Mortgage Guides

Our guide to the different fees you may encounter when applying for a mortgage.

Our guide to the different types of income you can use when applying for a mortgage.

Our guide explains what LTV (Loan To Value) is and how it will affect what type of mortgage you can get

After your mortgage deal has finished you may revert to a standard variable rate. This guide explains more about what this rate is.

This guide is essential reading for any first time buyer.

Is offsetting your mortgage a good idea? Find out the whys and wherefores in our easy guide.

Islamic banks don’t provide ‘mortgages’. This type of financial product is not permitted in Islam due to the paying of interest, which is against sharia law. Instead, Muslim banks offer home purchase products called ‘home finance’, ‘house purchase plans’ or similar titles.

We give you the low-down on sharia compliant house purchase plans, what they are and what you need to know.

The Government's Help to Buy equity loan scheme can be confusing - Some people miss out simply because they don't understand what it is, how it can help them and how to apply. The Moneyfacts guide explain's how the Help to buy scheme can help you get your foot on the property ladder.

Confused about the Help to Buy equity loan schemes? The Moneyfacts guide reveals all.

Our guide explains what LTV (Loan To Value) is and how it will affect what type of mortgage you can get

This guide helps you to understand and prepare for mortgage affordability checks.

A guide to the reasons why you might want to use a mortgage broker.

A guide to help you improve your changes of getting a mortgage.

Overview of two-year fixed buy-to-let mortgages.

Got a 20% deposit? Then our 80% LTV guide will give you the low-down on what your home buying options are.

See our guide for 85% LTV mortgages - we look at how having a 15% deposit will effect what mortgages you may be offered.

If you have a 5% deposit then our 95% LTV guide is must read!

An overview of two-year fixed rate mortgages

What are your options if you don't have deposit for a mortgage? Find out with our guide to 100% LTV mortgages.

Looking for a 3 year buy to let mortgage? All you need to know is right here.

Our guide to help you get financially ready to buy your first home.

Our guide to help with those first steps to becoming a buy-to-let landlord.

This guide explains what you need know about getting a mortgage as an older borrower.

Looking to become a landlord but not sure what this entails? Our guide gives you the low-down.

Are you worried about meeting your new mortgage payments? An unexpected rise in rates got you panicking about affordability? This guide will give you some options.

Find out how fixed rate mortgages work and their pros and cons.

A guide about your mortgage options when moving home.

Our guide to remortgaging your home.

Our guide to finding a mortgage for the over 70s.

What is a second charge mortgage and when would you get one?

What are the benefits and drawbacks of a variable rate mortgage? Our guide explains all.

Second charge mortgages are secured loans taken out against the equity available in your current home.

Confused about Retirement Interest Only mortgages? Unsure what RIOs are? Our guide explains all.

Our guide to the different types of income you can use when applying for a mortgage.

Our handy guide outlines what capped mortgages are and what to look for

This guide explains how a discount mortgage works.

Looking for more info on flexible mortgages? Our to understand easy guide gives you the full run-down

This guide provides all the information you need about shared ownership mortgages.

After your mortgage deal has finished you may revert to a standard variable rate. This guide explains more about what this rate is.

Confused about tracker mortgages? Our handy guide has the info you need

All you need to know about five-year fixed buy-to-let mortgages.

Interested in the idea of a five to 10-year fixed rate mortgage? This guide tells you the facts.

Our handy and helpful guide to the world of mortgages.

This guides provides you with the information you need know when deciding how much you can borrow for a mortgage.

This handy guide takes you through the basics of choosing an estate agent, including what to look out for.

Looking for ideas about paying off your mortgage? Our helpful guide gives you the answers

Not sure if lenders are going to give you a mortgage? Have you got a non-standard financial history? Find out what to do here.

Are you a landlord but not sure what your rights are? Don't know what you are responsible for either? Take a look here for answers

Repayment and interest-only mortgages are explained in our helpful, easy guide.

Are you unsure about your rights as a tenant? We outline what you need to know.

This guides outlines what mortgage exit and redemption fees are, as well as what to look out for.

What does the MMR mean? More importantly are you aware of what it means to you?

Our guide to the different fees you may encounter when applying for a mortgage.

Is offsetting your mortgage a good idea? Find out the whys and wherefores in our easy guide.

Should you opt for a three year fixed rate mortgage? Find out here.

Read our guide about the ins and outs of buy-to-let mortgages.

This guide explains when it might be the right time to remortgage.

A guide to the changes in rules for buy to let portfolios.

A guide to mortgage valuations - what they are and what aren't.

Some helpful thoughts if you are thinking about a two or five-year mortgage.

Is a 90% LTV mortgage for you? Find out what to do if you have a 10% mortgage deposit.

Is it a good idea to switch mortgage lenders? Our guide takes you through the basics and the benefit of making a change.

Are you interested in a self-build mortgage? Our guide outlines the pros, cons and what you need to know.

We look st the why's and wherefore's of fixing your mortgage for five or even ten years. is it for you? Find out here.

Moneyfacts.co.uk explores the world of mortgages for holiday lets. Got your eye on a beautiful little holiday cottage which you want to rent out to holidaymakers? We answer your questions on mortgages for holiday cottages and other holiday lets.

The Moneyfacts.co.uk guide to obtaining a mortgage for a holiday let

The Government's Help to Buy equity loan scheme can be confusing - Some people miss out simply because they don't understand what it is, how it can help them and how to apply. The Moneyfacts guide explain's how the Help to buy scheme can help you get your foot on the property ladder.

Confused about the Help to Buy equity loan schemes? The Moneyfacts guide reveals all.

Islamic banks don’t provide ‘mortgages’. This type of financial product is not permitted in Islam due to the paying of interest, which is against sharia law. Instead, Muslim banks offer home purchase products called ‘home finance’, ‘house purchase plans’ or similar titles.

We give you the low-down on sharia compliant house purchase plans, what they are and what you need to know.

Life insurance for mortgages is just one area where the inexperienced may feel unsure. To help, we’ve put together this quick guide on understanding your mortgage life insurance needs.

Life insurance for mortgages is just one area where the inexperienced may feel unsure. To help, we’ve put together this quick guide on understanding your mortgage life insurance needs.

How to handle your mortgage during a divorce or separation.

How to handle your mortgage during a divorce or separation.