About us

A brief history of Moneyfacts

Moneyfacts has been providing its trademark independent, accurate and comprehensive comparison charts to the public and financial sectors for over 35 years. Starting life as a six-page factsheet and newsletter in 1988, Moneyfacts was created as a way for ordinary consumers to quickly and easily compare financial products. Three decades on from its birth Moneyfacts has grown into Moneyfacts Group which includes Moneyfactscompare.co.uk. Moneyfacts Group provides financial data and analytical tools for the financial services sector and regulators. It also runs a series of prestigious industry awards recognising the best advisor firms, banks and building societies and many others for their products and quality of service.

A brief history of Moneyfacts

Moneyfacts has been providing its trademark independent, accurate and comprehensive comparison charts to the public and financial sectors for over 35 years. Starting life as a six-page factsheet and newsletter in 1988, Moneyfacts was created as a way for ordinary consumers to quickly and easily compare financial products. Three decades on from its birth Moneyfacts has grown into Moneyfacts Group which includes Moneyfactscompare.co.uk. Moneyfacts Group provides financial data and analytical tools for the financial services sector and regulators. It also runs a series of prestigious industry awards recognising the best advisor firms, banks and building societies and many others for their products and quality of service.

A brief history of Moneyfacts

Moneyfacts has been providing its trademark independent, accurate and comprehensive comparison charts to the public and financial sectors for over 35 years. Starting life as a six-page factsheet and newsletter in 1988, Moneyfacts was created as a way for ordinary consumers to quickly and easily compare financial products. Three decades on from its birth Moneyfacts has grown into Moneyfacts Group which includes Moneyfactscompare.co.uk. Moneyfacts Group provides financial data and analytical tools for the financial services sector and regulators. It also runs a series of prestigious industry awards recognising the best advisor firms, banks and building societies and many others for their products and quality of service.

The story behind Moneyfactscompare.co.uk

At the dawn of the new millennium and once we all knew the Millennium bug hadn’t ended the world, John Woods, founder of Moneyfacts, made an important decision. He decided that the best way to help more people make better financial choices was to take the data from the printed Moneyfacts publication and put it into a digital form.

Moneyfacts.co.uk was born. A comparison site with a difference, designed to be completely independent and committed to providing you with the most up-to-date and impartial financial information possible.

In March 2023, the name of the website was changed to Moneyfactscompare.co.uk to reinforce its position as the completely independent money comparison website people have become familiar with over the years.

And today, we are still going strong, helping millions of people every year to make better financial choices.

The story behind Moneyfactscompare.co.uk

At the dawn of the new millennium and once we all knew the Millennium bug hadn’t ended the world, John Woods, founder of Moneyfacts, made an important decision. He decided that the best way to help more people make better financial choices was to take the data from the printed Moneyfacts publication and put it into a digital form.

Moneyfacts.co.uk was born. A comparison site with a difference, designed to be completely independent and committed to providing you with the most up-to-date and impartial financial information possible.

In March 2023, the name of the website was changed to Moneyfactscompare.co.uk to reinforce its position as the completely independent money comparison website people have become familiar with over the years.

And today, we are still going strong, helping millions of people every year to make better financial choices.

The story behind Moneyfactscompare.co.uk

At the dawn of the new millennium and once we all knew the Millennium bug hadn’t ended the world, John Woods, founder of Moneyfacts, made an important decision. He decided that the best way to help more people make better financial choices was to take the data from the printed Moneyfacts publication and put it into a digital form.

Moneyfacts.co.uk was born. A comparison site with a difference, designed to be completely independent and committed to providing you with the most up-to-date and impartial financial information possible.

In March 2023, the name of the website was changed to Moneyfactscompare.co.uk to reinforce its position as the completely independent money comparison website people have become familiar with over the years.

And today, we are still going strong, helping millions of people every year to make better financial choices.

