Secured Loans

  - Borrow from £5,000 to £500,000 from the UK's largest range of secured loans. If you are a homeowner looking to borrow money for a wedding, home improvements, a new car or to consolidate existing debts then you could consider a secured loan.
  • Borrow from £5,000 to £500,000
  • No credit check on enquiry
  • Options available for Defaults, Mortgage arrears and CCJs

Secured Loans - Compare secured loan providers

Provider Headline Rate Max LTV Loan Amount Term Apply today
Min Max Min Max
 
.
Nemo's cheapest Secured Loan
5.59% 55% £40000 £200000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 6.2% (variable) so if you borrow £100000 over 25 years at a rate of 5.592% (variable) you will repay £644.38 per month & total amount payable £154,651.20. .
.
Super Sized Secured Loan from 6.5%
6.50% 50% £100000 £2500000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 6.86% (variable) so if you borrow £500000 over 20 years at a rate of 6.5% (variable) you will repay £3772.56 per month & total amount payable £905,414.40. .
.
The UK's cheapest secured loans specifically for self employed
6.54% 55% £40000 £200000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 8.4% (variable) so if you borrow £40000 over 10 years at a rate of 6.54% (variable) you will repay £384.26 per month & total amount payable £46,111.20. .
.
Prestige Finance most affordable secured loan
6.75% 70% £10000 £100000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 8.47% (variable) so if you borrow £50000 over 15 years at a rate of 6.75% (variable) you will repay £482.28 per month & total amount payable £86,810.40. .
.
Shawbrook Banks lowest standard rate
6.90% 65% £20000 £100000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% (variable) you will repay £402.23 per month & total amount payable £72,401.40. .
.
Flexible low rate Secured Loan
6.90% 50% £100001 £150000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% (variable) you will repay £402.23 per month & total amount payable £72,401.40. .
.
Part of the Principality Building Society Group
7.01% 70% £40000 £200000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 8.3% (variable) so if you borrow £50000 over 20 years at a rate of 7.008% (variable) you will repay £418.92 per month & total amount payable £100,540.80. .
.
Low Rate secured loan from 7%
7.01% 65% £7500 £39999 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 8.9% (variable) so if you borrow £30000 over 15 years at a rate of 7.008% (variable) you will repay £296.76 per month & total amount payable £53,416.80. .
.
Secured loan at competitive rate
7.20% 70% £7500 £39999 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% (variable) you will repay £201.27 per month & total amount payable £24,152.40. .
.
Part of the One Savings Bank Group
7.50% 75% £10000 £100000 3 Years 25 Years Proceed .
. Representative Example: The representative APR is 9.69% (variable) so if you borrow £40000 over 15 years at a rate of 7.5% (variable) you will repay £421.58 per month & total amount payable £74,253.60. .
Last Updated: Saturday 04 July 2015 16:07

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We search 128 loans

Don’t waste hundreds of pounds on small loans
Don’t waste hundreds of pounds on small loans

If you need to borrow a small amount of money to make that vital purchase, what would you do? Seekin... More

Time to snap up a low-rate loan!
Time to snap up a low-rate loan!

It’s a great time to be a borrower at the moment. Thanks to intense competition in the sector, not t... More

Borrowing for a wedding? You could regret it
Borrowing for a wedding? You could regret it

Wedding season is rapidly approaching, and if you’re about to celebrate your nuptials, we have just ... More

Plans to lower payday loan costs finalised
Plans to lower payday loan costs finalised

The payday loans market has been under scrutiny for almost as long as it’s been around, and it’s jus... More

Payday loans increasingly used for essentials
Payday loans increasingly used for essentials

We all know the perils of payday loans, yet it seems that many are still drawn to them. Even worse, ... More

Secured (homeowner) Loans Guide
Secured (homeowner) Loans Guide

Secured loans are for homeowners or mortgage payers who wish to borrow larger amounts of cash and ha... More

What is an APR?
What is an APR?

APR is a term you'll see on several different products, including mortgages, credit cards & loans. S... More

Loan terminology – glossary and jargon buster
Loan terminology – glossary and jargon buster

Baffled by loans terminology? Our glossary and jargon buster explains commonly used terms when obtai... More

‘Outstanding’ loan from Tesco Bank
‘Outstanding’ loan from Tesco Bank

Tesco Bank has reduced the cost of borrowing £15,001 to £25,000 by 0.8% APR, securing its personal l... More

Cost of personal loan reduces
Cost of personal loan reduces

Sainsbury’s Bank has reduced the cost of select tiers of its personal loan. As a result, its loan of... More

£5k-7.5k 'outstanding’ loan from M&S Bank
£5k-7.5k 'outstanding’ loan from M&S Bank

M&S Bank has reduced the cost of a £5,000 to £7,499 personal loan, catapulting it to the very top of... More

TSB reduces cost of £7.5K - £25K loan
TSB reduces cost of £7.5K - £25K loan

TSB has reduced the cost of borrowing £7,500 to £25,000 by 1.0% APR for existing banking customers, ... More

Personal loan gets top rating
Personal loan gets top rating

Hitachi Capital (UK) has reduced the APR of its £5,000 to £7,499 loan by 0.2%, shooting it straight ... More

The table above shows secured loans in rate order. You can click on the column headings to reorder the table. Moneyfacts.co.uk shows whole of market secured loans information. We will refer you to our independent secured loans partner, Loans Warehouse, who are a credit broker authorised and regulated by the Financial Conduct Authority. They will source the most appropriate secured loan based on your circumstances.

Disclaimer: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Loans are subject to status and valuation, secured on residential property and not available to those under 18. The APR quoted will be offered to a majority of applicants. You may be offered a higher rate depending on your personal circumstances. All rates and terms may change without notice so please check with Loans Warehouse before undertaking any borrowing.

Moneyfacts.co.uk Limited is an independent credit broker and will receive a payment from Loans Warehouse where customers take a loan following a link to them from Moneyfacts.co.uk. This arrangement does not affect our independence.