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All of our guides are designed to help you through the financial basics through to the more complex.

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Our recent guides

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How are my savings taxed? A guide to the Personal Savings Allowance and HMRC

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

Find out about your tax-free savings allowance, how HMRC goes about collecting any tax owed on savings, as well as some tax-free saving alternatives.

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The rules on inheriting ISAs

Did you know that you can inherit your spouse's/civil partner's ISA savings? This guide explains the rules on inheriting ISAs and the important things you need to know.

What you need to know about claiming and investing an inherited ISA, and retaining its tax-free status.

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How to transfer an ISA

Do you have money in an ISA you want to transfer to another account while retaining its tax-free status? Find out everything you need to know about ISA transfers with our complete guide.

Do you have money in an ISA you want to transfer to another account while retaining its tax-free status?

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What is a unit trust?

In this guide we’ve explained what unit trusts are and how they’re managed, and highlighted some of the best performing funds on the market.

In this guide we’ve explained what unit trusts are and how they’re managed, and highlighted some of the best performing funds on the market.

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All Moneyfacts Guides

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Mortgage Guides
Mortgage valuations are not in-depth surveys How to pay off your mortgage early What is an offset mortgage? What income can I use for a mortgage application? What is a standard variable rate?
Read All Mortgage Guides
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Savings Accounts Guides
How are my savings taxed? How to find lost Premium Bonds Depositor protection schemes – what would happen if a bank goes bust The difference between AER, gross rate & net rate An introduction to investment platforms Help to Save Explained
Read All Savings Guides
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ISA Guides
How do ISA transfers work? The rules on inheriting ISAs Should I invest in an ISA or my pension? What ISA season is and why it matters for your savings
Read All ISA Guides
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Banking Guides
How does a current account overdraft work? What is a standing order? Cash cards and debit cards explained Seven steps to getting (and staying) overdraft-free What is the EAR overdraft rate?
Read all Banking Guides
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Credit Card Guides
What is a minimum payment on a credit card? Beware of credit card cash advances! Booking a holiday using a credit card What is an APR? Guide to the Consumer Credit Act How does credit card interest work
Read All Credit Card Guides
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Loans Guides
Cooling off periods explained How to improve your credit score How debt impacts your credit score Guide to payday loans How to get a guarantor loan Are you in the dark about your partners finances Should I use a loans broker Loans glossary
Read All Loans Guides
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Retirement Guides
Inheritance tax Annuities vs Drawdown which is right for you When to start saving into a pension Mortgage tips for over 70s How to find lost pensions What are the different types of lifetime mortgages Equity release FAQs Tax and equity release explained
Read All Retirement Guides
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Business Guides
Take out a commercial property mortgage or rent? How does being self-employed impact your finances? How do bridging loans differ from commercial mortgages Five different ways to use a bridging loan A simple guide to asset finance
Read All Business Guides
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Travel Guides
How do I finance a house abroad Is it worth paying for a holiday on a credit card What is a forward currency contract The best way to protect your Airbnb property Travel Money Comparison Guide What is car hire excess insurance and how to get the best policy A guide to driving your own car abroad
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Money Guides
How much can I give as a cash gift and how is tax affected How are my savings taxed UK banks who owns whom The rules on inheriting ISAs What kind of account is a trust account The difference between AER gross rate and net rate Is it worth paying for a holiday on a credit card Cash cards and debit cards explained
Read All Money Guides

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