Equity release is a way of unlocking a proportion of the value – or equity – you have in your home in exchange for a tax free lump sum.
Call today to find out more and receive a guide 01737 233462 Lines are open 9am to 5pm Monday to Friday, except bank holidays. Calls are charged at local rates and may be recorded or monitored.
* Think carefully before securing other debts against your home
To be eligible for equity release:
* Minimum age and property value varies between product providers
There are two types of equity release plans: lifetime mortgage** and home reversion**.
While you might be tempted to unlock cash in your home to enjoy a better retirement, it’s important to consider the risks and alternatives to equity release.
Our advisers will carefully review how equity release will impact any inheritance you intend to leave, as well as your entitlement to certain state benefits.
** Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration.
Equity release may not be right for everyone. It may affect your entitlement to state benefits and will reduce the value of your estate.
Equity release is a way of accessing extra money for retirement, while staying in your home. One alternative to consider is moving to a smaller property or a property in another area – but of course, moving from your family home, or to an unfamiliar area, might not be something you’d be happy to do.
Why use Just Retirement Solutions Limited?
Releasing equity in your home is something that should not be entered into lightly.
It’s important that you seek specialist financial advice, as well as talking to close relatives and friends (particularly those who you wish to leave an inheritance to).
We’ve partnered with Just Retirement Solutions, because they provide the kind of service we demand for our customers.
Just Retirement Solutions recommend equity release plans from a carefully selected range of providers including Aviva, Bridgewater, Just Retirement and Stonehaven. All of the members are part of the Equity Release Council. The Equity Release Council is an industry trade body that helps to ensure products are safe and accessible for consumers.
Just Retirement review their provider panel quarterly to ensure customer needs are covered by the products and providers they compare. If you have a specific requirement that is not covered by their panel of providers, their advisers will search the whole market to see if the need can be covered by another provider.
The equity release advice service provided by Just Retirement Solutions aims to help you make the right choices for your circumstances – which may not turn out to be an equity release plan.
Just Retirement Solutions actively encourage you to have close family or friends present for the consultations and they carry out a free state benefits check so that you have a full picture of how equity release will affect your finances.
If you decide to take out a plan, there will be a fee of £749 for advice and arranging an equity release plan Just Retirement Solutions Limited recommend. You will only be charged if you decide to take out a plan. Our advice carries no obligation.
Call Just Retirement Solutions on 01737 233462 - Lines are open 9am to 5pm Monday to Friday, except bank holidays. Calls are charged at local rates and may be recorded or monitored. Retirement Guides Equity Release Jargon Buster Equity Release Frequently Asked Questions
Equity Release FAQsEquity release is a big decision. So be sure you get all of your questions answered before entering into a scheme, by using our Frequently Asked Questions.
Equity Release Jargon BusterIf you’re considering equity release, it’s important that you understand the key terms and features of this type of financial product.
Lifetime MortgagesCompare lifetime mortgage providers with our equity release selection. Alternatively speak to an adviser to explore your retirement income options.
Home Reversion SchemesCompare a selection of home reversion equity release schemes. Make sure you also discuss your options with a financial adviser too.
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