1 Year Fixed Rate Bonds

  - Compare these 1 year fixed rate bonds as chosen by our experts.
Also look at:

Compare the Best 1 Year Fixed Rate Bonds

Compare
Up to 3 products
side by side
AER Notice / Term Minimum Investment Account Opening Search all 1536 accounts
 


Fixed Term Deposit
2.02%
18 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  


18 Month Fixed Rate Bond 1st Issue
1.90%
18 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  


Fixed Term Deposit
1.90%
12 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

HTB 18 Month Bond (Issue 1)
1.90%
18 Month Bond £2500
  1. No
  2. No
  3. Yes
  4. No
Details...
Proceed
 


HiSAVE Fixed Rate Account
1.85%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. Yes
Details...  


Bond
1.80%
18 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  


18 Month Fixed Rate Bond Issue 5
1.80%
18 Month Bond £5000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  

Online 1 Year Fixed Term Deposit
1.80%
1 Year Bond £10000
  1. Yes
  2. No
  3. No
  4. No
Details...
Proceed
 


Sharia'a compliant Premier Deposit Account
1.80%
18 Month Bond £25000
  1. Yes
  2. No
  3. No
  4. No
Details...  


1 year fixed rate bond Issue 28
1.75%
1 Year Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  
  Sponsored Products  

1 Year Fixed Rate Account
1.75%
1 Year Bond £1000
  1. Yes
  2. No
  3. Yes
  4. Yes
Details...
Proceed
 

Fixed Deposit Account
1.70%
1 Year Bond £50000
  1. No
  2. Yes
  3. Yes
  4. No
Details...
Proceed
 

1 Year Fixed Term Deposit
1.60%
1 Year Bond £25000
  1. Yes
  2. No
  3. No
  4. No
Details...
Proceed
 

Fixed Rate Saver
1.45%
1 Year Bond £5000
  1. Yes
  2. No
  3. No
  4. Yes
Details...
Proceed
 

1 Year Fixed Rate E-bond
1.20%
1 Year Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...
Proceed
 
Compare
Last Updated: Friday 19 December 2014 12:27

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
Search All Savings Accounts >>
 

1 year fixed rate bonds explained

  • Good short term option as rates tend to be higher than on notice and easy access accounts
  • Most 1 year fixed rate bonds won’t let you access your money early
  • Best rates usually offered by smaller providers
  • All banks and building societies we list are covered by the Financial Services Compensation Scheme (or European equivalent)

If you can afford to not have access to your savings for 12 months or longer, a fixed rate bond can earn you more interest than a notice or easy access savings account.

When taking out a fixed rate bond, you are making an agreement with the bank or building society that you won't withdraw your cash for a specified period of time. Most 1 year fixed rate bonds will not let you have access to your money once it’s been deposited, until the bond matures.

Don’t recognise a fixed rate bond provider?

The recent trend in the 1 year fixed rate bond market is for the best rates to be offered by smaller, relatively unknown banks.

All banks and building societies listed by moneyfacts.co.uk have to be UK-licensed and part of the Financial Services Compensation Scheme (or an equivalent). This means that you can be safe in the knowledge that the first £85,000 you have saved is protected, if you are worried about what would happen if a bank or building society went bust.

Best buys are a great guide to the top rates in a given market, but we’d always urge you to do you own research too before making a decision. You might feel that you’re more comfortable putting your money with a brand you are a little more familiar with – you can compare all 1 year fixed rate bonds currently available by using our savings search tool.

What next?

Savings home
Search all savings accounts

Compare:

Savings guides

Advertisements:

 

Savings Tools

Monthly Savings PlanMonthly Savings Plan
Find out what your regular savings plan could be worth.

Lump Sum InvestmentsLump Sum Investments
Use our interest calculator to work out what interest you could earn on your lump sum. Find out what your lump sum investment plan could be worth.

Pensioner Bond FAQs
Pensioner Bond FAQs

Everyone’s talking about the Pensioner Bond at the moment, and with good reason! Boasting impressive... More

365 savings accounts now beat inflation
365 savings accounts now beat inflation

The latest official inflation figures, released this morning, show that the Consumer Prices Index (C... More

Pensioner Bond rates confirmed
Pensioner Bond rates confirmed

More details about the much-anticipated Pensioner Bonds were finally released late on Friday, and it... More

6 of the best short-term bonds
6 of the best short-term bonds

If you’re looking for the best returns on your hard-earned cash, but don’t want to lock your money a... More

Savers withdrawing more thanks to poor returns
Savers withdrawing more thanks to poor returns

There’s no getting away from it – savings rates aren’t exactly enticing at the moment. Unfortunately... More

Islamic Sharia’a compliant savings accounts
Islamic Sharia’a compliant savings accounts

Islamic savings accounts offer a Sharia’a-compliant way of saving for Muslims living in the UK, as w... More

Depositor protection schemes if a bank goes bust
Depositor protection schemes if a bank goes bust

Find out where your bank or building society is licenced, and what deposit protection guarantees you... More

Savings accounts for over 50s
Savings accounts for over 50s

Savings accounts for the over 50s can offer a better rate, but not always. Make sure you always comp... More

Fixed rate bonds make waves in the charts
Fixed rate bonds make waves in the charts

United Bank UK has increased selected rates by up to 0.54%, catapulting three of its accounts into t... More

2-yr fixed rate bond goes straight to the top
2-yr fixed rate bond goes straight to the top

Secure Trust Bank has unveiled a new two-year savings bond, which has shot straight to the top of th... More

3-yr bond and notice account get top spot
3-yr bond and notice account get top spot

Secure Trust Bank has unleashed a highly competitive three-year fixed rate bond and 120-day notice a... More

Hampshire Trust Bank wins 4 stars for savings
Hampshire Trust Bank wins 4 stars for savings

Hampshire Trust Bank has launched a new 18 month fixed rate account, which has gone straight into th... More

5-yr fixed rate bond holds onto place in top 10
5-yr fixed rate bond holds onto place in top 10

Aldermore has reviewed its fixed rate savings accounts and reduced selected bonds. However, its five... More