Equity Release could provide you with the extra cash you need...

Equity release is a way of unlocking a proportion of the value - or equity - you have in your home in exchange for a tax-free lump sum. It means you could enjoy the benefits of having additional cash during your retirement, to spend on almost anything you want - and you don't need to move home.

The Moneyfacts Equity Release Advice Service, provided by MCB Financial Services, will help you decide if equity release is right for you:

Equity ReleasetickYour adviser will take time to understand your personal needs and recommend the right equity release product for you.

TickTheir advice is always quality checked, and you can be confident that neither you nor your loved ones will ever owe more than the value of your home.

TickIf you want to leave an inheritance for your loved ones, your adviser will explain the options you have.

During your appointment a specialist adviser will explain the different plans available, the pros and cons of each, and why equity release reduces the value of your estate.

You're absolutely under no obligation to proceed having spoken to MCB financial Services.

Simply fill in the short form here and MCB will call you back for a no-obligation initial chat.

What would you use equity release for?

With equity release you can stay living in the home you love and at the same time access the extra cash you need for your retirement. You can spend this on almost anything you want.

We've found popular uses for equity release to be:

TickImprove or repair your home

TickGo on a holiday of a lifetime or buy a new car

TickGive family financial help or gifts

TickRe-mortgage - if you have an existing mortgage but do not want to continue making monthly payments*

TickClear any current borrowing such as loans and credit cards*

Consolidating an existing mortgage or current debt using equity release could end up costing more in the long term.

So, equity release could be an option if you don't want to downsize or move to an unfamiliar area. 

Are you eligible?

Equity ReleaseTo be eligible for equity release:

  1. You must be aged 55 and over** (youngest applicant if a couple)
  2. Own your own home of standard construction in the UK
  3. Your property value must be £70,000** or above

** Minimum age and property value varies between product providers

Helping you make the right choice

Annuities AbroadThe Moneyfacts Equity Release Advice Service is provided by MCB Financial Services. Their expert advisers will let you know whether equity release is right for you and if not, will aim to help you find another way to get the money you need.

They’ll take the time to understand your needs and concerns, and will answer all of your questions. You can relax knowing that the product you’re recommended is provided by a member of the Equity Release Council, an industry body that helps ensure all products are safe and accessible for consumers.

As part of the service, your adviser will explain how equity release may affect your entitlement to means-tested benefits.

There's no obligation or pressure to buy and you're encouraged to invite family or close friends to your appointment - which can be held over the phone, or face-to-face in the comfort of your own home. If leaving inheritance is important to you, tell your adviser as it's possible to do both.

So why not get in touch today and find out more about equity release?

Simply complete the short form here, and MCB will call you back.

Equity Release FAQs

Equity Release Jargon Buster

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MCB Financial Services Ltd, Unit 13/14 Beech Avenue Business Park, Taverham, Norwich, NR8 6HW. MCB is authorised and regulated by the Financial Conduct Authority.