Mortgage Search - Compare Mortgages | moneyfacts.co.uk

Mortgage Search

  - User our mortgage comparison tool to find the best mortgage rates
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Searching all 4934 mortgages, the following best match your search criteria and are displayed in order of lowest initial rate.

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Rate APRC Mortgage Type Product Fees Initial Monthly Payment Total Amount Repayable Apply Today

0.89% reverting to 4.74% 4.1% Discounted Variable to 31/08/2019 £1,495 £557.87 £241,866 Details...
Speak to an Adviser
Representative Example: 28 monthly payments of £557.87 and 272 monthly payments of £824.91. Total interest of £89,996, valuation fees of £235 and product fees of £1495.

0.99% reverting to 4.74% 4.2% Fixed to 31/08/2019 £1,495 £564.63 £242,297 Details...
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Representative Example: 28 monthly payments of £564.63 and 272 monthly payments of £825.80. Total interest of £90,427, valuation fees of £235 and product fees of £1495.

1.05% reverting to 4.74% 4.1% Discounted Variable to 31/08/2019 £995 £568.71 £242,056 Details...
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Representative Example: 28 monthly payments of £568.71 and 272 monthly payments of £826.33. Total interest of £90,686, valuation fees of £235 and product fees of £995.

1.14% reverting to 4.74% 4.2% Fixed to 31/08/2019 £1,695 £574.87 £243,146 Details...
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Representative Example: 28 monthly payments of £574.87 and 272 monthly payments of £827.13. Total interest of £91,076, valuation fees of £235 and product fees of £1695.

1.14% reverting to 3.69% 3.4% Fixed to 2 Years £1,450 £574.87 £222,682 Details...
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Representative Example: 24 monthly payments of £574.87 and 276 monthly payments of £750.68. Total interest of £70,985, valuation fees of £197 and product fees of £1450.

1.14% reverting to 3.69% 3.3% Fixed to 30/06/2019 £999 £574.87 £221,520 Details...
Go to Site
Representative Example: 26 monthly payments of £574.87 and 274 monthly payments of £749.37. Total interest of £70,274, valuation fees of £197 and product fees of £999.

1.14% reverting to 3.69% 3.3% Fixed to 30/06/2019 £749 £574.87 £221,270 Details...
Go to Site
Representative Example: 26 monthly payments of £574.87 and 274 monthly payments of £749.37. Total interest of £70,274, valuation fees of £197 and product fees of £749.

1.14% reverting to 3.69% 3.3% Fixed to 30/06/2019 £749 £574.87 £221,270 Details...
Go to Site
Representative Example: 26 monthly payments of £574.87 and 274 monthly payments of £749.37. Total interest of £70,274, valuation fees of £197 and product fees of £749.

1.14% reverting to 4.49% 4.0% Variable to 2 Years £999 £574.87 £239,037 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £574.87 at a tracker rate of 1.14% and 276 monthly payments of £811.47. Total interest of £87,763, valuation fees of £0 and product fees of £999.

1.15% reverting to 4.74% 4.2% Variable to 31/08/2019 £995 £575.55 £242,487 Details...
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Representative Example: 28 monthly payments of £575.55 at a tracker rate of 1.15% and 272 monthly payments of £827.21. Total interest of £91,117, valuation fees of £235 and product fees of £995.

1.17% reverting to 4.74% 4.2% Fixed to 31/08/2019 £1,695 £576.93 £243,274 Details...
Speak to an Adviser
Representative Example: 28 monthly payments of £576.93 and 272 monthly payments of £827.39. Total interest of £91,204, valuation fees of £235 and product fees of £1695.

1.17% reverting to 4.24% 3.8% Fixed to 30/06/2019 £1,495 £576.93 £233,729 Details...
Go to Site
Representative Example: 26 monthly payments of £576.93 and 274 monthly payments of £790.80. Total interest of £81,679, valuation fees of £310 and product fees of £1495.

1.18% reverting to 3.74% 3.4% Variable to 2 Years £999 £577.61 £223,281 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £577.61 at a tracker rate of 1.18% and 276 monthly payments of £754.67. Total interest of £72,152, valuation fees of £0 and product fees of £999.

1.18% reverting to 4.74% 4.2% Fixed to 31/08/2019 £995 £577.61 £242,618 Details...
Speak to an Adviser
Representative Example: 28 monthly payments of £577.61 and 272 monthly payments of £827.48. Total interest of £91,248, valuation fees of £235 and product fees of £995.

