Money£acts started life in 1988 as a six page financial fact-sheet with
a revolutionary idea: to bring the best financial products together in a way
that allowed for comparison.
Since then much has changed at Moneyfacts, but we are still committed to
our founding company values of accuracy and independence.
is a comparison site; with a difference. We are completely independent, and
committed to providing you with the most up-to-the-minute financial
information – from our constantly-reviewed:
is a business. As a business, it’s important for us to make money, so that we
can continue to provide our site for free use.
However, as a business we also take an ethical approach to the service we
offer – this is at the core of what we do.
We show all the products available to you in our product searches,
with the better ones appearing in our Best Buy tables. We do not get paid to
show any of the products you see on the site (unless in an advert), nor do we
receive any payment to include a product in our Best Buys.
Although we don’t get paid to include products in our searches or Best
Buys, some companies choose to pay us for any clicks, applications or sales
they get by enquiring through moneyfacts.co.uk
It’s easy to see which products that are in a best buy chart we make money
from: wherever you see the “go to site” button that means we get paid either
because you click the button, make an application, or buy the product. Some
parts of the site show a green "Speak to an adviser" button. From this you
can arrange to speak to an adviser, and we will get paid by them if you take
an account out following their advice.
When you conduct a product search, your results will default to the
products that are “available online”. These are, in other words, the products
that have a “Go to Site” button – the products we make money from. You can
still apply for other products online that are in our search results (as long
as the provider allows this): you just can’t do that directly from
If you complete a contact or quotation form that is sent to one of our
selected third parties, we get paid for supplying them with your
We also earn money through companies advertising on our site. We get paid
depending upon how many times an advert is shown, or is clicked on by
Read more about the
moneyfacts.co.uk Best Buy
For mortgages, savings, banking, credit cards, personal loans, investments
(unit trusts, investment trusts, with-profit bonds, pensions and annuities)
and life insurance we cover the whole of the market (in practice it isn’t
possible to cover every single product from every provider so we aim to
include at least 95% of providers).
We always include all the main providers in the UK and
look to include overseas banks operating in the UK where these are actively
targeting UK consumers. The companies we don’t include tend to be small
regional building societies or overseas banks which only offer services to
limited markets in the UK.
For other insurance products and secured loans our service is based on a
fair representation of the whole market.
We have a large team of in-house researchers dedicated to the collection
and maintenance of financial information over a wide breadth of product
areas. However, in order to provide you with a complete service, we’ve made
arrangements with some third parties for areas we don’t research.
’ is operated by Moneyfacts.co.uk Limited which is authorised and regulated
by the Financial Conduct Authority (FCA). Our FCA permissions allow us to
introduce you to other regulated firms, but not to sell products direct or
give advice. The products we deal with such as investments, mortgages,
personal loans, credit cards, overdrafts and insurance products are regulated
by the FCA. FCA don’t regulate utilities or most business services.
For domestic and business utilities service our preferred supplier,
energyhelpline.com is fully accredited to the Confidence Code to compare energy for domestic
For our broadband, home phone and digital TV service our preferred
supplier, Consumer Choices is fully approved by OFCOM providing quality assured calculations of price
comparisons for fixed line, mobile, broadband and digital television
Please Note: Some of our above providers will send you
3rd party information. If you do not wish to receive this correspondence
please deselect the 3rd party information box within the forms.
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