Compare the best cash back credit cards - moneyfacts.co.uk

Compare the best cashback credit cards

  - Get cashback for spending on your credit card. Compare the best cards but remember that some offers are for a limited period.
 
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Compare the Best Cashback Credit Cards

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Intro Rate For PurchasesAPRAdditional InformationSearch all209 Credit Cards
 
American Express

Platinum Cashback Card
N/A28.2%
  • 5% cashback for the first 3 months, capped at £125
  • Annual fee of £25
  • Emergency cash service available
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 22.9% variable per annum for purchases. Fee of £25 per annum applies. Representative 28.2% APR variable. 
American Express

Platinum Cashback Everyday Card
N/A22.9%
  • 5% cashback for the first 3 months, capped at £100
  • Balance transfer fee
  • Emergency cash service available
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 22.9% variable per annum for purchases. Representative 22.9% APR variable. 
ASDA Money

Cashback Plus Credit Card MasterCard
N/A26.2%
  • 2% cashback on all ASDA spend
  • Can't change payment due date
  • Manage your card online
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Fee of £3 per month applies. Representative 26.2% APR variable. 
AA

Fuelsave Credit Card MasterCard
N/A22.4%
  • Up to 4% cashback available
  • Annual fee of £42
  • AA Credit Cards are provided by Bank of Ireland UK. AA Financial Services Ltd is a credit broker and not a lender
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 14.9% variable per annum for purchases. Representative 22.4% APR variable. 
Nationwide BS

Select Credit Card Visa
0.0% for 12 months.15.9%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Representative 15.9% APR variable. 
First Trust Bank (NI)

First Trust Bank (NI) Visa Option 1
N/A18.9%
  • Low cash withdrawal charges
  • No contactless payment available
  • Switch between minimum repayment options
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
NewDay Ltd

aqua Reward MasterCard
N/A34.9%
  • No fees for using card abroad
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.91% variable per annum for purchases. Representative 34.9% APR variable. 
smile

Classic Visa
N/A20.9%
  • Travel Accident Insurance up to £25K available
  • No transfers from other Co-operative Bank cards
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 20.9% variable per annum for purchases. Representative 20.9% APR variable. 
smile

Current Account Customer Classic Visa
N/A16.9%
  • Travel Accident Insurance up to £25K available
  • No transfers from other Co-operative Bank cards
  • Smile current account customers only
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 16.9% variable per annum for purchases. Representative 16.9% APR variable. 
Santander

All in One Credit Card MasterCard
0.0% for 6 months.21.7%
  • 0.5% cashback on purchases
  • Monthly fee of £3
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Fee of £3 per month applies. Representative 21.7% APR variable. 
Compare
Last Updated: Friday 9 December 2016 00:16

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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What are Cashback Credit Cards?

If you like to spend on your credit card and pay it off in full every month, you don’t need flashy 0% offers, or even a particularly low purchase rate (as you never intend to pay it). Instead you want a credit card that will reward your custom, perhaps with points, airmiles or vouchers, or even with cashback.

A Cashback Credit Card is not suitable for you if you don’t repay your balance in full each month (or before any 0% introductory period ends) because any rewards you earn from the card will be more than cancelled out by the interest you have to pay.

Watch out as well for card providers offering high introductory cashback rates (you should really aim to base your decision on the long term cashback rate, after the introductory period ends) as well as the minimum transaction amount you need to make before you start earning cashback.

 

 
 

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