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Credit Cards Guides

We've collated our most popular and most recently-published credit card guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue today.

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Our most popular credit cards guides

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What is the Consumer Credit Act?

The Consumer Credit Act (CCA) is a key piece of consumer legislation. From credit cards to loans, our helpful guide explains everything you need to know.

The Consumer Credit Act (CCA) is a key piece of consumer legislation. From credit cards to loans, our helpful guide explains everything you need to know.

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How to improve your credit score

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

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Is it worth paying for a holiday on a credit card?

In some circumstances using your credit card to pay for a holiday may mean that you are protected if your travel firm collapses and takes your money with it.

In some circumstances using your credit card to pay for a holiday may mean that you are protected if your travel firm collapses and takes your money with it.

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What is an APR?

The annual percentage rate, is used as an indicator of the interest and charges you would have to pay back on an unsecured loan or credit card per year.

The annual percentage rate, is used as an indicator of the interest and charges you would have to pay back on an unsecured loan or credit card per year.

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How does being self-employed impact your finances?

What you need to know about how being self-employed can impact your finances.

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5 steps to clear credit card debt quickly

Try to pay off the debts with the highest interest first – that way you’ll start reducing your actual debt faster. Read our guide to find out more.

Try to pay off the debts with the highest interest first – that way you’ll start reducing your actual debt faster. Read our guide to find out more.

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Beware of credit card cash advances!

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's an absolute last resort.

Cash advances from a credit card rank as the most expensive thing you can do – so don't consider withdrawing cash on your card unless it's a last resort.

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What are the best credit cards for 2022?

The Moneyfacts Annual Star Ratings for credit cards are out now. Find out which credit cards have got the top rating of five stars.

The Moneyfacts Annual Star Ratings for credit cards are out now. Find out which credit cards have got the top rating of five stars.

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All credit card guides

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What are the best business credit cards in 2022?

Find the best business credit cards with Moneyfacts five-star ratings. Compare the top rated products and help find the best business credit card for your business.

Find the best business credit cards with Moneyfacts five-star ratings. Compare the top rated products and help find the best business credit card for you.

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Everything you need to know about Open Banking

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers, such as budgeting apps or other banks, through APIs. Depending on the app or service, you can also give them permission to make payments directly from your account.

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers such as apps or other banks, through APIs

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Reviewed: Virgin Money credit cards

Virgin Money is certainly a name to be aware of in the credit card sector, with deals that regularly take a place among the best credit cards available. So what’s on offer, and how can you benefit? Here’s everything you need to know about Virgin Money credit cards.

Virgin Money is certainly a name to be aware of in the credit card sector, with deals that regularly take a place among the best credit cards available.

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How to get your money back after an online scam

If you’ve fallen victim to an online scam, your thoughts will likely be turning to how to get your money back, and the answer will often depend on how you were conned out of it. So, here’s how to get your money back after an online scam if you…

Here’s how to get your money back after an online scam.

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10 ways to keep your money safe from online scams

Worried about being targeted by a scam? Here are 10 ways to keep your money safe from online scammers.

Worried about being targeted by a scam? Here are 10 ways to keep your money safe from online scammers.

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What should you do if you are scammed?

If you’ve fallen victim to a scam, you need to act quickly to ensure things don’t get any worse. If you were targeted online you should change your passwords as soon as possible – particularly those for your bank and other financial accounts – and you’ll need to inform the relevant authorities.

If you’ve fallen victim to a scam, you need to act quickly to ensure things don’t get any worse.

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How to protect yourself from scams

It’s never been more important to be on your guard when it comes to potential scams. Fraudsters are getting ever-more sophisticated in their methods and it can be increasingly difficult to spot when you’re being targeted, so here we look at how to protect yourself from scams to keep your money safe.

Fraudsters are getting more sophisticated in their methods, so here we look at how to protect yourself from scams to keep your money safe.

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Should I get a credit card?

Credit cards can be a great way to manage your finances, and if used wisely they can be a valuable addition to your credit mix. They may even help to improve your credit score, though as with any form of credit, they won’t be right for everyone. So, should you get a credit card? Let’s find out.

Credit cards can be a great way to manage your finances, and if used wisely they can be a valuable addition to your credit mix.

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