Best Buy - Commercial Mortgages


Use a commercial mortgage to purchase or refinance just about any type of non-residential or business property.  Our commercial mortgage broker service is provided by B2B Mortgage.  To speak to a commercial mortgage advisor, just click on a 'proceed' button, complete a short form and B2B will call you to discuss your options.
CompanyLending SectorMax LTV (%)Base rateTerm Min-Max

Commercial Industrial75%LIBOR5yrs - 20yrs

Commercial Invest Property70%0.50%5yrs - 10yrs

Farms70%0.50%3yrs - 25yrs

Franchises75%0.50%2yrs - 30yrs

Garage Showrooms70%0.50%1yr - 25yrs

Nursing & Care Homes70%0.50%1yrs - 15yrs

Professional Practices80%0.50%1yr - 25yrs

Public Houses70%0.50%5yrs - 25yrs

Retail65%LIBOR1yr - 10yrs

Schools & Nurseries70%0.50%1yr - 25yrs
Last Updated: Tuesday 2 September 2014 13:46

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

 

What is a Commercial mortgage?

Commercial mortgages are used to buy business premises or to buy an existing business in its entirety.

Lenders generally require a deposit of around 25%-40% of the total value and mortgage terms can run for one year, up to 40 years.

Obtaining a commercial mortgage is based on the ability of your business to make the repayments. You will also find that lenders will assess your business before quoting you an interest rate.  

They generally look at past performance, the current position and long term future plans of the business. The interest rate you will be quoted may be based on these factors and may be higher if the underwriter identifies higher risk in the proposal. You may need to provide a detailed business plan which demonstrates that you can make repayments, and a professional valuation will usually be required.

Our commercial mortgage best buys


Our commercial mortgage best buys show a selection of the most competitive lenders operating in different lending sectors. It is usually the case that these lenders also consider other types of property (a lender which lends on garage showrooms may also lend on office buildings for instance), although you should note that the deposit you are required to provide may differ between lending sectors, so it’s always best to check the deposit you’d need for the type of business premises you have, or are considering.

Speak to a commercial mortgage advisor

Our commercial mortgage broker service is provided by B2B Mortgage.  B2B Mortgage is able to source competitive commercial mortgages with: 

  • Variable rates from 2.75% over Bank of England base rate (Currently 0.5%) equivalent to 3.25%
  • Up to 75% Loan to Value (25% Deposit Required)
  • Minimum Loan £50,000 - Maximum £40 million
  • Repayments from 5 to 30 years
  • NO BROKER FEE - saving you £500 - £2000
  • Free Quote with no obligation.
.

 

 

Advertisements:

Drop in lending to SMEs – but savers pay the price
Drop in lending to SMEs – but savers pay the price

Running a small business requires one key thing if it’s going to be successful – funding. The Govern... More

Is your business properly protected?
Is your business properly protected?

Running a business takes a huge amount of skill and organisation, not to mention a decent level of f... More

Are you optimistic about your business this year?
Are you optimistic about your business this year?

As the economic recovery takes hold for most of the UK, small businesses, although largely optimisti... More

Small business owners reluctant to switch banks
Small business owners reluctant to switch banks

As a small business, getting your finances in order will be vital. If you haven’t got a decent accou... More

Business Moneyfacts award winners 2014 announced
Business Moneyfacts award winners 2014 announced

Last night the 2014 Business Moneyfacts Awards took place in a glittering ceremony at the prestigiou... More

Where to find the best-paying Charity Accounts
Where to find the best-paying Charity Accounts

Is your charity business account paying little interest? Find the best paying charity accounts here... More

Choosing a Business Current Account
Choosing a Business Current Account

When it comes to the day-to-day running of your business, the financial product that you need to be ... More

Peer-to-peer lending: a serious option?
Peer-to-peer lending: a serious option?

Unimpressed by the returns on your business’ savings account? Here’s the lowdown on an increasingly ... More

Aldermore increases business rate
Aldermore increases business rate

Aldermore has increased the rate on its easy access business savings account by 0.10%, securing it a... More

Top 10 business bond from Teachers BS
Top 10 business bond from Teachers BS

Teachers Building Society has increased the rate on its one-year fixed rate business bond by 0.15%, ... More

Guaranteed business saving from Manchester
Guaranteed business saving from Manchester

Manchester Building Society has launched a new issue of its popular business tracker account, which ... More

Competitive business saving from Teachers
Competitive business saving from Teachers

Teachers Building Society has reviewed its business accounts and replaced its popular 75 day notice ... More

Cambridge & Counties improves business account
Cambridge & Counties improves business account

Cambridge & Counties Bank has raised the rate on its popular 95 day notice business account to cemen... More