Best Buy - Commercial Mortgages


Use a commercial mortgage to purchase or refinance just about any type of non-residential or business property.  Our commercial mortgage broker service is provided by B2B Mortgage.  To speak to a commercial mortgage advisor, just click on a 'proceed' button, complete a short form and B2B will call you to discuss your options.
CompanyLending SectorMax LTV (%)Base rateMargin above BaseTerm Min-Max

Commercial Industrial70%0.50%Neg1yr - 15yrs

Commercial Inv Property75%LIBOR4.4% - 5.7%5yrs - 20yrs

Farms70%4.90%0% - 2%10yrs - 25yrs

Franchises80%0.50%Neg1yr - 25yrs

Hotels70%0.50%1% - 6%1yr - 25yrs

Nursing & Care Homes75%LIBORNeg1yr - 25yrs

Offices75%0.50%Neg2yrs - 30yrs

Professional Practices100%0.50%Neg3yrs - 25yrs

Residential Property Dev65%LIBOR3% - 5%1yr - 20yrs

Retail75%0.50%Neg5yrs - 25yrs
Last Updated: Sunday 3 May 2015 17:47

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today. Products shown with a yellow background are sponsored products.

 

What is a Commercial mortgage?

Commercial mortgages are used to buy business premises or to buy an existing business in its entirety.

Lenders generally require a deposit of around 25%-40% of the total value and mortgage terms can run for one year, up to 40 years.

Obtaining a commercial mortgage is based on the ability of your business to make the repayments. You will also find that lenders will assess your business before quoting you an interest rate.  

They generally look at past performance, the current position and long term future plans of the business. The interest rate you will be quoted may be based on these factors and may be higher if the underwriter identifies higher risk in the proposal. You may need to provide a detailed business plan which demonstrates that you can make repayments, and a professional valuation will usually be required.

Our commercial mortgage best buys


Our commercial mortgage best buys show a selection of the most competitive lenders operating in different lending sectors. It is usually the case that these lenders also consider other types of property (a lender which lends on garage showrooms may also lend on office buildings for instance), although you should note that the deposit you are required to provide may differ between lending sectors, so it’s always best to check the deposit you’d need for the type of business premises you have, or are considering.

Speak to a commercial mortgage advisor

Our commercial mortgage broker service is provided by B2B Mortgage.  B2B Mortgage is able to source competitive commercial mortgages with: 

  • Variable rates from 2.75% over Bank of England base rate (Currently 0.5%) equivalent to 3.25%
  • Up to 75% Loan to Value (25% Deposit Required)
  • Minimum Loan £50,000 - Maximum £40 million
  • Repayments from 5 to 30 years
  • NO BROKER FEE - saving you £500 - £2000
  • Free Quote with no obligation.
.

 

 
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