Notice Savings Accounts

  - Find the best notice savings accounts that require you to tell the bank or building society in advance of your intention to make a withdrawal.
Also look at:

Compare the Best Notice Accounts

Compare
Up to 3 products
side by side
AER Notice / Term Minimum Investment Account Opening Search all
1592 accounts
 


120 Day Notice Personal Savings Account Issue 16
1.90%
120 Day £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  


120 Day Notice
1.81%
120 Day £250
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  


95 Day Notice Personal Savings Account Issue 13
1.75%
95 Day £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  


Sapphire Account
1.75%
6 Month £5000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  


90 Day Notice Deposit
1.70%
90 Day £10000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  


60 Day Notice Account
1.56%
60 Day £2000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

GE 100 Day Notice Issue 4
1.55%
100 Day £500
  1. Yes
  2. No
  3. No
  4. No
Details...
Proceed
 


Income Generator Issue 3
1.41%
90 Day £5000
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  


Branch Saver 95 (issue 3)
1.40%
95 Day £25000
  1. No
  2. Yes
  3. No
  4. No
Details...  


60 Day Notice Issue 10
1.35%
60 Day £1000
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  
  Sponsored Products  

30 Day Notice Issue 5
1.25%
30 Day £1000
  1. Yes
  2. No
  3. Yes
  4. Yes
Details...
Proceed
 
Compare
Last Updated: Thursday 24 July 2014 15:29

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
Search All Savings Accounts >>
 

Notice savings accounts explained

  • Can pay higher interest rates than instant access accounts
  • You must be able to not have access to your money for the notice period
  • Some notice accounts will let you access your money earlier (but you will have to forfeit some interest)
  • Typically no introductory bonus, but not always the case

If you can afford not to have instant access to your money, a notice savings account can usually earn you more interest than an easy access account.

Notice accounts work by you having to give prior warning of your intention to make a withdrawal. Because the bank or building society has this prior warning, rather than a sudden withdrawal, it means that it can pay you a higher interest rate. Sometimes an account will allow you to bypass the notice period, but this will be at the expense of you losing an amount of interest equivalent to the notice period. So a 60 day notice account might let you access your money by giving 60 days’ notice, or losing 60 days’ interest.

Notice periods tend to start at 30 days and can range up to six months. Best buy rates don’t always correlate with the amount of notice you have to give – so a 60 day notice account could pay more than a 90 day version. That means it’s always best to compare interest rates as well as the length of the notice period to find the best deal.

Although not common, some notice savings accounts can include an introductory bonus in their rate – if this is the case it means you’ll need to review your rate when the bonus ends, to check your account is still competitive.

WarningRemember that notice accounts are variable interest rates. So your interest rate could drop if rates – particularly the Bank of England Base Rate – decrease.

What next?

Savings home
Search all notice savings accounts
Compare easy access accounts (with bonus)
Compare easy access accounts (no bonus)
Compare 1 year fixed rate bonds

Savings guides


 

Advertisements:

Savings Tools

Monthly Savings PlanMonthly Savings Plan
Find out what your regular savings plan could be worth.

Lump Sum InvestmentsLump Sum Investments
Use our interest calculator to work out what interest you could earn on your lump sum. Find out what your lump sum investment plan could be worth.

6 of the best three-year fixed rate bonds
6 of the best three-year fixed rate bonds

Fixed rate bonds are the best, and often only, way to secure a decent return from your money. Thanks... More

Is the cost of your holiday taking its toll?
Is the cost of your holiday taking its toll?

It’s the time of year when we all dream of jetting off on a well-earned holiday, but sometimes there... More

72 savings accounts now beat inflation
72 savings accounts now beat inflation

The latest official inflation figures, released this morning, show that the Consumer Prices Index (C... More

Audio: Regulator unhappy with savings market
Audio: Regulator unhappy with savings market

Earlier this week, Britain’s financial regulator the FCA published the initial findings of a probe i... More

Savers optimistic about ability to stash the cash
Savers optimistic about ability to stash the cash

Savings rates may not have been that enticing over the last few months, but that hasn’t put off arde... More

Islamic Sharia’a compliant savings accounts
Islamic Sharia’a compliant savings accounts

Islamic savings accounts offer a Sharia’a-compliant way of saving for Muslims living in the UK, as w... More

Depositor protection schemes if a bank goes bust
Depositor protection schemes if a bank goes bust

Find out where your bank or building society is licenced, and what deposit protection guarantees you... More

Savings accounts for over 50s
Savings accounts for over 50s

Savings accounts for the over 50s can offer a better rate, but not always. Make sure you always comp... More

Top one-year ISA from Britannia
Top one-year ISA from Britannia

Britannia has reviewed its savings range by changing issue numbers and amending rates, but its one-y... More

Marsden BS unveils online notice account
Marsden BS unveils online notice account

Marsden BS has entered the online notice account market with the launch of this 95-day notice accoun... More

Investec improves fixed rate bonds
Investec improves fixed rate bonds

Investec Bank has increased the rates on its short to medium-term fixed rate bonds, reaffirming its ... More

Rate rise for SAGA two-year bond
Rate rise for SAGA two-year bond

SAGA has increased the rate paid on its two-year bond to 2.10% yearly, moving it into the Moneyfacts... More

Tesco’s fixed bond rates increase
Tesco’s fixed bond rates increase

Tesco Bank has increased rates across its range of fixed rate bonds, with its three and five-year ve... More