Mortgage Guides

A mortgage broker specialises in finding mortgage lenders who will meet your needs for a mortgage. They do this by providing you with advice and recommending the mortgages most suitable for you. They will then manage completing your mortgage application.

Should I use a mortgage broker?

Our guide to the different types of income you can use when applying for a mortgage.

A guide to mortgage valuations - what they are and what aren't.

Looking for ideas about paying off your mortgage? Our helpful guide gives you the answers

This guide is essential reading for any first time buyer.

Is offsetting your mortgage a good idea? Find out the whys and wherefores in our easy guide.

Do you know the difference between and APR and an APRC? Our easy to understand and helpful guide makes things clear

Do you know the difference between and APR and an APRC? Our easy to understand and helpful guide makes things clear.

Thinking of buying or selling a property in Scotland? Our helpful guide has the info you need.

Thinking of buying or selling a property in Scotland? Our helpful guide has the info you need.

Looking to set-up a buy-to-let limited company? We tell you what you need to know.

Looking to set-up a buy-to-let limited company? We tell you what you need to know.

We look at gazumping, gazundering, what they mean and how you can reduce the chances that they happen to you

We look at gazumping, gazundering, what they mean and how you can reduce the chances that they happen to you

A mortgage broker specialises in finding mortgage lenders who will meet your needs for a mortgage. They do this by providing you with advice and recommending the mortgages most suitable for you. They will then manage completing your mortgage application.

Should I use a mortgage broker?

Find out what you need to know about obtaining a mortgage if you are disabled

Find out what you need to know about obtaining a mortgage if you are disabled

Our guide to help you choose between a two and three-year fixed rate mortgage.

Our guide explains what LTV (Loan To Value) is and how it will affect what type of mortgage you can get

This guide helps you to understand and prepare for mortgage affordability checks.

A guide to help you improve your changes of getting a mortgage.

Our guide to help with those first steps to becoming a buy to let landlord.

This guide explains what you need know about getting a mortgage as an older borrower.

Are you worried about meeting your new mortgage payments? An unexpected rise in rates got you panicking about affordability? This guide will give you some options.

Our guide to finding a mortgage for the over 70s.

Second charge mortgages are secured loans taken out against the equity available in your current home.

Confused about Retirement Interest Only mortgages? Unsure what RIOs are? Our guide explains all.

Our guide to the different types of income you can use when applying for a mortgage.

Our handy guide outlines what capped mortgages are and what to look for

Looking for more info on flexible mortgages? Our to understand easy guide gives you the full run-down

This guide provides all the information you need about shared ownership mortgages.

After your mortgage deal has finished you may revert to a standard variable rate. This guide explains more about what this rate is.

Confused about tracker mortgages? Our handy guide has the info you need

This handy guide takes you through the basics of choosing an estate agent, including what to look out for.

Looking for ideas about paying off your mortgage? Our helpful guide gives you the answers

Not sure if lenders are going to give you a mortgage? Have you got a non-standard financial history? Find out what to do here.

Are you a landlord but not sure what your rights are? Don't know what you are responsible for either? Take a look here for answers

Repayment and interest-only mortgages are explained in our helpful, easy guide.

Are you unsure about your rights as a tenant? We outline what you need to know.

This guides outlines what mortgage exit and redemption fees are, as well as what to look out for.

What does the MMR mean? More importantly are you aware of what it means to you?

Our guide to the different fees you may encounter when applying for a mortgage.

Is offsetting your mortgage a good idea? Find out the whys and wherefores in our easy guide.

This guide explains when it might be the right time to remortgage.

A guide to the changes in rules for buy to let portfolios.

A guide to mortgage valuations - what they are and what aren't.

Some helpful thoughts if you are thinking about a two or five-year mortgage.

Is it a good idea to switch mortgage lenders? Our guide takes you through the basics and the benefit of making a change.

We look at the why's and wherefore's of fixing your mortgage for five or even ten years. is it for you? Find out here.

Moneyfacts.co.uk explores the world of mortgages for holiday lets. Got your eye on a beautiful little holiday cottage which you want to rent out to holidaymakers? We answer your questions on mortgages for holiday cottages and other holiday lets.

The Moneyfacts.co.uk guide to obtaining a mortgage for a holiday let

Islamic banks don’t provide ‘mortgages’. This type of financial product is not permitted in Islam due to the paying of interest, which is against sharia law. Instead, Muslim banks offer home purchase products called ‘home finance’, ‘house purchase plans’ or similar titles.

We give you the low-down on sharia compliant house purchase plans, what they are and what you need to know.

Life insurance for mortgages is just one area where the inexperienced may feel unsure. To help, we’ve put together this quick guide on understanding your mortgage life insurance needs.

Life insurance for mortgages is just one area where the inexperienced may feel unsure. To help, we’ve put together this quick guide on understanding your mortgage life insurance needs.

How to handle your mortgage during a divorce or separation.

How to handle your mortgage during a divorce or separation.

Our guide outlines what you need to do about a mortgage if your partner dies.

Our guide outlines what you need to do about a mortgage if your partner dies.

Find out what you need to know about obtaining a mortgage if you are disabled

Find out what you need to know about obtaining a mortgage if you are disabled

Thinking about buying a home abroad? Our guide to overseas mortgage explains the basics.

Thinking about buying a home abroad? Our guide to overseas mortgage explains the basics.