Representative Example: £150,000 mortgage over 25 years initially at 1.99% variable for 36 months reverting to 4.99% variable for term. 36 monthly payments of £635.05 and 264 monthly payments of £847.63. Total amount payable £247,325.12 includes loan amount, interest of £96,636, valuation fees of £220 and product fees of £299. The overall cost for comparison is 4.3% APRC representative.
Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts.
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Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF
YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from
individual lenders. Loans are subject to status and valuation and are not available to
persons under the age of 18. All rates are subject to change without notice. Please
check all rates and terms with your lender or financial adviser before undertaking
The interest rate payable on a discounted variable rate mortgage is less than the lenders’ standard variable rate (SVR) for a specified period of time.
Whilst discounted rates are less than SVRs, it is worth bearing in mind that their variable nature means your monthly repayment will change if the main SVR goes up or down.
If you’re looking to take your first step onto the property ladder, our first time buyer Best Buys also contain some discounted rates at higher loan-to-value tiers.
When you look at our Best Buys, you will see that we have selected products from across different loan-to-value tiers in order to give a wide overview of what’s available.
However, if you can’t find a product that’s right for you don’t worry – you can use our quick and easy mortgage search to access a more comprehensive list of mortgages.
Mortgage repayment calculatorWork out how much your mortgage repayments will be.
How much can I borrow calculator?Work out what your monthly mortgage payments are likely to be based on how much you want to borrow over the mortgage term.
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