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Banking Guides

We've collated our most popular and most recently-published banking guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue below. 

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Our most popular banking guides

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What is the best home insurance in 2022?

The Moneyfacts annual home insurance ratings are out now. Find out which home insurance providers got 5 stars.

The Moneyfacts annual home insurance ratings are out now. Find out which home insurance providers got 5 stars.

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How does a current account overdraft work?

Overdrafts are a form of borrowing from your bank or building society, and they can be expensive, so it's important to compare the interest rate.

Overdrafts are a form of borrowing from your bank or building society, and they can be expensive, so it's important to compare the interest rate.

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What is the best home emergency cover in 2022?

What is the best home emergency cover in 2021?

What is the best home emergency cover in 2021?

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What is a standing order?

A standing order is a way of setting up a regular, fixed payment from your bank account. Read the Moneyfacts guide to find out more about standing orders.

A standing order is a way of setting up a regular, fixed payment from your bank account. Read the Moneyfacts guide to find out more about standing orders.

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What is a Direct Debit?

A Direct Debit is where money is automatically taken from your bank account by the company you are paying, according to your instructions.

A Direct Debit is where money is automatically taken from your bank account by the company you are paying, according to your instructions.

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What is the EAR overdraft rate?

EAR is short for equivalent annual rate, which is the interest rate you are charged if you go overdrawn on your current account. Read our guide to find out more

EAR is short for equivalent annual rate, which is the interest rate you are charged if you go overdrawn on your current account. Read our guide to find out more

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Cash cards and debit cards explained

Depending on your age and the type of current account you have, you may be offered a cash card or a debit card by your bank or building society.

Depending on your age and the type of current account you have, you may be offered a cash card or a debit card by your bank or building society.

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What is the Consumer Credit Act?

The Consumer Credit Act (CCA) is a key piece of consumer legislation. From credit cards to loans, our helpful guide explains everything you need to know.

The Consumer Credit Act (CCA) is a key piece of consumer legislation. From credit cards to loans, our helpful guide explains everything you need to know.

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All our banking guides

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Everything you need to know about Open Banking

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers, such as budgeting apps or other banks, through APIs. Depending on the app or service, you can also give them permission to make payments directly from your account.

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers such as apps or other banks, through APIs

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UK inflation explained - and how to deal with it

Whether you are looking to invest for your future, save for retirement, or find your perfect mortgage you have probably come across a term called inflation. With its widening effect, it is important to understand what inflation is, why it is necessary, and how it affects the economy.

Whether you are looking to invest for your future, save for retirement, or find your perfect mortgage you have probably come across a term called inflation.

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What is the Current Account Switching Service?

Switching bank accounts is now easier and faster than ever before thanks to the Current Account Switching Service. Read our guide to find out more.

Switching bank accounts is now easier and faster than ever before thanks to the Current Account Switching Service. Read our guide to find out more.

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Who Owns Whom?

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

This guide reveals which brands operate under which banking licence, helping savers work out to what degree their savings are protected by the FSCS.

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How to get your money back after an online scam

If you’ve fallen victim to an online scam, your thoughts will likely be turning to how to get your money back, and the answer will often depend on how you were conned out of it. So, here’s how to get your money back after an online scam if you…

Here’s how to get your money back after an online scam.

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What is the best home insurance in 2022?

The Moneyfacts annual home insurance ratings are out now. Find out which home insurance providers got 5 stars.

The Moneyfacts annual home insurance ratings are out now. Find out which home insurance providers got 5 stars.

Read More
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How to apply for a credit card?

If you’re thinking of taking the plunge and opening a fresh line of credit, you need to know how to apply for a credit card. Here, we outline the steps you need to take to find the ideal card for your needs and boost your chances of acceptance.

In this guide, we explain the different steps and considerations you should make when thinking about applying for a credit card.

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What are the best personal current accounts in 2022?

What are the best personal current accounts in 2021?

What are the best personal current accounts in 2021?

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