Market coverage

For mortgages, savings, banking, credit cards, personal loans and investments (unit trusts, investment trusts, with-profit bonds, pensions and annuities) we cover the whole of the market (in practice it isn't possible to cover every single product from every provider so we aim to include at least 95% of providers).

We always include all the main providers in the UK and look to include overseas banks operating in the UK where these are actively targeting UK consumers. The companies we don't include tend to be small regional building societies or overseas banks which only offer services to limited markets in the UK.

For secured loans our service is based on a fair representation of the whole market.

For some product types our listings are purely commercial and based on companies that wish to pay a small fee for us to introduce customers. These areas on our site tend to be the less common products or services rather than the mainstream products like mortgages, savings and credit cards.

Market coverage

For mortgages, savings, banking, credit cards, personal loans and investments (unit trusts, investment trusts, with-profit bonds, pensions and annuities) we cover the whole of the market (in practice it isn't possible to cover every single product from every provider so we aim to include at least 95% of providers).

We always include all the main providers in the UK and look to include overseas banks operating in the UK where these are actively targeting UK consumers. The companies we don't include tend to be small regional building societies or overseas banks which only offer services to limited markets in the UK.

For secured loans our service is based on a fair representation of the whole market.

For some product types our listings are purely commercial and based on companies that wish to pay a small fee for us to introduce customers. These areas on our site tend to be the less common products or services rather than the mainstream products like mortgages, savings and credit cards.

Market coverage

For mortgages, savings, banking, credit cards, personal loans and investments (unit trusts, investment trusts, with-profit bonds, pensions and annuities) we cover the whole of the market (in practice it isn't possible to cover every single product from every provider so we aim to include at least 95% of providers).

We always include all the main providers in the UK and look to include overseas banks operating in the UK where these are actively targeting UK consumers. The companies we don't include tend to be small regional building societies or overseas banks which only offer services to limited markets in the UK.

For secured loans our service is based on a fair representation of the whole market.

For some product types our listings are purely commercial and based on companies that wish to pay a small fee for us to introduce customers. These areas on our site tend to be the less common products or services rather than the mainstream products like mortgages, savings and credit cards.

Our first television commercial

In March 2023 we launched our first ever TV commercial. Its release coincided with our website’s rebranding to Moneyfactscompare.co.uk, with the advert reinforcing our position as the place for “serious savers”. Watch it here.

Our first television commercial

In March 2023 we launched our first ever TV commercial. Its release coincided with our website’s rebranding to Moneyfactscompare.co.uk, with the advert reinforcing our position as the place for “serious savers”. Watch it here.

Our first television commercial

In March 2023 we launched our first ever TV commercial. Its release coincided with our website’s rebranding to Moneyfactscompare.co.uk, with the advert reinforcing our position as the place for “serious savers”. Watch it here.

How we are regulated

Moneyfactscompare.co.uk is operated by Moneyfacts.co.uk Limited which is authorised and regulated by the Financial Conduct Authority (FCA) for mortgage, credit and insurance business. Our FCA permissions allow us to introduce you to other regulated firms, but not to sell products directly or give advice. The products we deal with such as, mortgages, personal loans, credit cards, overdrafts products, ISAs and retirement products are regulated by the FCA. The FCA doesn't regulate most business services.

How we are regulated

Moneyfactscompare.co.uk is operated by Moneyfacts.co.uk Limited which is authorised and regulated by the Financial Conduct Authority (FCA) for mortgage, credit and insurance business. Our FCA permissions allow us to introduce you to other regulated firms, but not to sell products directly or give advice. The products we deal with such as, mortgages, personal loans, credit cards, overdrafts products, ISAs and retirement products are regulated by the FCA. The FCA doesn't regulate most business services.

How we are regulated

Moneyfactscompare.co.uk is operated by Moneyfacts.co.uk Limited which is authorised and regulated by the Financial Conduct Authority (FCA) for mortgage, credit and insurance business. Our FCA permissions allow us to introduce you to other regulated firms, but not to sell products directly or give advice. The products we deal with such as, mortgages, personal loans, credit cards, overdrafts products, ISAs and retirement products are regulated by the FCA. The FCA doesn't regulate most business services.

