Secured Loans

  - Borrow from £5,000 to £500,000 from the UK's largest range of secured loans. If you are a homeowner looking to borrow money for a wedding, home improvements, a new car or to consolidate existing debts then you could consider a secured loan.
  • Borrow from £5,000 to £500,000
  • No credit check on enquiry
  • Options available for Defaults, Mortgage arrears and CCJs

Secured Loans - Compare secured loan providers

Provider Headline Rate Max LTV Loan Amount Term Apply today
Min Max Min Max
 
.
Nemo's cheapest Secured Loan
5.59% 55% £40000 £200000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 6.2% (variable) so if you borrow £100000 over 25 years at a rate of 5.592% (variable) you will repay £644.38 per month & total amount payable £154,651.20. .
.
Super Sized Secured Loan from 6.5%
6.50% 50% £100000 £2500000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 6.86% (variable) so if you borrow £500000 over 20 years at a rate of 6.5% (variable) you will repay £3772.56 per month & total amount payable £905,414.40. .
.
The UK's cheapest secured loans specifically for self employed
6.54% 55% £40000 £200000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 8.4% (variable) so if you borrow £40000 over 10 years at a rate of 6.54% (variable) you will repay £384.26 per month & total amount payable £46,111.20. .
.
Prestige Finance most affordable secured loan
6.75% 70% £10000 £100000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 8.47% (variable) so if you borrow £50000 over 15 years at a rate of 6.75% (variable) you will repay £482.28 per month & total amount payable £86,810.40. .
.
Shawbrook Banks lowest standard rate
6.90% 65% £20000 £100000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% (variable) you will repay £402.23 per month & total amount payable £72,401.40. .
.
Flexible low rate Secured Loan
6.90% 50% £100001 £150000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% (variable) you will repay £402.23 per month & total amount payable £72,401.40. .
.
Part of the Principality Building Society Group
7.01% 70% £40000 £200000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 8.3% (variable) so if you borrow £50000 over 20 years at a rate of 7.008% (variable) you will repay £418.92 per month & total amount payable £100,540.80. .
.
Low Rate secured loan from 7%
7.01% 65% £7500 £39999 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 8.9% (variable) so if you borrow £30000 over 15 years at a rate of 7.008% (variable) you will repay £296.76 per month & total amount payable £53,416.80. .
.
Secured loan at competitive rate
7.20% 70% £7500 £39999 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% (variable) you will repay £201.27 per month & total amount payable £24,152.40. .
.
Part of the One Savings Bank Group
7.50% 75% £10000 £100000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 9.69% (variable) so if you borrow £40000 over 15 years at a rate of 7.5% (variable) you will repay £421.58 per month & total amount payable £74,253.60. .
Last Updated: Wednesday 17 December 2014 19:12

We compare all secured loans in partnership with:

We search 128 loans

FCA imposes payday loan cap
FCA imposes payday loan cap

Payday loans have seen their fair share of bad press over the last few years, so today (11 November)... More

How to improve your credit score
How to improve your credit score

Are you thinking about applying for credit? If so, you need to make sure your credit score is in ord... More

Rise in payday lending complaints
Rise in payday lending complaints

Payday loan companies have been in the news a lot recently, and for all the wrong reasons. Now, they... More

Understand the risks of payday loans
Understand the risks of payday loans

It can be difficult to make ends meet, particularly with bills on the rise and incomes being squeeze... More

Payday lenders subject to charge caps
Payday lenders subject to charge caps

Payday lenders have been coming under fire from the financial industry almost as long as they’ve bee... More

Secured (homeowner) Loans Guide
Secured (homeowner) Loans Guide

Secured loans are for homeowners or mortgage payers who wish to borrow larger amounts of cash and ha... More

What is an APR?
What is an APR?

APR is a term you'll see on several different products, including mortgages, credit cards & loans. S... More

Loan terminology – glossary and jargon buster
Loan terminology – glossary and jargon buster

Baffled by loans terminology? Our glossary and jargon buster explains commonly used terms when obtai... More

Santander wins 4-star review for personal loan
Santander wins 4-star review for personal loan

Santander has amended selected rates on its personal loan by up to 0.7% APR, increasing the competit... More

Cahoot grabs 5-stars for its personal loan
Cahoot grabs 5-stars for its personal loan

Cahoot has reviewed its personal loan and reduced selected rates by up to 0.7% APR, securing a marke... More

Sainsbury’s loan keeps 5-star status
Sainsbury’s loan keeps 5-star status

Sainsbury’s Bank has reviewed its personal loan rates and made a slight increase to selected tiers. ... More

M&S Bank personal loan stays in charts
M&S Bank personal loan stays in charts

M&S Bank has reviewed the rates for its personal loan and made an increase to the £7,500 to £15,000 ... More

Loan holds on to chart position
Loan holds on to chart position

Clydesdale Bank has held on to a top 10 place in the Moneyfacts charts despite making a marginal inc... More

The table above shows secured loans in rate order. You can click on the column headings to reorder the table. Moneyfacts.co.uk shows whole of market secured loans information. We will refer you to our independent secured loans partner, Loans Warehouse, who are a credit broker authorised and regulated by the Financial Conduct Authority. They will source the most appropriate secured loan based on your circumstances.

Disclaimer: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Loans are subject to status and valuation, secured on residential property and not available to those under 18. The APR quoted will be offered to a majority of applicants. You may be offered a higher rate depending on your personal circumstances. All rates and terms may change without notice so please check with Loans Warehouse before undertaking any borrowing.

Moneyfacts.co.uk Limited is an independent credit broker and will receive a payment from Loans Warehouse where customers take a loan following a link to them from Moneyfacts.co.uk. This arrangement does not affect our independence.