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Our prepaid debit cards chart is ordered by the lowest UK transaction fee,
lowest monthly fee, then lowest application fee.
Prepaid cards are not a form of credit - you can only spend money that
you've previously put onto the card. They work in a very similar way to
pay-as-you-go mobile phones - once you've used up the money on the card you
can't spend on it again until you "top-up".
There are prepaid Visa card and prepaid MasterCard options to choose from, both of which are
Prepaid cards are ideal for:
If you need a if you need a credit card for bad credit some providers even offer a "Credit Builder" option which can help improve
or re-build your credit score.
Most cards will allow your wages to be paid to the prepaid card directly,
as well as offering a number of other ways to top-up, these include:
Make sure the method you would like to top-up by is one of those accepted
by the prepaid card provider, before applying.
One downside to prepaid cards is that they can charge a lot in the
way of different fees. Free prepaid cards can be quite rate, so look for cards with low monthly fees as well as
prepaid cards that don't charge transaction fees. Most will charge you for
using an ATM, so if you prefer to withdraw cash than use your card for
purchases, be sure to select a card with a lower fee.
how prepaid cards can be a convenient way to control spending
Read about the
advantages and disadvantages of prepaid cards
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Prepaid Everyday CardsPreload your card with money that you already have so you only spend what you have.
Prepaid Travel Money CardsPreload them with foreign currency before you travel so you know how much you have to spend abroad.
Business Prepaid CardsNeed a payment option for staff, but don’t want a credit card?
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