Savings Account Guides | moneyfacts.co.uk

Moneyfacts.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfacts.co.uk will always be from news@moneyfacts-news.co.uk. Be Scamsmart.

cash stack icon

Savings Guides

We've collated our most popular and most recently-published savings account guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue below.

Ready to compare rates? Browse today's best savings account rates.

Advertisement

Our most popular savings account guides

guides icon
How much can I give as a cash gift and how is tax affected?

There many reasons you may want to give a cash gift to your loved ones. We explain the implications from a tax perspective.

There many reasons you may want to give a cash gift to your loved ones. We explain the implications from a tax perspective.

Read More
guides icon
How are my savings taxed?

Every basic rate taxpayer in the UK currently has a Personal Savings Allowance (PSA) of £1,000.

How are my savings taxed?

Read More
guides icon
What kind of account is a trust account?

A trustee savings account is an account where money is held in trust on behalf of a beneficiary. The beneficiary could be a child, an adult that lacks capacity to manage their own affairs or an institution, and the funds held in trust could be to pay for a child’s education, to fund a house deposit

A trustee savings account is an account where money is held in trust on behalf of a beneficiary. The beneficiary could be a child, an adult that lacks capacity

Read More
guides icon
How can I find lost Premium Bonds?

Looking for lost premium bonds? This guide tells you where to start looking.

Read More
guides icon
Depositor protection schemes

This guide gives you all the information about depositor protection limits and rules across different regions and areas.

Read More
guides icon
The difference between AER, gross rate & net rate

Find out what these key savings term mean.

A simple guide to explain the difference between AER, gross rate & net rate.

Read More
guides icon
7 tips for saving for your first home

Our top tips to help you save for your first home.

Read More
guides icon
What is a structured deposit product?

What is a structured deposit product?

What is a structured deposit product?

Read More

All our savings account guides

guides icon
How does investing with robo-advice work?

How does investing with robo-advice work or should you manage your onw investments or speak to a financial adviser?

How does investing with robo-advice work or should you manage your onw investments or speak to a financial adviser?

Read More
guides icon
Is it better to save or pay off a mortgage?

In today’s world of low savings rates, some may be wondering whether their money could be working harder by paying off their mortgage instead. We explore more in our guide.

In today’s world of low savings rates, some may be wondering whether their money could be working harder by paying off their mortgage instead. We explore more in our guide.

Read More
guides icon
How to start saving money using an app

Find out how money saving apps work and how they use AI to help you save money everyday.

Find out how money saving apps work and how they use AI to help you save money everyday.

Read More
guides icon
What is a savings platform, and should you sign up?

Savings platforms bring together selected savings accounts of many banks and building societies into one place for savers

Savings platforms bring together selected savings accounts of many banks and building societies into one place for savers

Read More
guides icon
How much can I give as a cash gift and how is tax affected?

There many reasons you may want to give a cash gift to your loved ones. We explain the implications from a tax perspective.

There many reasons you may want to give a cash gift to your loved ones. We explain the implications from a tax perspective.

Read More
guides icon
How do I open a new savings account or joint savings account?

An easy to understand but complete guide on how to open a number of different saving account types , as well as joint savings accounts too.

An easy to understand but complete guide on how to open a number of different saving account types , as well as joint savings accounts too.

Read More
guides icon
Structured deposits - a glossary

A glossary of key terms for structured deposits.

Read More
guides icon
Explained: how to manage your savings account

Our guide explains how you can manage your savings account, from paying in, to making withdrawals.

Read More

Search Guides

(showing 1 to 8 of 36) (showing 1 to 6 of 36) (showing 1 to 4 of 36)

How Moneyfacts works

  • drawing of money scales

    BALANCED. Moneyfacts.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.

  • blue outline of free tag

    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

  • drawing of pound sign and arrow

    TRANSPARENT. We only receive payment from product providers and intermediaries for quick/direct links and adverts through to their websites.

  • blue outline of binoculars

    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

Get our weekly newsletter

Weekend Moneyfacts is available free by email to all Moneyfacts.co.uk users.

Send me Weekend Moneyfacts, Savers Friend, The Business Friend and selected third-party offers.

Cookies

Moneyfacts.co.uk will, like most other websites, place cookies onto your device. This includes tracking cookies.

I accept. Read our Cookie Policy