Compare the best cashback credit cards

  - Get cashback for spending on your credit card. Compare the best cards but remember that some offers are for a limited period.
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Compare the Best Cashback Credit Cards

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Intro Rate For PurchasesAPRAdditional InformationSearch all222 Credit Cards
 
American Express

Platinum Cashback Card
N/A18.7%
  • 5% cashback for the first 3 months, capped at £125
  • Annual fee of £25
  • Emergency cash service available
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 14.0% variable per annum for purchases. Annual fee of £25 applies. Representative 18.7% APR variable. 
American Express

Platinum Cashback Everyday Card
N/A19.9%
  • 5% cashback for the first 3 months, capped at £100
  • Balance transfer fee
  • Emergency cash service available
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable. 
Capital One

Aspire Elite MasterCard
N/A19.9%
  • 5% cashback for the first 3 months
  • Minimum income of £50K required
  • Identity theft assistance
Details...
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  Representative Example: Based on a credit limit of £12000.00 charged at 17.57% variable per annum for purchases. Annual fee of £120 applies. Representative 19.9% APR variable. 
Santander

123 Credit Card MasterCard
0.0% for 23 months.16.5%
  • 3% cashback on fuel/train fares, capped at £300 pm
  • Annual fee of £24
  • 1% on supermarket & 2% on department store.
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.7% variable per annum for purchases. Annual fee of £24 applies. Representative 16.5% APR variable. 
ASDA Money

Credit Card MasterCard
N/A18.9%
  • 1% cashback on ASDA supermarket & petrol transactions
  • Can't change payment due date
  • Manage your card online
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Nationwide BS

Select Credit Card Visa
0.0% for 15 months.15.9%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Representative 15.9% APR variable. 
Bank of Ireland UK


Moneyback MasterCard
0.0% for 3 months.17.9%
  • 0.5% cashback on purchases
  • Cashback capped at £75 per year
  • Max balance transfer - credit limit less £200
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Bank of Ireland UK


Moneyback Gold MasterCard
0.0% for 3 months.17.9%
  • 0.5% cashback on purchases
  • Cashback capped at £75 per year
  • Max balance transfer - credit limit less £200
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
First Trust Bank (NI)


First Trust Bank (NI) Visa Option 1
N/A18.9%
  • Low cash withdrawal charges
  • Can't change payment due date
  • Switch between minimum repayment options
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
NewDay Ltd


aqua Reward MasterCard
N/A34.9%
  • No fees for using card abroad
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.92% variable per annum for purchases. Representative 34.9% APR variable. 
Capital One

Classic Extra MasterCard
N/A34.9%
  • 0.5% cashback available on a credit repair card
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.94% variable per annum for purchases. Representative 34.9% APR variable. 
NatWest


Cashback Plus Credit Card MasterCard
N/A17.4%
  • Cashback Plus Rewards Scheme
  • Annual fee £24
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Annual fee of £24 applies. Representative 17.4% APR variable. 
Compare
Last Updated: Monday 22 December 2014 08:52

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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What are Cashback Credit Cards?

If you like to spend on your credit card and pay it off in full every month, you don’t need flashy 0% offers, or even a particularly low purchase rate (as you never intend to pay it). Instead you want a credit card that will reward your custom, perhaps with points, airmiles or vouchers, or even with cashback.

A Cashback Credit Card is not suitable for you if you don’t repay your balance in full each month (or before any 0% introductory period ends) because any rewards you earn from the card will be more than cancelled out by the interest you have to pay.

Watch out as well for card providers offering high introductory cashback rates (you should really aim to base your decision on the long term cashback rate, after the introductory period ends) as well as the minimum transaction amount you need to make before you start earning cashback.

 

 
International Money Transfers Based on £10,000 into Euros

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