Notice Savings Accounts

  - Find the best notice savings accounts that require you to tell the bank or building society in advance of your intention to make a withdrawal.
Also look at:

Compare the Best Notice Accounts

Compare
Up to 3 products
side by side
AER Notice / Term Minimum Investment Account Opening Search all
1573 accounts
 


120 Day Notice
1.81%
120 Day £250
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  


120 Day Notice Personal Savings Account Issue 26
1.75%
120 Day £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  


120 Day Notice Account (Issue 3)
1.60%
120 Day £500
  1. Yes
  2. No
  3. No
  4. No
Details...  

GE 100 Day Notice Issue 4
1.55%
100 Day £500
  1. Yes
  2. No
  3. No
  4. No
Details...
Proceed
 


95 Day Notice Personal Savings Account Issue 16
1.55%
95 Day £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  


Sapphire Account
1.55%
6 Month £5000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  


90 Day Notice Deposit
1.55%
90 Day £10000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  


120 Day Notice
1.46%
120 Day £20000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  


90 Day Notice (Issue 6)
1.40%
90 Day £1000
  1. No
  2. No
  3. Yes
  4. No
Details...  


eSaver 95 (Issue 3)
1.40%
95 Day £25000
  1. Yes
  2. No
  3. No
  4. No
Details...  
  Sponsored Products  

30 Day Notice Issue 5
1.25%
30 Day £1000
  1. Yes
  2. No
  3. Yes
  4. Yes
Details...
Proceed
 
Compare
Last Updated: Saturday 28 February 2015 09:02

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
Search All Savings Accounts >>
 

Notice savings accounts explained

  • Can pay higher interest rates than instant access accounts
  • You must be able to not have access to your money for the notice period
  • Some notice accounts will let you access your money earlier (but you will have to forfeit some interest)
  • Typically no introductory bonus, but not always the case

If you can afford not to have instant access to your money, a notice savings account can usually earn you more interest than an easy access account.

Notice accounts work by you having to give prior warning of your intention to make a withdrawal. Because the bank or building society has this prior warning, rather than a sudden withdrawal, it means that it can pay you a higher interest rate. Sometimes an account will allow you to bypass the notice period, but this will be at the expense of you losing an amount of interest equivalent to the notice period. So a 60 day notice account might let you access your money by giving 60 days’ notice, or losing 60 days’ interest.

Notice periods tend to start at 30 days and can range up to six months. Best buy rates don’t always correlate with the amount of notice you have to give – so a 60 day notice account could pay more than a 90 day version. That means it’s always best to compare interest rates as well as the length of the notice period to find the best deal.

Although not common, some notice savings accounts can include an introductory bonus in their rate – if this is the case it means you’ll need to review your rate when the bonus ends, to check your account is still competitive.

WarningRemember that notice accounts are variable interest rates. So your interest rate could drop if rates – particularly the Bank of England Base Rate – decrease.

What next?

Savings home
Search all notice savings accounts
Compare easy access accounts (with bonus)
Compare easy access accounts (no bonus)
Compare 1 year fixed rate bonds

Savings guides


 

Savings Tools

Monthly Savings PlanMonthly Savings Plan
Find out what your regular savings plan could be worth.

Lump Sum InvestmentsLump Sum Investments
Use our interest calculator to work out what interest you could earn on your lump sum. Find out what your lump sum investment plan could be worth.

6 of the best easy access savings accounts
6 of the best easy access savings accounts

Easy-access savings accounts are as simple as they sound – they allow you to access your money whene... More

Does loyalty pay in the savings market?
Does loyalty pay in the savings market?

Loyalty products are marketed as exclusive deals that are only available to existing account holders... More

Pensioner Bond FAQs
Pensioner Bond FAQs

Everyone’s talking about the Pensioner Bond at the moment, and with good reason! Boasting impressive... More

558 savings accounts now beat inflation
558 savings accounts now beat inflation

The latest official inflation figures show that CPI fell to 0.3% in January, down from December’s ra... More

6 of the best long-term bonds
6 of the best long-term bonds

Fixed rate bonds can be one of the best ways to secure a decent return from your money, but if you r... More

Islamic Sharia’a compliant savings accounts
Islamic Sharia’a compliant savings accounts

Islamic savings accounts offer a Sharia’a-compliant way of saving for Muslims living in the UK, as w... More

Depositor protection schemes if a bank goes bust
Depositor protection schemes if a bank goes bust

Find out where your bank or building society is licenced, and what deposit protection guarantees you... More

Savings accounts for over 50s
Savings accounts for over 50s

Savings accounts for the over 50s can offer a better rate, but not always. Make sure you always comp... More

5 and 7-yr bonds leap into the top 10
5 and 7-yr bonds leap into the top 10

Secure Trust Bank has re-launched its popular five and seven-year fixed rate bonds, both of which ha... More

Virgin Money’s E-ISA stays in the top 5
Virgin Money’s E-ISA stays in the top 5

Virgin Money has reduced selected savings rates by 0.05%, but its one-year E-ISA has fended off its ... More

Market-leading ISAs storm the charts
Market-leading ISAs storm the charts

State Bank of India has unleashed two highly competitive ISAs onto the market, both of which have st... More

3-yr offshore bond gets ‘excellent’ review
3-yr offshore bond gets ‘excellent’ review

Skipton International has released a new issue of its highly competitive three-year offshore fixed r... More

Yorkshire Bank’s 2-yr ISA tops charts
Yorkshire Bank’s 2-yr ISA tops charts

Yorkshire Bank has unleashed a highly competitive two-year ISA onto the market, enabling it to take ... More