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Mortgage Guides

We've collated our most popular and most recently-published mortgage guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue below. 

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Our most popular mortgage guides

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What income can I use for a mortgage application?

Our guide to the different types of income you can use when applying for a mortgage.

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Should I use a mortgage broker?

A mortgage broker specialises in finding mortgage lenders who will meet your needs for a mortgage. They do this by providing you with advice and recommending the mortgages most suitable for you. They will then manage completing your mortgage application.

Should I use a mortgage broker?

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Mortgage valuations are not in-depth surveys

A guide to mortgage valuations - what they are and what aren't.

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Pay your mortgage off early in 5 steps

Read our five tips to repay your mortgage early. Find out how you can become mortgage free sooner.

Read our five tips to repay your mortgage early. Find out how you can become mortgage free sooner.

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5 steps to becoming a buy-to-let landlord

Our guide to help with those first steps to becoming a buy to let landlord.

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What is an offset mortgage?

Is offsetting your mortgage a good idea? Find out the whys and wherefores in our easy guide.

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What fees do I need to pay when getting a mortgage?

Our guide to the different fees you may encounter when applying for a mortgage.

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7 tips on finding the best estate agent

This handy guide takes you through the basics of choosing an estate agent, including what to look out for.

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All our mortgage guides

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What happens to your debt when you die

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What is the mortgage guarantee scheme?

The mortgage guarantee scheme allows buyers to purchase a home with just a 5% deposit - find out if you qualify in your guide

The mortgage guarantee scheme allows buyers to purchase a home with just a 5% deposit - find out if you qualify in your guide

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Is it better to save or pay off a mortgage?

In today’s world of low savings rates, some may be wondering whether their money could be working harder by paying off their mortgage instead. We explore more in our guide.

In today’s world of low savings rates, some may be wondering whether their money could be working harder by paying off their mortgage instead. We explore more in our guide.

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What is an interest-only lifetime mortgage?

An interest-only lifetime mortgage allows the borrower to pay some or all the monthly interest being charged. This reduces the overall amount owed. Read more about how to use equity release and protect the value of your estate. Find out more in our guide.

An interest-only lifetime mortgage allows the borrower to pay some or all the monthly interest being charged. This reduces the overall amount owed.

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How to improve your credit score

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

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How does an agricultural mortgage work?

An agricultural mortgage is a type of commercial mortgage that’s specifically designed for farms, agricultural businesses and equestrian properties where residential mortgages are inadequate. We explain more about how to get an agricultural mortgage.

An agricultural mortgage is a type of commercial mortgage that’s specifically designed for farms,

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What are the different types of lifetime mortgages?

Lifetime mortgages can come in different types, including interest only and drawdown options. Read more to find out the pros and cons of the different types of lifetime mortgages.

Lifetime mortgages can come in different types, including interest only and drawdown options. Read more to find out the pros and cons..

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Can I get a boat mortgage?

In a nutshell, yes, but it may require you looking beyond standard mortgage lenders to source suitable finance. This is because a houseboat isn’t a “typical” property

In a nutshell, yes, but it may require you looking beyond standard mortgage lenders to source suitable finance. This is because a houseboat isn’t a “typical” pr

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