How much can I borrow is a crucial question when thinking of purchasing any property. The answer to this question dictates not only the size of home but also where you can afford to buy. Mortgage providers use differing formulas to work out how much they can lend you but our mortgage calculator will give you a good idea of how much you can borrow. If you would like to know more about our how much can I borrow mortgage calculator simply see the info below.


How Much Can I Borrow

Your Result


Why use a how much can I borrow mortgage calculator?

Understanding roughly how much you can comfortably borrow is a central requirement of property hunting. It’s no good looking at houses which are on the market for £400,000 if the most you can borrow from a mortgage lender is £150,000. Hence using our mortgage calculator can give you a broad indicator of how much you might be able to borrow and so whether the type of home and location you are hoping to purchase in will be available to you

How to use a how much can I borrow mortgage calculator

The How much can I borrow calculator is simple and easy to use. Firstly, you’ll need to select how many people are applying for the mortgage – so if you are looking to buy on your own then the answer is one, however, if you plan on a joint mortgage with a partner the simply select two. Depending on your answer to this you will be asked to provide either just your income or that of you and your partner.

Pressing calculate will generate the results of your how much can I borrow query. The figures given should be considered a guideline only – the actual sum that a lender will be willing to advance is very much down to the individual mortgage provider, your income and individual factors that the lender will take into account. However, it is likely to fall into the broad range outlined in our calculator.


This calculator is intended to give an indication only.

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