Loan Guides - Personal & Secured | moneyfacts.co.uk

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Loans Guides

We've collated our most popular and most recently-published loan guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue today.

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Our most popular loans guides

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12 steps to clear your debt

Our guide to helping break free from debt.

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Should I avoid payday loans?

This guide provides all you need to know about payday loans.

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How to improve your credit score

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

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Loans glossary

Our loans glossary will help to make loans easier to understand.

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Can I get a guarantor loan?

Guarantor loans are used by people with no or a bad credit history. In this type of loan a 'guarantor' guarantees the lender that they will repay the loan if the person who has taken it out cannot. Find out more here.

In this type of loan a 'guarantor' guarantees the lender that they will repay the loan if the person who has taken it out cannot.

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How debt impacts your credit score

A guide to how and which forms of debt will have an impact on your credit score and thus your ability to access credit.

A guide to how and which forms of debt will have an impact on your credit score and thus your ability to access credit.

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Second charge mortgage or remortgage?

Second charge mortgages are secured loans taken out against the equity available in your current home.

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Cooling off periods explained

Under current legislation certain new agreements for financial services and products have a mandatory cooling off period. Other goods and services may also have voluntary cooling off periods where the providers have independently decided to offer this feature.

The Moneyfacts guide to cooling off periods concerning financial products

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All loans guides

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What happens to your debt when you die

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How to apply for a loan

We go through what you should consider and the steps to apply for a loan.

We go through what you should consider and the steps to apply for a loan.

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Should you choose a high street or specialist lender?

We have reviewed a selection of high street and specialist secured lenders to compare their lending offers and what is available to existing and new customers. The review includes seven high street lenders and two specialist lenders.

We have reviewed a selection of high street and specialist secured lenders to compare their lending offers and what is available to existing and new customers.

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How to improve your credit score

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Read More
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Cooling off periods explained

Under current legislation certain new agreements for financial services and products have a mandatory cooling off period. Other goods and services may also have voluntary cooling off periods where the providers have independently decided to offer this feature.

The Moneyfacts guide to cooling off periods concerning financial products

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Are loan sharks dangerous?

This Moneyfacts guide gives you the low-down on loans sharks, especially why you should never borrow money from them and what to do if you are already in debt to one.

This Moneyfacts guide gives you the low-down on loans sharks, especially why you should never borrow money from them and what to do if you are already in debt.

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A guide to logbook loans

Our guide gives you the important information about logbook loans

Our guide gives you the important information about logbook loans

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When to seek help with your personal debt

Problems with debt can come in many forms. However, there are some warning signs that indicate when debt might be starting to become a problem.

Problems with debt can come in many forms. However, there are some warning signs that indicate when debt might be starting to become a problem.

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