Compare credit cards at moneyfacts, the unbiased experts

  - We research the whole credit card market to bring you the best 0% spending and 0% balance transfer cards.

Start searching all 210 credit cards by choosing the type of card you need.

Your results are displayed showing those credit cards we have arranged links to first. To reorder the columns simply click your preferred column heading.

0% Balance Transfer Cards

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Balance Transfer Rate & PeriodTransfer FeeAdditional InformationApply Today 
 
Barclaycard

Plat 31 Month Balance Transfer Visa
0.0% for 31 months from date of card issue.2.99%
  • The longest balance transfer card available
  • Can't change payment due date
  • Contactless payments up to £20
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Barclaycard

Plat 30 Month Balance Transfer Visa
0.0% for 30 months from date of card issue.2.89%
  • One of the longest balance transfer card available
  • Can't change payment due date
  • Contactless payments up to £20
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Tesco Bank

Clubcard Credit Card for BT MasterCard
0.0% for 30 months from date of transfer.2.90%
  • Earn Tesco Clubcard points for spending on your card
  • High balance transfer fee
  • No fees on Tesco travel money
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable. 
Halifax

30 Month BT Credit Card MasterCard
0.0% for 30 months from date of card issue.3.00%
  • One of the longest balance transfer term available
  • Rates dependent on credit rating
  • You may be offered alternative terms
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Virgin Money

Credit Card MasterCard
0.0% for 29 months from date of card issue.2.99%
Min: £3.00
  • One of the longest balance transfer cards available
  • Can't change payment due date
  • Contactless payments up to £20
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Santander

29mth BT Credit Card MasterCard
0.0% for 29 months from date of transfer.3.00%
Min: £5.00
  • 24 hour customer service
  • No balance transfers from Santander cards
  • Manage your card online
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Barclaycard

Plat 28 Month Balance Transfer Visa
0.0% for 28 months from date of card issue.2.44%
  • One of the longest balance transfer card available
  • Can't change payment due date
  • Contactless payments up to £20
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Halifax

Balance Transfer Credit Card MasterCard
0.0% for 28 months from date of card issue.2.45%
  • One of the longest balance transfers available
  • Rates dependent on credit rating
  • To keep promo rate you must pay at least the min payment.
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
TSB

Online Plat 28 Mth BT MasterCard
0.0% for 28 months from date of card issue.3.00%
  • One of the longest balance transfer cards available
  • Can't change payment due date
  • Manage your card online
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Representative 18.9% APR variable. 
Nationwide BS

Credit Card Balance Transfer Visa
0.0% for 26 months from date of card issue.2.40%
Min: £5.00
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online
Details...
Proceed
 
  Representative Example: Based on a credit limit of £1200.00 charged at 17.9% variable per annum for purchases. Representative 17.9% APR variable. 

Now showing 1 to 10 of 137 credit cards.

Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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Money Tips

Get mortgage-free sooner
How much is your mortgage payment every month? Imagine if you didn’t have one, it would be nice wouldn’t it? You could start saving, maybe for that dream holiday or pay extra into your pension?

Three problems with balance transfers
Looking for a new 0% Balance Transfer Credit Card? You’ll probably have noticed that it’s getting pretty competitive out there, with lots of great deals on offer.

To annuitise or not to annuitise
From 6 April 2011 your retirement options will widen. In a recent announcement by the Government, you will no longer be required to convert your pension pot into an annuity by the age of 75.

The moneyfacts.co.uk guide to Buy-to-Let Mortgages
Whether you’re a newbie to buy-to-let, or a seasoned investor, one of the most important things when it comes to managing your property or portfolio of properties, is to understand how buy-to-let mortgages work.

Also try Moneyfacts Best Buys
 
International Money Transfers Based on £10,000 into Euros

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