and an American Express
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Annual fee of £24 applies. Representative 23.7% APR variable. 
NewDay Ltd

aqua Advance MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • Possible rate reduction of 5% a year for 3 years
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.92% variable per annum for purchases. Representative 34.9% APR variable. 
Nationwide BS

Credit Card Balance Transfer Visa
2.50% /
Min: £3.00
Visa
2.00%
Visa
2.00%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online or with the mobile app
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Nationwide BS

Credit Card Purchase Visa
2.50% /
Min: £3.00
Visa
2.00%
Visa
2.00%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online or with the mobile app
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
MBNA Limited

Virgin Atlantic White Amex/Visa
2.00% /
Min: £2.50
Visa
2.75%
American Express
2.75%
Visa
2.75%
American Express
2.75%
  • 3,000 miles with your first card purchase made within 90 days of account opening
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Bank of Ireland UK

Gold MasterCard
2.50% /
Min: £3.00
MasterCard
2.75%
MasterCard
2.75%
  • Free text alerts
  • No online fraud guarantee
  • Max balance transfer - credit limit less £200
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 16.9% variable per annum for purchases. Representative 16.9% APR variable. 
Danske Bank

Danske MasterCard
2.75% /
Min: £2.75
MasterCard
2.75%
MasterCard
2.75%
  • Have up to 3 additional cardholders
  • Can't change payment due date
  • Danske Choice/Danske Freedom customers only
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 22.9% variable per annum for purchases. Representative 22.9% APR variable. 
Capital One

Classic MasterCard
3.00% /
Min: £3.00
MasterCard
2.75%
MasterCard
2.75%
  • 24 hour customer service
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.94% variable per annum for purchases. Representative 34.9% APR variable. 
Compare
Last Updated: Wednesday 5 August 2015 08:49

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

Search All Credit Cards >>
 

What are Foreign Usage Credit Cards?

When you use your credit card abroad, you are likely to be charged a fee when you make a purchase and an additional fee to withdraw cash. However, some credit cards specialise in not charging, or charge a reduced ‘Foreign Usage Fee’ for purchases made abroad, and some also don’t charge you for ATM withdrawals either.

A Foreign Usage Credit Card, therefore, is particularly good if you are a regular traveller, or for holiday spending.  However, it’s easy to get carried away in the exuberance of a holiday – so be very wary of withdrawing cash at an ATM.

A Foreign Usage Credit Card may not charge you a fee for withdrawing cash, but may charge you a much higher rate of interest than if you made a purchase directly on the card. As well as this, you may be charged interest sooner for any cash withdrawals you make on the card, as opposed to making a purchase.

 

 
 
International Money Transfers Based on £10,000 into Euros

Card Tools

Improve your credit ratingImprove your credit rating
If you've been rejected from a card application or think you have a poor credit rating, find out how you can get accepted. A simple thing like not being on the electoral roll could be the reason.

Credit repayment calculatorCredit repayment calculator
Find out how long it will take to clear your Credit Card.

Credit repayment term calculatorCredit repayment term calculator
Want to clear your credit card as quickly as possible?

The rising popularity of cards over cash
The rising popularity of cards over cash

When you’re at the till, do you instinctively reach for the cash, or your debit or credit card? Chan... More

Things to never do if you want a good credit score
Things to never do if you want a good credit score

Having a good credit score is the key to a wealth of borrowing opportunities. It can quite literally... More

Holidaying abroad? Pack the right card!
Holidaying abroad? Pack the right card!

Summer may officially be with us, but the lack of sunshine means it doesn’t really feel like it. It’... More

Shift to card spending continues
Shift to card spending continues

There’s an ongoing shift towards spending on debit and credit cards as opposed to using cash, even f... More

The end of reward credit cards? Don’t lose out
The end of reward credit cards? Don’t lose out

Last week, Moneyfacts revealed that interest rates on credit cards have hit a record high, and there... More

Guide to 0% balance transfer credit cards
Guide to 0% balance transfer credit cards

Getting a long 0% balance transfer credit card can reduce your debt quickly and cheaply. But there a... More

Find your credit card providers
Find your credit card providers

Find out who provides your credit card. Most branded cards are issued by another provider – this cou... More

What type of credit card is best?
What type of credit card is best?

They’re so easy aren’t they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spendin... More

Outstanding balance transfer credit card
Outstanding balance transfer credit card

MBNA has increased the introductory term on both balance transfers and money transfers on its Fluid ... More

Barclaycard’s outstanding credit repair card
Barclaycard’s outstanding credit repair card

Barclaycard has increased the introductory balance transfer fee on its 18-month credit repair card, ... More

AA’s new credit card enters the charts
AA’s new credit card enters the charts

AA has launched a new credit card onto the market, scoring a coveted place on the Moneyfacts charts ... More

Barclaycard cuts its 0% balance transfer fee
Barclaycard cuts its 0% balance transfer fee

Barclaycard has reduced the price of its introductory balance transfer fee on one of its credit card... More

Balance transfer cards get an outstanding fee cut
Balance transfer cards get an outstanding fee cut

MBNA has reduced the cost of its introductory balance transfer fees on selected credit cards, earnin... More

Close