Mortgage Calculator - Mortgage Comparison | moneyfacts.co.uk
 

Mortgage Comparison

How to use our mortgage comparison tool...

Our comprehensive mortgage comparison tool not only shows you your estimated monthly repayments, interest and product fees, we are also able to filter down all mortgages on the market that match your search criteria. This a completely transparent mortgage comparison tool. 

Your tailored repayment details will be displayed underneath each product in your search results.

  • £
  • £ 60% LTV
  • yrs

Refine your search

Searching all 5253 mortgages, the following best match your search criteria and are displayed in order of lowest initial rate.

Your Mortgage Search

Compare
Up to 3 products
side by side
Rate APRC Mortgage Type Product Fees Initial Monthly Payment Total Amount Repayable Apply Today

0.89% reverting to 4.74% 4.2% Discounted Variable to 30/11/2019 £1,495 £557.87 £242,973 Details...
Speak to an Adviser
Representative Example: 26 monthly payments of £557.87, 36 monthly payments of £827.00 and 238 monthly payments of £827.00. Total interest of £91,103, valuation fees of £235 and product fees of £1495.

0.93% reverting to 4.24% 3.8% Discounted Variable to 2 Years £699 £560.57 £232,908 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £560.57 and 276 monthly payments of £790.67. Total interest of £81,679, valuation fees of £330 and product fees of £699.

0.99% reverting to 4.74% 4.6% Fixed to 31/12/2019 £1,495 £564.63 £255,957 Details...
Speak to an Adviser
Representative Example: 27 monthly payments of £564.63, 36 monthly payments of £826.82 and 237 monthly payments of £883.17. Total interest of £104,322, valuation fees of £0 and product fees of £1495.

0.99% reverting to 3.69% 3.3% Variable to 2 Years £999 £564.63 £221,504 Details...
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Representative Example: 24 monthly payments of £564.63 at a tracker rate of 0.99% and 276 monthly payments of £749.65. Total interest of £70,455, valuation fees of £0 and product fees of £999.

0.99% reverting to 3.69% 3.3% Variable to 2 Years £749 £564.63 £221,254 Details...
Go to Site
Representative Example: 24 monthly payments of £564.63 at a tracker rate of 0.99% and 276 monthly payments of £749.65. Total interest of £70,455, valuation fees of £0 and product fees of £749.

0.99% reverting to 3.69% 3.3% Variable to 2 Years £749 £564.63 £221,254 Details...
Go to Site
Representative Example: 24 monthly payments of £564.63 at a tracker rate of 0.99% and 276 monthly payments of £749.65. Total interest of £70,455, valuation fees of £0 and product fees of £749.

0.99% reverting to 4.74% 4.2% Fixed to 30/11/2019 £1,495 £564.63 £243,376 Details...
Speak to an Adviser
Representative Example: 26 monthly payments of £564.63, 36 monthly payments of £827.83 and 238 monthly payments of £827.83. Total interest of £91,506, valuation fees of £235 and product fees of £1495.

0.99% reverting to 4.74% 4.2% Discounted Variable to 30/11/2019 £995 £564.63 £242,876 Details...
Speak to an Adviser
Representative Example: 26 monthly payments of £564.63, 36 monthly payments of £827.83 and 238 monthly payments of £827.83. Total interest of £91,506, valuation fees of £235 and product fees of £995.

1.03% reverting to 4.24% 3.8% Discounted Variable to 2 Years £699 £567.35 £233,272 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £567.35 and 276 monthly payments of £791.40. Total interest of £82,043, valuation fees of £330 and product fees of £699.

1.04% reverting to 3.74% 3.4% Variable to 2 Years £999 £568.03 £222,786 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £568.03 at a tracker rate of 1.04% and 276 monthly payments of £753.71. Total interest of £71,657, valuation fees of £0 and product fees of £999.

1.04% reverting to 4.74% 4.1% Discounted Variable to 31/01/2020 £999 £568.03 £241,894 Details...
Speak to an Adviser
Representative Example: 28 monthly payments of £568.03 and 272 monthly payments of £826.25. Total interest of £90,645, valuation fees of £75 and product fees of £999.

1.09% reverting to 3.74% 3.4% Fixed to 31/10/2019 £999 £571.44 £222,595 Details...
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Representative Example: 25 monthly payments of £571.44 and 275 monthly payments of £753.38. Total interest of £71,466, valuation fees of £0 and product fees of £999.

1.09% reverting to 5.29% 4.7% Discounted Variable to 2 Years £999 £571.44 £256,501 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £571.44 and 276 monthly payments of £874.43. Total interest of £105,057, valuation fees of £305 and product fees of £999.

1.09% reverting to 3.69% 3.4% Variable to 2 Years £999 £571.44 £221,857 Details...
Go to Site
Representative Example: 24 monthly payments of £571.44 at a tracker rate of 1.09% and 276 monthly payments of £750.34. Total interest of £70,808, valuation fees of £0 and product fees of £999.