Our approach to the Consumer Duty changes

Moneyfactscompare.co.uk fully endorses the new Consumer Duty regulations implemented by the Financial Conduct Authority (FCA).

Over the past few months, we’ve been working hard to ensure our services comply with these rules and therefore offer better value for our users. Below, we’ve summarised some of the changes we’ve made to our website.

• Our chart pages used to include a tick box labelled “Quick Links”, which would determine if the rankings on our charts were ordered by deals with a commercial benefit. This has been redesigned and reworded to order the table by “Provider Links First” or “Rate Order”, making it easier for consumers to decide how to order the chart.
• All of our content is designed to make sure our users can get the best financial outcomes possible.

In addition, an assessment of how fair value affects the Moneyfactscompare.co.uk site was also carried out. It identified no issues and made note of the following:

• No customers pay directly for our services
• Products purchased via Moneyfactscompare are not priced differently than if the customer goes directly.

Our approach to the Consumer Duty changes

Moneyfactscompare.co.uk fully endorses the new Consumer Duty regulations implemented by the Financial Conduct Authority (FCA).

Over the past few months, we’ve been working hard to ensure our services comply with these rules and therefore offer better value for our users. Below, we’ve summarised some of the changes we’ve made to our website.

• Our chart pages used to include a tick box labelled “Quick Links”, which would determine if the rankings on our charts were ordered by deals with a commercial benefit. This has been redesigned and reworded to order the table by “Provider Links First” or “Rate Order”, making it easier for consumers to decide how to order the chart.
• All of our content is designed to make sure our users can get the best financial outcomes possible.

In addition, an assessment of how fair value affects the Moneyfactscompare.co.uk site was also carried out. It identified no issues and made note of the following:

• No customers pay directly for our services
• Products purchased via Moneyfactscompare are not priced differently than if the customer goes directly.

Our approach to the Consumer Duty changes

Moneyfactscompare.co.uk fully endorses the new Consumer Duty regulations implemented by the Financial Conduct Authority (FCA).

Over the past few months, we’ve been working hard to ensure our services comply with these rules and therefore offer better value for our users. Below, we’ve summarised some of the changes we’ve made to our website.

• Our chart pages used to include a tick box labelled “Quick Links”, which would determine if the rankings on our charts were ordered by deals with a commercial benefit. This has been redesigned and reworded to order the table by “Provider Links First” or “Rate Order”, making it easier for consumers to decide how to order the chart.
• All of our content is designed to make sure our users can get the best financial outcomes possible.

In addition, an assessment of how fair value affects the Moneyfactscompare.co.uk site was also carried out. It identified no issues and made note of the following:

• No customers pay directly for our services
• Products purchased via Moneyfactscompare are not priced differently than if the customer goes directly.

Moneyfacts Consumer Awards

Every year we ask Moneyfactscompare.co.uk users and the customers of financial companies from across the country to vote for their favourite financial brands. We combine this honest, grassroots customer feedback, taken from our annual consumer survey, with in-depth expert analysis of each individual product by our dedicated research team. The results determine which providers will be celebrated for delivering the best products and services across the industry.

Moneyfacts Consumer Awards

Every year we ask Moneyfactscompare.co.uk users and the customers of financial companies from across the country to vote for their favourite financial brands. We combine this honest, grassroots customer feedback, taken from our annual consumer survey, with in-depth expert analysis of each individual product by our dedicated research team. The results determine which providers will be celebrated for delivering the best products and services across the industry.

Moneyfacts Consumer Awards

Every year we ask Moneyfactscompare.co.uk users and the customers of financial companies from across the country to vote for their favourite financial brands. We combine this honest, grassroots customer feedback, taken from our annual consumer survey, with in-depth expert analysis of each individual product by our dedicated research team. The results determine which providers will be celebrated for delivering the best products and services across the industry.

