Low Rate Credit Cards - Low Interest Cards | moneyfacts.co.uk

Compare low interest credit cards

  - Looking for a low APR credit card? Compare low rate cards here. Great if you don't want to keep having to transfer your balance!
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Compare the Best Low Rate Credit Cards

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APRInterest Free DaysAdditional InformationSearch all212 Credit Cards
 
Lloyds Bank

Online Platinum Low Rate MasterCard
5.7%56 days
  • 24 hour customer service
  • Rates dependent on credit rating
  • Manage your card online
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 5.69% variable per annum for purchases. Representative 5.7% APR variable. 
AA

Low Rate Credit Card MasterCard
5.9%56 days
  • Low purchase rate of 5.9% APR
  • Rates dependent on credit rating
  • AA Credit Cards are provided by Bank of Ireland UK. AA Financial Services Ltd is a credit broker and not a lender
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 5.854% variable per annum for purchases. Representative 5.9% APR variable. 
Tesco Bank

Clubcard Credit Card with Low APR MasterCard
5.9%51 days
  • Earn Tesco Clubcard points for spending on your card
  • Rates dependent on credit rating
  • No fees on Tesco travel money
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 5.94% variable per annum for purchases. Representative 5.9% APR variable. 
Sainsbury's Bank

Low Rate Credit Card MasterCard
5.9%56 days
  • One of the lowest standard interest rates on the market
  • Rates dependent on credit rating
  • Manage your card online
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 5.94% variable per annum for purchases. Representative 5.9% APR variable. 
Halifax

Flexicard MasterCard
6.4%56 days
  • Instalment plan is available online
  • Rates dependent on credit rating
  • Contactless payments available up to £30
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 6.45% variable per annum for purchases. Representative 6.4% APR variable. 
Bank of Scotland

Online Platinum Low Rate MasterCard
6.4%56 days
  • Emergency card replacement
  • £5 charge if you need to change payment due date
  • Manage your card online
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 6.45% variable per annum for purchases. Representative 6.4% APR variable. 
Barclaycard

Platinum Low Rate Visa
6.9%56 days
  • Low rate of 6.9%
  • Can't change payment due date
  • Contactless payments up to £30
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 6.9% variable per annum for purchases. Representative 6.9% APR variable. 
The Co-operative Bank

3 Year Fixed Rate Visa
6.9%56 days
  • Low fixed rate on purchases and balance transfers for 3 years
  • Can't change payment due date
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 6.9% variable per annum for purchases. Representative 6.9% APR variable. 
TSB

Low rate Advance MasterCard
7.9%0 days
  • 24 hour customer service
  • Interest will be charged from day of transaction
  • Status & Lending criteria, 18+ & UK resident
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 7.94% variable per annum for purchases. Representative 7.9% APR variable. 
MBNA Limited

MBNA 5 Credit Card
8.9%49 days
  • Low APR of 8.9%
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 8.9% variable per annum for purchases. Representative 8.9% APR variable. 
Clydesdale Bank

B Credit Card MasterCard
9.9%59 days
  • Low APR of 9.9%
  • Higher rates for cash withdrawals
  • Secure online shopping with MasterCard SecureCode
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 9.9% variable per annum for purchases. Representative 9.9% APR variable. 
NatWest

Clear Rate Platinum Credit Card MasterCard
11.1%56 days
  • Low rate of 11.1% APR
  • No transfers from RBS Group cards
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 6.9% variable per annum for purchases. Fee of £24 per annum applies. Representative 11.1% APR variable. 
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Last Updated: Wednesday 26 July 2017 17:48

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply online today. Products shown with a yellow background are sponsored products.

Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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