1 Year Fixed Rate Bonds

  - Compare these 1 year fixed rate bonds as chosen by our experts.
Also look at:

Compare the Best 1 Year Fixed Rate Bonds

Compare
Up to 3 products
side by side
AER Notice / Term Minimum Investment Account Opening Search all 1623 accounts
 


Fixed Rate Bond
2.06%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  


UTB 1 Year Bond
2.05%
1 Year Bond £500
  1. Yes
  2. No
  3. Yes
  4. No
Details...  


UTB 18 Month Bond
2.05%
18 Month Bond £500
  1. Yes
  2. No
  3. Yes
  4. No
Details...  


Fixed Term Deposit
2.02%
18 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

High Yield
2.01%
1 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

Bond
2.00%
18 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...
Go to Site
 

Bond
1.95%
15 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...
Go to Site
 


1 year fixed rate bond Issue 32
1.95%
1 Year Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  

1 Year Fixed Rate Account
1.90%
1 Year Bond £1000
  1. Yes
  2. No
  3. Yes
  4. Yes
Details...
Go to Site
 


Fixed Term Deposit
1.90%
12 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  
  Sponsored Products  

Fixed Rate Bond
1.75%
1 Year Bond £10000
  1. No
  2. No
  3. Yes
  4. No
Details...
Go to Site
 

Fixed Deposit Account
1.60%
1 Year Bond £50000
  1. No
  2. Yes
  3. Yes
  4. No
Details...
Go to Site
 

Fixed Rate Saver
1.45%
1 Year Bond £5000
  1. Yes
  2. No
  3. No
  4. Yes
Details...
Go to Site
 
Compare
Last Updated: Saturday 4 July 2015 09:03

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
Search All Savings Accounts >>
 
Free Brochures and Guides

1 year fixed rate bonds explained

  • Good short term option as rates tend to be higher than on notice and easy access accounts
  • Most 1 year fixed rate bonds won’t let you access your money early
  • Best rates usually offered by smaller providers
  • All banks and building societies we list are covered by the Financial Services Compensation Scheme (or European equivalent)

If you can afford to not have access to your savings for 12 months or longer, a fixed rate bond can earn you more interest than a notice or easy access savings account.

When taking out a fixed rate bond, you are making an agreement with the bank or building society that you won't withdraw your cash for a specified period of time. Most 1 year fixed rate bonds will not let you have access to your money once it’s been deposited, until the bond matures.

Don’t recognise a fixed rate bond provider?

The recent trend in the 1 year fixed rate bond market is for the best rates to be offered by smaller, relatively unknown banks.

All banks and building societies listed by moneyfacts.co.uk have to be UK-licensed and part of the Financial Services Compensation Scheme (or an equivalent). This means that you can be safe in the knowledge that the first £85,000 you have saved is protected, if you are worried about what would happen if a bank or building society went bust.

Best buys are a great guide to the top rates in a given market, but we’d always urge you to do you own research too before making a decision. You might feel that you’re more comfortable putting your money with a brand you are a little more familiar with – you can compare all 1 year fixed rate bonds currently available by using our savings search tool.

What next?

Savings home
Search all savings accounts

Compare:

Savings guides

 
 

Savings Tools

Monthly Savings PlanMonthly Savings Plan
Find out what your regular savings plan could be worth.

Lump Sum InvestmentsLump Sum Investments
Use our interest calculator to work out what interest you could earn on your lump sum. Find out what your lump sum investment plan could be worth.

Parents vastly underestimate uni costs
Parents vastly underestimate uni costs

As another round of students gear up to start university after the summer, the cost of fees and acco... More

New flexibilities = more saving & more risk
New flexibilities = more saving & more risk

Over the next year the Government will be introducing a raft of new flexible savings measures. Howev... More

Challenger banks beat the big names
Challenger banks beat the big names

Have you taken a look at our best buy charts recently? If so, you’ve probably noticed the lack of bi... More

Inflation rises – but savers still benefit
Inflation rises – but savers still benefit

The latest official inflation figures show that it hit 0.1% in May, reversing April’s fall into nega... More

6 of the best notice savings accounts
6 of the best notice savings accounts

If you’re looking to secure the best rate on your savings, you generally have one of two options...... More

Islamic Sharia’a compliant savings accounts
Islamic Sharia’a compliant savings accounts

Islamic savings accounts offer a Sharia’a-compliant way of saving for Muslims living in the UK, as w... More

Depositor protection schemes if a bank goes bust
Depositor protection schemes if a bank goes bust

Find out where your bank or building society is licenced, and what deposit protection guarantees you... More

Is now the time to fix your savings rate?
Is now the time to fix your savings rate?

With some forecasters predicting interest rate cuts by November 2012, we look at the pros and cons o... More

Easy access deal gets into the charts
Easy access deal gets into the charts

Melton Mowbray has launched a new variable rate easy access account onto the market, grabbing it a p... More

Fixed rates get a welcome boost
Fixed rates get a welcome boost

Vanquis Bank has increased the rates of selected fixed rate bonds by up to 0.15%, enabling its one, ... More

Regular saver for TSB customers gets a boost
Regular saver for TSB customers gets a boost

TSB has increased the rate of its fixed regular saver for loyal customers by a staggering 3.00%, bri... More

Fixed bonds become market-leaders
Fixed bonds become market-leaders

United Trust Bank has increased the rates of its one-year and 18-month fixed bonds by up to 0.15%, p... More

New bonds make their presence known
New bonds make their presence known

Secure Trust Bank has introduced a new two, five and seven-year fixed rate bond onto the market, sec... More