1.09% reverting to 3.69% 3.3% Variable to 2 Years £749 £571.44 £221,607 Details...
Go to Site
Representative Example: 24 monthly payments of £571.44 at a tracker rate of 1.09% and 276 monthly payments of £750.34. Total interest of £70,808, valuation fees of £0 and product fees of £749.
Now showing 1 to 15 of 2454 results
Disclaimer:

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 


Using our mortgage search to find the right mortgage deal for you

Mortgage comparison can be complicated. There are a lot of technical terms, and various payments and fees you need to weigh up and consider. We have have designed our mortgage best buy tables to make things a little easier. But they can't cater for everyone, and you might want to search for a mortgage across the whole of the market instead.

Our mortgage comparison tool allows you to compare all mortgage rates and lenders based on your own specific requirements. Our search will filter through every product on the market and show you as much details as possible about products that match your criteria.

If you would like further help and information about selecting a mortgage product - we can help. We have partnered with a team of expert and experienced mortgage advisers who are on hand to help with your decision. To talk to one call 0800 193 6644.


On this page:

  1. How to get the best results
  2. Terminology you need to know:
  3. Find mortgages by LTV


What you need to do to get the best results

Just complete a few details about:

  • The amount you want to borrow
  • How much the property you want to buy or remortgage is worth.
  • The type of mortgage you need

Firstly, we will display all products that may be available to you based on your criteria. Underneath each product listing you will see a representative example of the repayments and fees you would have to pay if you successfully applied for the mortgage. This example will include a break down of your mortgage payments, the total interest you will pay, and an estimate of the applicable fees.

We only ask for information needed to return the best search results possible.

We will displayed your mortgage comparison results showing those mortgages you can apply for at moneyfacts.co.uk first. To reorder the columns, click 'SORT' on your preferred column heading.You can also compare up to three mortgages beside one another to help you create a shortlist.

Get started now and enter your details to compare all mortgages.


Terminology you might need to know

What is a mortgage term?

The term of your mortgage is how long it will take you to repay the value of your mortgage, plus interest.

Mortgages are often taken out for long terms - around 20 to 30 years. The longer the term, the more you can spread out your mortgage costs. So for example, if your property is worth £100,000, paying over 20 years will have you to contributing £416.67 per month, plus interest, towards your mortgage. Increasing that to 30 years lowers your payment per month to £277.78, plus interest.

Your mortgage provider will charge interest on your mortgage. Often this rate is higher if your have a longer mortgage term (30-40 years), than if you have a shorter mortgage term (20-29 years).


What does LTV mean?

LTV stands for loan to value. It is the amount of money you need to borrow as a percentage of the value of the property you wish to buy. For example, if the value of your new property is £100,000 and you have £20,000 saved for a deposit, you will need to borrow the remaining £80,000. So, your required LTV is 80% (80,000 is 80% of £100,000).

At present, the usual limit on LTV is 90%. Yet there are certain schemes available for people looking for 95% of 100% mortgages.

Typically, higher LTV means higher interest rate since it represent more risk to the lender. As such, rates for first time buyers will tend to be higher than rates for existing homeowners looking to remortgage.


What is an interest-only mortgage?

In an interest-only mortgage, you only have to pay the interest back to your lender each month. You don't pay off the capital (IE the actual value of the property) until the end of your mortgage term. As such, you will need to be prepared to pay back the capital in full at the end of the term.

Taking out an interest-only mortgage will also mean you to pay more interest in the long run. Because you are not paying off any your capital, you are always paying the same amount of interest on the entire sum borrowed. This is different from normal repayment mortgages where you will be paying interest on a smaller amount each month as you mortgage decreases.


What is a mortgage broker?

You may find that if you can't connect you directly to a mortgage provider, we'll recommend applying for the mortgage via a broker. There a many reasons to use a mortgage broker, but in brief it is their job to find you the best mortgage deal. Although you have to pay for their services, you may end up paying less than you would have done if you'd applied for the mortgage directly. For more information about mortgage brokers, read our mortgage broker guide.

 
 

Mortgage Calculators

How much will I pay monthly?How much will I pay monthly?
Work out how much your monthly mortgage repayments will be.

How much do I need to borrow?How much do I need to borrow?
Work out how much money in total you will need to borrow in order to get a mortgage.

Record number of two-year 90% LTV mortgages
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Remortgage activity ramps up as rates hit new lows
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90% LTV mortgage availability at post-crisis high
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Clear shift towards five-year remortgage deals
Clear shift towards five-year remortgage deals

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Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

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What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More

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Monmouthshire BS has launched a brand new five-year remortgage deal onto the market which leads the ... More

Nationwide’s Outstanding 3yr mortgage
Nationwide’s Outstanding 3yr mortgage

Nationwide BS has reduced the rate on its three-year mortgage deal by 0.10%, which has made it the l... More

Saffron improves FTB mortgage
Saffron improves FTB mortgage

Saffron BS has reduced the rate on its five-year fixed first-time buyer (FTB) mortgage, which now of... More

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Principality improves 2yr mortgage Best Buy

Principality BS has reduced the rate on its two-year mortgage deal by 0.05%, which has improved its ... More

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Principality enters 2yr mortgage chart

Principality BS has reduced selected rates, including on its two-year mortgage deal, which has enter... More

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