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Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum level of protection of £85,000 per person per institution. All new savings or bank accounts provided to UK customers are now covered by the FSCS.Disclaimer
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With regular savings ISAs you’re usually only able to save up to a certain amount each month and in many cases are required to make a set number of payments a year, and can be penalised if you miss a monthly deposit. Some accounts will allow restriction-free access to funds but many, particularly those with a fixed term, will penalise you for doing so, which means it’s essential to double-check the details of any account.
Our regular savings ISAs comparison chart is an easy way to compare the best accounts currently available on the market. At the top of the chart are the accounts that can be applied for directly by clicking on the ‘Go To Provider’s Site’ button, with the remaining accounts organised to show the highest rate towards the top and the lowest rates at the bottom. To make it even easier for you to find the right regular savings ISA, you can refine your search results by changing the investment amount, investment type, account type, interest paid, notice/term, and the account management and opening options. You can also untick the relevant box to be presented with the highest-rate deals first, whether or not they come with a quick link.
As well as regular savings ISAs the chart also includes cash ISAs that do not have restrictions on the frequency of deposits.
When comparing regular savings ISAs to decide which is the best one for you there are a number of factors you need to take into consideration. The interest rate being offered will of course impact your decision, however you will have unique requirements from a savings account and should also keep in mind factors such as how quickly you can access your money and how the account can be opened and managed, not to mention the potential penalties incurred should you miss a monthly payment. Make sure to check the further details of any account thoroughly before you make your decision.
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