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Credit card repayment calculator

Use our credit card repayment calculator and find out how quickly you could pay-off your outstanding credit card balance. Just enter your outstanding balance or the amount you want to spend on a credit card, how much you can afford to pay back each month and the interest cost you are paying.

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Credit Card Repayment Calculator

Compare the best 0% credit cards for purchases

Compare all the best credit cards offering 0% on purchases available in the UK right now. Our charts can help you to compare key features such as:

  • Number of interest-free months
  • Total cost of the money borrowed including interest and fees
  • Time to pay back your outstanding balance

How does a 0% purchase credit card work?

A 0% purchase credit card offers interest free purchases using your credit card for a set period. Once this expires any outstanding balance and any new purchases will incur interest at the standard rate advertised for the credit card.


You can use a credit card with a zero interest rate to purchase goods or services and not have to pay any interest on this until the promotional period ends. If you can pay off all of the balance before the end of the promotional period then you will not pay any interest costs at all.
When you compare purchase transfer credit cards on our charts we show you how long it will take to clear your credit card balance for every deal available in the UK.

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