Compare the best cashback credit cards

  - Get cashback for spending on your credit card. Compare the best cards but remember that some offers are for a limited period.
Also look at:

Compare the Best Cashback Credit Cards

Compare
Up to 3 products
side by side
Intro Rate For PurchasesAPRAdditional InformationSearch all240 Credit Cards
 
American Express

Platinum Cashback Card
N/A18.7%
  • 5% cashback for the first 3 months, capped at £125
  • Annual fee of £25
  • Emergency cash service available
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 14.0% variable per annum for purchases. Annual fee of £25 applies. Representative 18.7% APR variable. 
American Express

Platinum Cashback Everyday Card
N/A19.9%
  • 5% cashback for the first 3 months, capped at £100
  • Balance transfer fee
  • Emergency cash service available
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable. 
Santander

123 Credit Card MasterCard
0.0% for 23 months.16.5%
  • 3% cashback on fuel/train fares, capped at £300 pm
  • Annual fee of £24
  • 1% on supermarket & 2% on department store.
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.7% variable per annum for purchases. Annual fee of £24 applies. Representative 16.5% APR variable. 
ASDA Money

Credit Card MasterCard
N/A18.9%
  • 1% cashback on ASDA supermarket & petrol transactions
  • Can't change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
NatWest

Cashback Plus Credit Card MasterCard
N/A17.4%
  • Cashback 1% supermarket, selected retailers & contactless transactions. 10% in UK restaurants & bars until 30.9.15
  • Annual fee £24
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Annual fee of £24 applies. Representative 17.4% APR variable. 
Royal Bank of Scotland

RBS Cashback Plus Credit Card MasterCard
N/A17.4%
  • Cashback 1% supermarket, selected retailers & contactless transactions. 10% in UK restaurants & bars until 30.9.15
  • Annual fee £24
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Annual fee of £24 applies. Representative 17.4% APR variable. 
Nationwide BS

Select Credit Card Visa
0.0% for 15 months.15.9%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Representative 15.9% APR variable. 
Bank of Ireland UK


Moneyback MasterCard
0.0% for 3 months.17.9%
  • 0.5% cashback on purchases
  • Cashback capped at £75 per year
  • Max balance transfer - credit limit less £200
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
Bank of Ireland UK


Moneyback Gold MasterCard
0.0% for 3 months.17.9%
  • 0.5% cashback on purchases
  • Cashback capped at £75 per year
  • Max balance transfer - credit limit less £200
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 
First Trust Bank (NI)


First Trust Bank (NI) Visa Option 1
N/A18.9%
  • Low cash withdrawal charges
  • No contactless payment available
  • Switch between minimum repayment options
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
NewDay Ltd


aqua Reward MasterCard
N/A34.9%
  • No fees for using card abroad
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.92% variable per annum for purchases. Representative 34.9% APR variable. 
smile


Classic Visa
N/A20.9%
  • Discounts when using card at Co-operative Travel
  • No transfers from other Co-operative Bank cards
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 20.9% variable per annum for purchases. Representative 20.9% APR variable. 
Compare
Last Updated: Tuesday 7 July 2015 00:19

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

Search All Credit Cards >>
 

What are Cashback Credit Cards?

If you like to spend on your credit card and pay it off in full every month, you don’t need flashy 0% offers, or even a particularly low purchase rate (as you never intend to pay it). Instead you want a credit card that will reward your custom, perhaps with points, airmiles or vouchers, or even with cashback.

A Cashback Credit Card is not suitable for you if you don’t repay your balance in full each month (or before any 0% introductory period ends) because any rewards you earn from the card will be more than cancelled out by the interest you have to pay.

Watch out as well for card providers offering high introductory cashback rates (you should really aim to base your decision on the long term cashback rate, after the introductory period ends) as well as the minimum transaction amount you need to make before you start earning cashback.

 

 
 
International Money Transfers Based on £10,000 into Euros

Card Tools

Improve your credit ratingImprove your credit rating
If you've been rejected from a card application or think you have a poor credit rating, find out how you can get accepted. A simple thing like not being on the electoral roll could be the reason.

Credit repayment calculatorCredit repayment calculator
Find out how long it will take to clear your Credit Card.

Credit repayment term calculatorCredit repayment term calculator
Want to clear your credit card as quickly as possible?

Things to never do if you want a good credit score
Things to never do if you want a good credit score

Having a good credit score is the key to a wealth of borrowing opportunities. It can quite literally... More

Holidaying abroad? Pack the right card!
Holidaying abroad? Pack the right card!

Summer may officially be with us, but the lack of sunshine means it doesn’t really feel like it. It’... More

Shift to card spending continues
Shift to card spending continues

There’s an ongoing shift towards spending on debit and credit cards as opposed to using cash, even f... More

The end of reward credit cards? Don’t lose out
The end of reward credit cards? Don’t lose out

Last week, Moneyfacts revealed that interest rates on credit cards have hit a record high, and there... More

Credit card interest hits record high
Credit card interest hits record high

Interest rates charged on credit cards have hit a record high amid fears for the future of reward ca... More

Guide to 0% balance transfer credit cards
Guide to 0% balance transfer credit cards

Getting a long 0% balance transfer credit card can reduce your debt quickly and cheaply. But there a... More

Find your credit card providers
Find your credit card providers

Find out who provides your credit card. Most branded cards are issued by another provider – this cou... More

What type of credit card is best?
What type of credit card is best?

They’re so easy aren’t they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spendin... More

Halifax unveils competitive credit card
Halifax unveils competitive credit card

Halifax has unleashed a highly competitive low rate credit card onto the market, securing a solid po... More

Virgin Money cuts credit card fee
Virgin Money cuts credit card fee

Virgin Money has reduced the fee of its 36-month balance transfer card by 0.50%, bringing it to the ... More

New balance transfer cards launched
New balance transfer cards launched

Virgin Money has added to its credit card range with two new 0% balance transfer credit cards, one o... More

New low rate credit card
New low rate credit card

Virgin Money has unveiled a new low rate credit card, which has soared straight into the Moneyfacts ... More

New 36-month 0% balance transfer card
New 36-month 0% balance transfer card

Virgin Money has unveiled a new range of credit cards, one of which is offering 36 months of 0% inte... More