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From loans small to large, whether it is for a new car, upgrading your kitchen or a house renovation our selection of secured loans and personal loans can help you. You can search for personal and secured loans using the links below. If you would like more information on loans read our guides below.

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What is the difference between secured and personal loans?

Search through our loan comparison pages and you will find two types of loan available – personal loans and secured loans. A personal loan, sometimes also referred to as an unsecured loan, allows people to borrow a small amount of money, usually up to £25,000, which is repaid in monthly instalments over a set number of years. A secured loan allows people to borrow a larger sum of money, sometimes up to £1 million or more, which also has to be paid back in monthly instalments, but the key difference is that the borrower has to secure an asset of high worth – normally their home – against the loan in order to borrow the money. Secured loans are often considered riskier than personal loans, as if you fail to make the repayments it could result in you losing the asset you’ve secured against the loan, which means you could potentially lose your home if you default. To find out more about these loan types, visit our personal loans guide and our secured loans guide.

How our loan comparison charts work

Our loan comparison charts allow you to compare all the loans currently available, making it invaluable for anyone choosing a loan. Our personal loans chart and secured loans chart allow you to filter the search results according to your needs, including the amount you want to borrow and for how long you want to repay it, to help you narrow down your loan search. The charts are easy to use and provide a useful way of comparing the different loan rates to help you decide which is the best option for your requirements.

How to choose the right loan for you

There are many factors that need to be taken into consideration when choosing the right loan for you. An important decision you need to make is whether to choose a personal or secured loan; this may come down to how much you want to borrow, but it’s also worth keeping in mind the risks associated with a secured loan. In addition to this, you need to consider how long you want to borrow the money for, and will also need to think about your credit score, which could impact whether or not you are approved for a loan as well as the interest rate you are charged. To help you make a decision about which is the right loan for you, our loan guides will provide you with more information.

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