1.19% reverting to 3.69% 3.4% Fixed to 2 Years £1,450 £578.30 £222,858 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £578.30 and 276 monthly payments of £751.02. Total interest of £71,161, valuation fees of £197 and product fees of £1450.
Now showing 1 to 15 of 2229 results
Disclaimer:

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

Using our Mortgage Search to find the right mortgage deal for you

It is often complicated to find which mortgage deals are best for you. We have have designed our mortgage best buys to make things a little easier. But they can't cater for everyone, and you might want to search for a mortgage across the whole of the market instead.

Our Mortgage finder allows you to search for all mortgage rates and lenders, based on your own specific requirements. Our search will provide details on the mortgage products which best match your needs.

If you would like further help and information about selecting a mortgage product - we can help. We have partnered with a team of expert and experienced mortgage advisers who are on hand to help with your decision. To talk to one call 0800 193 6644.

What you need to do to get the best results

Just complete a few details about:

  • The amount you want to borrow
  • How much the property you want to buy or remortgage is worth.
  • The type of mortgage you need.

We only ask for information needed to return the best search results possible.

We will displayed your results showing those mortgages you can apply for at moneyfacts.co.uk first. To reorder the columns, click 'SORT' on your preferred column heading.You can also compare up to three mortgages beside one another to help you create a shortlist.

Get started now and enter your details to search mortgage solutions.

Terminology you might need to know

What is a mortgage term?

The term of your mortgage is how long it will take you to repay the value of your mortgage, plus interest.

Mortgages are often taken out for long terms - around 20 to 30 years. The longer the term, the more you can spread out your mortgage costs. So for example, if your property is worth £100,000, paying over 20 years will have you to contributing £416.67 per month, plus interest, towards your mortgage. Increasing that to 30 years lowers your payment per month to £277.78, plus interest.

Your mortgage provider will charge interest on your mortgage. Often this rate is higher if your have a longer mortgage term (30-40 years), than if you have a shorter mortgage term (20-29 years).

What does LTV mean?

LTV stands for loan to value. It is the amount of money you need to borrow as a percentage of the value of the property you wish to buy. For example, if the value of your new property is £100,000 and you have £20,000 saved for a deposit, you will need to borrow the remaining £80,000. So, your required LTV is 80% (80,000 is 80% of £100,000).

At present, the usual limit on LTV is 90%. Yet there are certain schemes available for people looking for 95% of 100% mortgages.

Typically, higher LTV means higher interest rate since it represent more risk to the lender. As such, rates for first time buyers will tend to be higher than rates for existing homeowners looking to remortgage.

What is an interst-only mortgage?

In an interest-only mortgage, you only have to pay the interest back to your lender each month. You don't pay off the capital (IE the actual value of the property) until the end of your mortgage term. As such, you will need to be prepared to pay back the capital in full at the end of the term.

Taking out an interest-only mortgage will also mean you to pay more interest in the long run. Because you are not paying off any your capital, you are always paying the same amount of interest on the entire sum borrowed. This is different from normal repayment mortgages where you will be paying interest on a smaller amount each month as you mortgage decreases.

What is a mortgage broker?

A mortgage broker is third party who will negotiate the best mortgage deals for you, as well as offer mortgage advice, for a fee. For more information about mortgage brokers, read our Mortgage Broker Guide.

 
 

Mortgage Calculators

How much will I pay monthly?How much will I pay monthly?
Work out how much your monthly mortgage repayments will be.

How much do I need to borrow?How much do I need to borrow?
Work out how much money in total you will need to borrow in order to get a mortgage.

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Mortgage rates have been hovering at record low territory since last year, with providers still keen... More

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Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

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What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More

Principality enters 2yr mortgage chart
Principality enters 2yr mortgage chart

Principality BS has reduced selected rates, including on its two-year mortgage deal, which has enter... More

Yorkshire presents lowest-ever mortgage rate
Yorkshire presents lowest-ever mortgage rate

Yorkshire BS has amended its discounted variable rate mortgage, which now offers the lowest ever rat... More

Principality reduces 2yr mortgage rate
Principality reduces 2yr mortgage rate

Principality BS has reduced the rate on its two-year mortgage deal, which in combination with its at... More

Coventry increases variable mortgage rate
Coventry increases variable mortgage rate

Coventry BS has increased selected variable rates across its mortgage range. Despite this, its 90% l... More

Yorkshire’s amended 3yr mortgage goes top
Yorkshire’s amended 3yr mortgage goes top

Yorkshire BS has reduced rates on selected mortgage products, which sees its three-year fixed rate d... More

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