Weekend Moneyfacts Email shown on a laptop

Weekend Moneyfacts Compare

The latest stories, rates and deals straight to your inbox

Weekend Moneyfactscompare is your essential guide to the best savings and mortgage rates on the market. Received by over 110,000 subscribers and put together by personal finance experts, it includes a round-up of the week’s key news, along with unmissable personal finance deals including exclusive discounted offers on insurance, credit cards and more.

Sign-up

Savers Friend

Savers Friend is our weekly newsletter highlighting the latest deals and trends in the savings market. Each week our data team analyses the industry to bring you the best bonds, ISAs and savings accounts, helping you to make informed decisions about your savings. You can also post your questions to renowned savings expert Rachel Thrussell.

Sign-up

Companies Friend

Companies Friend is dedicated to bringing you the best savings and finance options for your business, whatever its size. It features everything from tips on saving on business costs like energy and insurance, to finding the right marketing services and software that will help support the growth of your operation.

Sign-up

Weekend Moneyfacts Compare

The latest stories, rates and deals straight to your inbox

Weekend Moneyfactscompare is your essential guide to the best savings and mortgage rates on the market. Received by over 110,000 subscribers and put together by personal finance experts, it includes a round-up of the week’s key news, along with unmissable personal finance deals including exclusive discounted offers on insurance, credit cards and more.

Sign-up

Savers Friend

Savers Friend is our weekly newsletter highlighting the latest deals and trends in the savings market. Each week our data team analyses the industry to bring you the best bonds, ISAs and savings accounts, helping you to make informed decisions about your savings. You can also post your questions to renowned savings expert Rachel Thrussell.

Sign-up

Companies Friend

Companies Friend is dedicated to bringing you the best savings and finance options for your business, whatever its size. It features everything from tips on saving on business costs like energy and insurance, to finding the right marketing services and software that will help support the growth of your operation.

Sign-up

Weekend Moneyfacts Compare

The latest stories, rates and deals straight to your inbox

Weekend Moneyfactscompare is your essential guide to the best savings and mortgage rates on the market. Received by over 110,000 subscribers and put together by personal finance experts, it includes a round-up of the week’s key news, along with unmissable personal finance deals including exclusive discounted offers on insurance, credit cards and more.

Sign-up

Savers Friend

Savers Friend is our weekly newsletter highlighting the latest deals and trends in the savings market. Each week our data team analyses the industry to bring you the best bonds, ISAs and savings accounts, helping you to make informed decisions about your savings. You can also post your questions to renowned savings expert Rachel Thrussell.

Sign-up

Companies Friend

Companies Friend is dedicated to bringing you the best savings and finance options for your business, whatever its size. It features everything from tips on saving on business costs like energy and insurance, to finding the right marketing services and software that will help support the growth of your operation.

Sign-up

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About

Legal

Featured - ISA allowance

Guides & calculators

Specialist mortgages

Featured - Debt and your credit score

Featured - travel insurance

Home & vehicle

Health & travel

Featured - High interest current accounts

Featured - Purchase Cards

Credit repair

Featured - The triple lock explained

How much can I give as a cash gift?

Featured guides

Latest news - by category

Other money & finance news

Featured - How to invest in shares

Other Star Ratings categories

Moneyfacts Awards

About

Legal

A brief history of Moneyfacts

A brief history of Moneyfacts

A brief history of Moneyfacts

The story behind Moneyfactscompare.co.uk

The story behind Moneyfactscompare.co.uk

The story behind Moneyfactscompare.co.uk

Market coverage

Market coverage

Market coverage

Our first television commercial

Our first television commercial

Our first television commercial

How we are regulated

How we are regulated

How we are regulated

Our approach to the Consumer Duty changes

Our approach to the Consumer Duty changes

Our approach to the Consumer Duty changes

Moneyfacts Consumer Awards

Moneyfacts Consumer Awards

Moneyfacts Consumer Awards

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