Representative Example: £150,000 mortgage over 25 years initially at 2.29% variable for 36 months reverting to 4.99% variable for term. 36 monthly payments of £657.17 and 264 monthly payments of £850.81. Total amount payable £249,129.96 includes loan amount, interest of £98,272, valuation fees of £260 and product fees of £398. The overall cost for comparison is 4.4% APRC representative.
Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts.
Where we have been able to we have also provided a link for you to apply via Moneyfacts.co.uk today.
Products shown with a yellow background are sponsored products.
Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF
YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from
individual lenders. Loans are subject to status and valuation and are not available to
persons under the age of 18. All rates are subject to change without notice. Please
check all rates and terms with your lender or financial adviser before undertaking
The interest rate payable on a discounted variable rate mortgage is less than the lenders’ standard variable rate (SVR) for a specified period of time.
Whilst discounted rates are less than SVRs, it is worth bearing in mind that their variable nature means your monthly repayment will change if the main SVR goes up or down.
If you’re looking to take your first step onto the property ladder, our first time buyer Best Buys also contain some discounted rates at higher loan-to-value tiers.
When you look at our Best Buys, you will see that we have selected products from across different loan-to-value tiers in order to give a wide overview of what’s available.
However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.
How much will I pay monthly?Work out how much your monthly mortgage repayments will be.
How much do I need to borrow?Work out how much money in total you will need to borrow in order to get a mortgage.
Please send me emails with the latest Moneyfacts news, best buy products and specially selected third party offers
It could be tough trying to get on the housing ladder. Being able to save a deposit and secure that ... More
Many of those coming to the end of a fixed mortgage term revert to their lender’s SVR, and in doing ... More
After years of saving for a deposit, months of hunting for the dream home and countless hours spent ... More
Taking that first step on the housing ladder can be tricky, not least because of the deposit require... More
Whether you’re trying to get on or move up the housing ladder, saving a suitable deposit is key. Ind... More
Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More
Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More
What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More
Yorkshire BS has reduced rates on selected mortgage products, which sees its three-year fixed rate d... More
Leeds BS has reduced numerous fixed rate mortgages in its range and has launched a brand new three-y... More
West Brom BS has reduced the rate on its five-year fixed mortgage by 0.05%, which has earned it a hi... More
TSB has reduced selected mortgage rates by 0.10%, including its five-year fixed deal, which now boas... More
Chelsea BS has launched a new two-year variable tracker rate mortgage, which boasts the lowest rate ... More
Moneyfacts.co.uk will, like most other websites, place cookies onto your computer’s
hard drive. This includes tracking cookies.