Credit Cards Best Buys & Search - Moneyfacts
 

Compare credit cards at moneyfacts, the unbiased experts

  - We research the whole credit card market to bring you the best 0% spending and 0% balance transfer cards.

Start searching all 209 credit cards by choosing the type of card you need.

Your results are displayed showing those credit cards we have arranged links to first. To reorder the columns simply click your preferred column heading.

0% Balance Transfer Cards

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Balance Transfer Rate & PeriodTransfer FeeAdditional InformationApply Today 
 
Halifax

41 Month Balance Transfer Credit Card MasterCard
0.0% for 41 months from date of card issue.3.18%
  • 0% for 41 months on balance transfers
  • Rates dependent on credit rating
  • You may be offered alternative terms
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Virgin Money

Virgin 41 Month Balance Transfer Credit Card MasterCard
0.0% for 41 months from date of card issue.3.19%
Min: £3.00
  • 0% on balance transfers for 41 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 20.9% variable per annum for purchases. Representative 20.9% APR variable. 
MBNA Limited

MBNA Platinum 41 Mth Balance Transfer Credit Card Visa
0.0% for 41 months from date of card issue.3.49%
  • 0% on balance transfers for 41 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Santander

All in One Credit Card MasterCard
0.0% for 40 months from date of card issue.1.00%
Min: £5.00
  • 0.5% cashback on purchases
  • Monthly fee of £3
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Fee of £3 per month applies. Representative 21.7% APR variable. 
Bank of Scotland

Platinum 40 Month Balance Transfer MasterCard
0.0% for 40 months from date of card issue.1.94%
  • Emergency card replacement
  • £5 charge if you need to change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Lloyds Bank

Online Platinum 40 Month Balance Transfer MasterCard
0.0% for 40 months from date of card issue.1.94%
  • 0% for 40 months on balance transfers
  • Can't change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Representative 18.9% APR variable. 
Sainsbury's Bank

Long Balance Transfer for Nectar Customers Credit Card Mastercard
0.0% for 40 months from date of card issue.1.95%
Min: £3.00
  • 0% on balance transfers for 40 months
  • No Contactless payments
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Tesco Bank

Clubcard Credit Card for Balance Transfers MasterCard
0.0% for 40 months from date of card issue.2.69%
  • Earn Tesco Clubcard points for spending on your card
  • High cash rate
  • No fees on Tesco travel money
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable. 
Sainsbury's Bank

Long Balance Transfer Credit Card MasterCard
0.0% for 40 months from date of card issue.2.89%
Min: £3.00
  • 0% on balance transfers for 40 months
  • No Contactless payments
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Barclaycard

Platinum 37 Month Balance Transfer Visa
0.0% for 37 months from date of card issue.1.44%
  • 0% for 37 months on balance transfers
  • Can't change payment due date
  • Contactless payments up to £30
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 

Now showing 1 to 10 of 123 credit cards.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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Money Tips

Get mortgage-free sooner
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The moneyfacts.co.uk guide to Buy-to-Let Mortgages
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Sainsbury’s improves low rate credit card
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Lloyds cuts balance transfer card fee
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Reduced balance transfer card fee
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Bank of Scotland has reduced the introductory balance transfer fee on its leading balance transfer c... More

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