Compare credit cards at moneyfacts, the unbiased experts

  - We research the whole credit card market to bring you the best 0% spending and 0% balance transfer cards.

Start searching all 232 credit cards by choosing the type of card you need.

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0% Balance Transfer Cards

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Balance Transfer Rate & PeriodTransfer FeeAdditional InformationApply Today 
 
Barclaycard

Platinum 36 Month Balance Transfer Visa
0.0% for 36 months from date of card issue.2.49%
  • The longest balance transfer card available
  • Can't change payment due date
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Halifax

36 Month Balance Transfer Credit Card MasterCard
0.0% for 36 months from date of card issue.2.90%
  • The longest balance transfer term available
  • Rates dependent on credit rating
  • You may be offered alternative terms
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Bank of Scotland

Platinum 36 Month Balance Transfer MasterCard
0.0% for 36 months from date of card issue.3.00%
  • Emergency card replacement
  • £5 charge if you need to change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Barclaycard

Platinum 35 Month Balance Transfer Visa
0.0% for 35 months from date of card issue.2.39%
  • One of the longest balance transfer cards available
  • Can't change payment due date
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Tesco Bank

Clubcard Credit Card for Balance Transfer MasterCard
0.0% for 35 months from date of transfer.2.70%
  • Earn Tesco Clubcard points for spending on your card
  • High cash rate
  • No fees on Tesco travel money
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable. 
Lloyds Bank

Online Platinum 35 Month Balance Transfer MasterCard
0.0% for 35 months from date of card issue.3.00%
  • One of the longest balance transfer cards available
  • Can't change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Representative 18.9% APR variable. 
MBNA Limited

Fluid 35 Month Balance Transfer Card Visa
0.0% for 35 months from date of card issue.3.10%
Min: £3.00
  • 0% for 35 months on balance transfers
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Sainsbury's Bank

Nectar Balance Transfer Credit Card MasterCard
0.0% for 34 months from date of card issue.2.89%
Min: £3.00
  • 0% on balance transfers for 34 months
  • No Contactless payments
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
MBNA Limited

Fluid 33 Month Balance Transfer Card Visa
0.0% for 33 months from date of card issue.2.88%
Min: £3.00
  • 0% for 33 months on balance transfers
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
MBNA Limited

MBNA Platinum Low Fee Credit Card Visa
0.0% for 32 months from date of card issue.1.94%
Min: £3.00
  • Balance transfer fee of 1.94% for the first 60 days
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 

Now showing 1 to 10 of 149 credit cards.

Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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