Compare credit cards at moneyfacts, the unbiased experts

  - We research the whole credit card market to bring you the best 0% spending and 0% balance transfer cards.

Start searching all 226 credit cards by choosing the type of card you need.

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0% Balance Transfer Cards

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Balance Transfer Rate & PeriodTransfer FeeAdditional InformationApply Today 
 
Barclaycard

Platinum 36 Month Balance Transfer Visa
0.0% for 36 months from date of card issue.2.99%
  • The longest balance transfer card available
  • Can't change payment due date
  • Contactless payments up to £20
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Barclaycard

Platinum 35 Month Balance Transfer Visa
0.0% for 35 months from date of card issue.2.69%
  • One of the longest balance transfer cards available
  • Can't change payment due date
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Halifax

35 Month Balance Transfer Credit Card MasterCard
0.0% for 35 months from date of card issue.2.70%
  • One of the longest balance transfer terms available
  • Rates dependent on credit rating
  • You may be offered alternative terms
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Tesco Bank

Clubcard Credit Card for Balance Transfer MasterCard
0.0% for 35 months from date of transfer.2.70%
  • Earn Tesco Clubcard points for spending on your card
  • High cash rate
  • No fees on Tesco travel money
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable. 
Bank of Scotland

Platinum 35 Month Balance Transfer MasterCard
0.0% for 35 months from date of card issue.3.00%
  • Emergency card replacement
  • £5 charge if you need to change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Lloyds Bank

Online Platinum 35 Month Balance Transfer MasterCard
0.0% for 35 months from date of card issue.3.00%
  • One of the longest balance transfer cards available
  • Can't change payment due date
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Representative 18.9% APR variable. 
Sainsbury's Bank

Nectar Balance Transfer Credit Card MasterCard
0.0% for 34 months from date of card issue.2.89%
Min: £3.00
  • 0% on balance transfers for 34 months
  • No Contactless payments
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
MBNA Limited

MBNA Platinum Low Fee Credit Card Visa
0.0% for 32 months from date of card issue.1.94%
Min: £3.00
  • Balance transfer fee of 1.94% for the first 60 days
  • No balance transfers from MBNA cards
  • Contactless payments up to £20
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Tesco Bank

Clubcard Credit Card for 28 Month Balance Transfer MasterCard
0.0% for 28 months from date of transfer.1.49%
  • Earn Tesco Clubcard points for spending on your card
  • Rates dependent on credit rating
  • No fees on Tesco travel money
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.941% variable per annum for purchases. Representative 18.9% APR variable. 
Lloyds Bank

Avios Rewards Amex/MasterCard
0.0% for 28 months from date of card issue.3.00%
  • ]No foreign usage charge
  • Rates dependent on credit rating
  • Receive both a MasterCard and an American Express
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Annual fee of £24 applies. Representative 23.7% APR variable. 

Now showing 1 to 10 of 146 credit cards.

Disclaimer:
Fees and rates subject to change without notice. Check all rates and terms before borrowing. Assumptions have been made in calculating savings/costs. The figures should be used to illustrate potential savings and should be confirmed with credit card providers.

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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Money Tips

Get mortgage-free sooner
How much is your mortgage payment every month? Imagine if you didn’t have one, it would be nice wouldn’t it? You could start saving, maybe for that dream holiday or pay extra into your pension?

Three problems with balance transfers
Looking for a new 0% Balance Transfer Credit Card? You’ll probably have noticed that it’s getting pretty competitive out there, with lots of great deals on offer.

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From 6 April 2011 your retirement options will widen. In a recent announcement by the Government, you will no longer be required to convert your pension pot into an annuity by the age of 75.

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International Money Transfers Based on £10,000 into Euros

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