1 Year Fixed Rate Bonds - Best Bond Rates | moneyfacts.co.uk

1 Year Fixed Rate Bonds

  - Compare these 1 year fixed rate bonds as chosen by our experts.
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Compare the Best 1 Year Fixed Rate Bonds

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1.50%
expected rate
18 Month Bond £25000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.45%
expected rate
1 Year Bond £25000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.44%
18 Month Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.41%
expected rate
18 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

1.40%
1 Year Bond £50
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.40%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.40%
18 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.40%
18 Month Bond £20000
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  

1.38%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.35%
1 Year Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.30%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.25%
1 Year Bond £1000
  1. Yes
  2. Yes
  3. No
  4. No
Details...
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1.25%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.10%
12 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.10%
1 Year Bond £10000
  1. Yes
  2. No
  3. No
  4. Yes
Details...
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1.00%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.00%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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0.80%
6 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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Last Updated: Tuesday 24 January 2017 00:07

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

The UK Government has proposed to increase the deposit protection level from £75,000 to £85,000 of eligible deposits from 30 January 2017.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
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Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £75,000 per person per institution.


 
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1 year fixed rate bonds explained

  • Good short term option as rates tend to be higher than on notice and easy access accounts
  • Most 1 year fixed rate bonds won’t let you access your money early
  • Best rates usually offered by smaller providers
  • All banks and building societies we list are covered by the Financial Services Compensation Scheme (or European equivalent)

If you can afford to not have access to your savings for 12 months or longer, a fixed rate bond can earn you more interest than a notice or easy access savings account.

When taking out a fixed rate bond, you are making an agreement with the bank or building society that you won't withdraw your cash for a specified period of time. Most 1 year fixed rate bonds will not let you have access to your money once it’s been deposited, until the bond matures.

Don’t recognise a fixed rate bond provider?

The recent trend in the 1 year fixed rate bond market is for the best rates to be offered by smaller, relatively unknown banks.

All banks and building societies listed by moneyfacts.co.uk have to be UK-licensed and part of the Financial Services Compensation Scheme (or an equivalent). This means that you can be safe in the knowledge that the first £85,000 you have saved is protected, if you are worried about what would happen if a bank or building society went bust.

Best buys are a great guide to the top rates in a given market, but we’d always urge you to do you own research too before making a decision. You might feel that you’re more comfortable putting your money with a brand you are a little more familiar with – you can compare all 1 year fixed rate bonds currently available by using our savings search tool.

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