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Savings and ISAs

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An introduction to investment platforms

Find out how to invest in shares & investment funds using an investment platform. We explain how they work and how to choose which one might work best for you.

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What are bridging loans?

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How does life insurance work?

Life insurance is a product designed to protect your loved ones’ finances should you pass away during the term of the policy.

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View your live credit score and report — for free

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How do Stocks and Shares ISAs work?

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Home & Car

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Can you save money by switching energy supplier?

Switching energy supplier has never been easier

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How do exchange rates work?

We explain how exchange rates work, why they are important for the economy and how they affect your pocket when going abroad.

Retirement

Retirement

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When to start saving into a pension

You can start saving into a pension at any age. Our guide sets out how to get saving in your 20s, 30s and 40s.

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What is the best pet insurance in 2022

The Moneyfacts Annual pet insurance Ratings are out now. We've reviewed hundreds of products to find those that deserve the top marks of five-stars.

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All of our guides are designed to help you through the financial basics through to the more complex.

Our recent guides

Do insurance quotes from comparison sites affect my credit score

Thinking of getting a new car insurance quote? You may be wondering how it impacts your credit score. This guide will tell you everything you need to know.

Thinking of getting a new car insurance quote? You may be wondering how it impacts your credit score. This guide will tell you everything you need to know.

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What is a savings platform, and should you sign up?

Savings platforms bring together selected savings accounts of many banks and building societies into one place for savers

Savings platforms bring together selected savings accounts of many banks and building societies into one place for savers

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UK base rate explained - and how to respond to changes

Eight times a year, the Bank of England’s (BoE) Monetary Policy Committee meets to decide the UK’s base rate. When this happens mortgage and savings rates will feel the impact, affecting consumers across the board. Below we have explained what the BoE’s base rate means and how it affects you.

We have explained what the Bank of England’s base rate means and how it affects you.

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What are the best business credit cards in 2022?

Moneyfacts announces the winners of our 2020 star ratings awards for the best business credit cards

Moneyfacts announces the winners of our 2020 star ratings awards for the best business credit cards

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All Moneyfacts Guides

Mortgage Guides

Mortgage valuations are not in-depth surveys How to pay off your mortgage early What is an offset mortgage? What income can I use for a mortgage application? What fees do I need to pay when getting a mortgage? What is a standard variable rate?

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Savings Accounts Guides

How are my savings taxed? How to find lost Premium Bonds Depositor protection schemes – what would happen if a bank goes bust The difference between AER, gross rate & net rate What is the Personal Savings Allowance? An introduction to investment platforms Help to Save Explained

Read All Savings Guides

ISA Guides

Help to Buy ISA versus Lifetime ISA Should I invest in an ISA or my pension? The rules on inheriting ISAs Junior ISA loophole for 16 and 17-year-olds The Help to Buy ISA – an overview What ISA season is and why it matters for your savings

Read All ISA Guides

Banking Guides

How does a current account overdraft work? What is a standing order? Cash cards and debit cards explained Seven steps to getting (and staying) overdraft-free What is the EAR overdraft rate?

Read all Banking Guides

Credit Card Guides

What is a minimum payment on a credit card? Beware of credit card cash advances! Booking a holiday using a credit card What is an APR? Guide to the Consumer Credit Act

Read All Credit Card Guides

Loans Guides

12 steps to get debt free Guide to payday loans How to get a guarantor loan Are you in the dark about your partners finances Loans glossary

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Retirement Guides

Auto-enrolment and your workplace pension Annuities vs drawdown - Which is right for you?

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Business Guides

Take out a commercial property mortgage or rent? Depositor Protection Scheme – businesses and charities How does being self-employed impact your finances? How do bridging loans differ from commercial mortgages Five different ways to use a bridging loan A simple guide to asset finance

Read All Business Guides

Travel Guides

Travel Money Best Travel Insurance 2019 5 Top Travel Money Safety Tips Make your travel money stretch further Don't be caught out by overseas card charges

Guides

Money Guides

What is the best home emergency cover 2022 What is life insurance and how does it work? Is it worth paying for a holiday on a credit card What is an APR How to clear credit card debt quickly Beware of credit card cash advances! Can you save money by switching energy supplier? How to get the best mobile phone deal

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Investment Guides

What is an ETF How are my investments taxed? What is pound cost averaging Financial Advice How does investing with robo-advice work What are Enterprise Investment Schemes and how can they help your tax planning Can I save into a pension for my grandchild How does capital gains tax work

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