Compare The Best Regular Savings ISAs

Home ISA Regular Savings ISAs

Regular savings ISAs are a way to regularly save money in a tax-free savings account, which can be a great way to get into the savings habit. These accounts typically pay higher rates than standard easy access or notice ISAs, but they can come with far more restrictions. View today's best rates below or read our regular savings ISA guide to learn more.

Amount

Child Age

Investment Type

Lump Sum

Regular

ISA Transfer

Interest Paid

Annually

Monthly

On Maturity

Quarterly

Notice Periods

Include accounts with notice periods

Yes

Up to 30 Days

Up to 60 Days

Up to 90 Days

Up to 180 Days

Over 180 Days

Term

Include accounts with fixed rate periods

Yes

1 Year

2 Years

3 Years

4 Years

5 Years

5+ Years

Account Opening

Online

Branch

Post

Telephone

Mobile App

Account Management

Online

Branch

Post

Telephone

Mobile App

Further Options

Show existing customer accounts

Yes

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Note

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum level of protection of £85,000 per person per institution. All new savings or bank accounts provided to UK customers are now covered by the FSCS.

Disclaimer

All rates subject to change without notice. Please check all rates and terms before investing or borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.

With regular savings ISAs you’re usually only able to save up to a certain amount each month and in many cases are required to make a set number of payments a year, and can be penalised if you miss a monthly deposit. Some accounts will allow restriction-free access to funds but many, particularly those with a fixed term, will penalise you for doing so, which means it’s essential to double-check the details of any account.

Our regular savings ISAs comparison chart is an easy way to compare the best accounts currently available on the market. At the top of the chart are the accounts that can be applied for directly by clicking on the ‘Go To Provider’s Site’ button, with the remaining accounts organised to show the highest rate towards the top and the lowest rates at the bottom. To make it even easier for you to find the right regular savings ISA, you can refine your search results by changing the investment amount, investment type, account type, interest paid, notice/term, and the account management and opening options. You can also untick the relevant box to be presented with the highest-rate deals first, whether or not they come with a quick link.

As well as regular savings ISAs the chart also includes cash ISAs that do not have restrictions on the frequency of deposits.

When comparing regular savings ISAs to decide which is the best one for you there are a number of factors you need to take into consideration. The interest rate being offered will of course impact your decision, however you will have unique requirements from a savings account and should also keep in mind factors such as how quickly you can access your money and how the account can be opened and managed, not to mention the potential penalties incurred should you miss a monthly payment. Make sure to check the further details of any account thoroughly before you make your decision.