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ISA Guides

We've collated our most popular and most recently-published ISA guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue below.

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Our most popular ISA guides

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Things worth knowing about ISA transfers

Using an ISA transfer is important as its the only way to retain the tax-free status of your funds. Our helpful guide explains five things you should know before you transfer.

Using an ISA transfer is the only way to retain the tax-free status of your funds. Our helpful guide explains what you should know before you transfer.

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The rules on inheriting ISAs

Did you know that you can inherit your spouse's/civil partner's ISA savings? This guide explains the rules on inheriting ISAs and the important things you need to know.

Did you know that you can inherit your spouse's/civil partner's ISA savings? This guide explains the rules on inheriting ISAs and the important things you need

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Should I invest in an ISA or my pension?

Although rules around when and how we can take our pensions are more flexible now, the complexity of the market can make decisions difficult.

Although rules around when and how we can take our pensions are more flexible now, the complexity of the market can make decisions difficult.

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Junior ISA loophole for 16 and 17-year-olds

Maybe it's deliberate, maybe it's just an oversight, but 16 and 17-year-olds currently get two ISA allowances. Read the Moneyfacts guide to learn more.

Maybe it's deliberate, maybe it's just an oversight, but 16 and 17-year-olds currently get two ISA allowances. Read the Moneyfacts guide to learn more.

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2022-23 ISA allowance guide

ISAs have restrictions on how much you can put in each tax year and when you’re allowed to open a new account versus move your funds. To help, we’ve gathered together information on the 2022/23 tax year’s ISA allowance, as well as many other important taxation considerations.

Download our complete guide to the ISA allowance for 2022/23. Restrictions, how to move accounts and taxation considerations.

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Cash or investment ISA

When it comes to tax-free savings, there are now several different ISA types to choose from. Our guide will help you choose between a cash or investment ISA.

When it comes to tax-free savings, there are now several different ISA types to choose from. Our guide will help you choose between a cash or investment ISA.

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ISA Glossary

Our ISA glossary offers straightforward explanations of a wide variety of ISA terms and types. Understand the different options available to you before applying today.

Our ISA glossary offers straightforward explanations of a wide variety of ISA terms and types. Understand the different options available to you before applying

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Are bonds better than ISAs?

We look back at the market since 2016 and give an overview of why fixed rate cash ISA and fixed rate bond rates differ. Read our guide explore the pros and cons of each.

We look back at the market since 2016 and give an overview of why fixed rate cash ISA and fixed rate bond rates differ. Read our guide to find out more.

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All our ISA guides

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What is Sharia’a banking, and how does it affect your personal finances?

From expected profit rate to home purchase plans, there are a number of terms you will have to know if you are to consider a provider which complies with Islamic banking principles. Also known as Sharia’a banking, we explain below how this works.

From expected profit rate to home purchase plans, there are a number of terms to consider when using an Islamic banking provider.

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UK base rate explained - and how to respond to changes

Eight times a year, the Bank of England’s (BoE) Monetary Policy Committee meets to decide the UK’s base rate. When this happens mortgage and savings rates will feel the impact, affecting consumers across the board. Below we have explained what the BoE’s base rate means and how it affects you.

We have explained what the Bank of England’s base rate means and how it affects you.

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UK inflation explained - and how to deal with it

Whether you are looking to invest for your future, save for retirement, or find your perfect mortgage you have probably come across a term called inflation. With its widening effect, it is important to understand what inflation is, why it is necessary, and how it affects the economy.

Whether you are looking to invest for your future, save for retirement, or find your perfect mortgage you have probably come across a term called inflation.

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How to protect yourself from scams

It’s never been more important to be on your guard when it comes to potential scams. Fraudsters are getting ever-more sophisticated in their methods and it can be increasingly difficult to spot when you’re being targeted, so here we look at how to protect yourself from scams to keep your money safe.

Fraudsters are getting more sophisticated in their methods, so here we look at how to protect yourself from scams to keep your money safe.

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Things worth knowing about ISA transfers

Using an ISA transfer is important as its the only way to retain the tax-free status of your funds. Our helpful guide explains five things you should know before you transfer.

Using an ISA transfer is the only way to retain the tax-free status of your funds. Our helpful guide explains what you should know before you transfer.

Read More
guides icon
ISA Glossary

Our ISA glossary offers straightforward explanations of a wide variety of ISA terms and types. Understand the different options available to you before applying today.

Our ISA glossary offers straightforward explanations of a wide variety of ISA terms and types. Understand the different options available to you before applying

Read More
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What ISA season is and why it matters for your savings

What does ISA season really mean and why is this an important time for savers? Our guide provides a complete overview of what ISA season is.

What does ISA season really mean and why is this an important time for savers? Our guide provides a complete overview of what ISA season is.

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Cash or investment ISA

When it comes to tax-free savings, there are now several different ISA types to choose from. Our guide will help you choose between a cash or investment ISA.

When it comes to tax-free savings, there are now several different ISA types to choose from. Our guide will help you choose between a cash or investment ISA.

Read More

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