Compare credit cards at moneyfacts, the unbiased experts

  - We research the whole credit card market to bring you the best 0% spending and 0% balance transfer cards.

Start searching all 240 credit cards by choosing the type of card you need.

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0% Balance Transfer Cards

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Balance Transfer Rate & PeriodTransfer FeeAdditional InformationApply Today 
 
Barclaycard

Aggregator Platinum 36 Month Balance Transfer Visa
0.0% for 36 months from date of card issue.2.39%
  • The longest balance transfer card available
  • Can't change payment due date
  • BT fee of 1.99% available direct from www.barclaycard.co.uk
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Halifax

36 Month Balance Transfer Credit Card MasterCard
0.0% for 36 months from date of card issue.2.45%
  • The longest balance transfer term available
  • Rates dependent on credit rating
  • You may be offered alternative terms
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Virgin Money

Virgin 36 Month Balance Transfer Credit Card MasterCard
0.0% for 36 months from date of card issue.2.50%
Min: £3.00
  • The longest balance transfer term available
  • High rate for cash withdrawals
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
MBNA Limited

Fluid 36 Month Balance Transfer Card Visa
0.0% for 36 months from date of card issue.2.79%
Min: £3.00
  • 0% for 36 months on balance transfers
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Bank of Scotland

Platinum 36 Month Balance Transfer MasterCard
0.0% for 36 months from date of card issue.3.00%
  • Emergency card replacement
  • £5 charge if you need to change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Lloyds Bank

Online Platinum 36 Month Balance Transfer MasterCard
0.0% for 36 months from date of card issue.3.00%
  • One of the longest balance transfer cards available
  • Can't change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Representative 18.9% APR variable. 
Tesco Bank

Clubcard Credit Card for Balance Transfer MasterCard
0.0% for 35 months from date of transfer.2.70%
  • Earn Tesco Clubcard points for spending on your card
  • High cash rate
  • No fees on Tesco travel money
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable. 
Virgin Money

Virgin 34 Month Balance Transfer Credit Card MasterCard
0.0% for 34 months from date of card issue.2.25%
Min: £3.00
  • 0% on balance and money transfers for 34 months
  • High rate for cash withdrawals
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Sainsbury's Bank

Nectar Balance Transfer Credit Card MasterCard
0.0% for 34 months from date of card issue.2.89%
Min: £3.00
  • 0% on balance transfers for 34 months
  • No Contactless payments
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
MBNA Limited

Fluid 33 Month Balance Transfer Card Visa
0.0% for 33 months from date of card issue.2.88%
Min: £3.00
  • 0% for 33 months on balance transfers
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 

Now showing 1 to 10 of 156 credit cards.

Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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International Money Transfers Based on £10,000 into Euros

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The end of reward credit cards? Don’t lose out
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Last week, Moneyfacts revealed that interest rates on credit cards have hit a record high, and there... More

Guide to 0% balance transfer credit cards
Guide to 0% balance transfer credit cards

Getting a long 0% balance transfer credit card can reduce your debt quickly and cheaply. But there a... More

Find your credit card providers
Find your credit card providers

Find out who provides your credit card. Most branded cards are issued by another provider – this cou... More

What type of credit card is best?
What type of credit card is best?

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Outstanding balance transfer credit card
Outstanding balance transfer credit card

MBNA has increased the introductory term on both balance transfers and money transfers on its Fluid ... More

Barclaycard’s outstanding credit repair card
Barclaycard’s outstanding credit repair card

Barclaycard has increased the introductory balance transfer fee on its 18-month credit repair card, ... More

AA’s new credit card enters the charts
AA’s new credit card enters the charts

AA has launched a new credit card onto the market, scoring a coveted place on the Moneyfacts charts ... More

Barclaycard cuts its 0% balance transfer fee
Barclaycard cuts its 0% balance transfer fee

Barclaycard has reduced the price of its introductory balance transfer fee on one of its credit card... More

Balance transfer cards get an outstanding fee cut
Balance transfer cards get an outstanding fee cut

MBNA has reduced the cost of its introductory balance transfer fees on selected credit cards, earnin... More

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