Notice Savings Accounts

  - Find the best notice savings accounts that require you to tell the bank or building society in advance of your intention to make a withdrawal.
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1520 accounts
 


120 Day Notice
1.81%
120 Day £250
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  


Branch Saver 120 (issue 3)
1.65%
120 Day £25000
  1. No
  2. Yes
  3. No
  4. No
Details...  


120 Day Notice Personal Savings Account Issue 20
1.60%
120 Day £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  


GE 100 Day Notice Issue 4
1.55%
100 Day £500
  1. Yes
  2. No
  3. No
  4. No
Details...  


Sapphire Account
1.55%
6 Month £5000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  


90 Day Notice Deposit
1.55%
90 Day £10000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  


95 Day Notice Personal Savings Account Issue 15
1.45%
95 Day £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  


eSaver 95 (Issue 3)
1.40%
95 Day £25000
  1. Yes
  2. No
  3. No
  4. No
Details...  


Reward Saver Issue 7
1.35%
Includes a BonusSee Details
30 Day £500
  1. No
  2. Yes
  3. Yes
  4. Yes
Details...  


60 Day Notice Issue 10
1.35%
60 Day £1000
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  
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30 Day Notice Issue 5
1.25%
30 Day £1000
  1. Yes
  2. No
  3. Yes
  4. Yes
Details...
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Last Updated: Thursday 30 October 2014 12:28

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
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Notice savings accounts explained

  • Can pay higher interest rates than instant access accounts
  • You must be able to not have access to your money for the notice period
  • Some notice accounts will let you access your money earlier (but you will have to forfeit some interest)
  • Typically no introductory bonus, but not always the case

If you can afford not to have instant access to your money, a notice savings account can usually earn you more interest than an easy access account.

Notice accounts work by you having to give prior warning of your intention to make a withdrawal. Because the bank or building society has this prior warning, rather than a sudden withdrawal, it means that it can pay you a higher interest rate. Sometimes an account will allow you to bypass the notice period, but this will be at the expense of you losing an amount of interest equivalent to the notice period. So a 60 day notice account might let you access your money by giving 60 days’ notice, or losing 60 days’ interest.

Notice periods tend to start at 30 days and can range up to six months. Best buy rates don’t always correlate with the amount of notice you have to give – so a 60 day notice account could pay more than a 90 day version. That means it’s always best to compare interest rates as well as the length of the notice period to find the best deal.

Although not common, some notice savings accounts can include an introductory bonus in their rate – if this is the case it means you’ll need to review your rate when the bonus ends, to check your account is still competitive.

WarningRemember that notice accounts are variable interest rates. So your interest rate could drop if rates – particularly the Bank of England Base Rate – decrease.

What next?

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