2020 Loan Guides - Personal & Secured | moneyfacts.co.uk
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Loans Guides

We've collated our most popular and most recently-published loan guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue today.

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Our most popular loans guides

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8 ways to improve your credit score

Our guide to help you improve your credit score.

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12 steps to get debt free

Our guide to helping break free from debt.

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Cooling off periods

Under current legislation certain new agreements for financial services and products have a mandatory cooling off period. Other goods and services may also have voluntary cooling off periods where the providers have independently decided to offer this feature.

The Moneyfacts guide to cooling off periods concerning financial products

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Should I avoid payday loans?

This guide provides all you need to know about payday loans.

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Can I get a guarantor loan?

Guarantor loans are used by people with no or a bad credit history. In this type of loan a 'guarantor' guarantees the lender that they will repay the loan if the person who has taken it out cannot. Find out more here.

Guarantor loans are used by people with no or a bad credit history. In this type of loan a 'guarantor' guarantees the lender that they will repay the loan if the person who has taken it out cannot. Find out more here.

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How debt impacts your credit score

A guide to how and which forms of debt will have an impact on your credit score and thus your ability to access credit.

A guide to how and which forms of debt will have an impact on your credit score and thus your ability to access credit.

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Are loan sharks dangerous?

This Moneyfacts guide gives you the low-down on loans sharks, especially why you should never borrow money from them and what to do if you are already in debt to one.

This Moneyfacts guide gives you the low-down on loans sharks, especially why you should never borrow money from them and what to do if you are already in debt to one.

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What is the difference between APRs and APRCs?

Do you know the difference between and APR and an APRC? Our easy to understand and helpful guide makes things clear

Do you know the difference between and APR and an APRC? Our easy to understand and helpful guide makes things clear.

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All loans guides

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Cooling off periods

Under current legislation certain new agreements for financial services and products have a mandatory cooling off period. Other goods and services may also have voluntary cooling off periods where the providers have independently decided to offer this feature.

The Moneyfacts guide to cooling off periods concerning financial products

Read More
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Are loan sharks dangerous?

This Moneyfacts guide gives you the low-down on loans sharks, especially why you should never borrow money from them and what to do if you are already in debt to one.

This Moneyfacts guide gives you the low-down on loans sharks, especially why you should never borrow money from them and what to do if you are already in debt to one.

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A guide to logbook loans

Our guide gives you the important information about logbook loans

Our guide gives you the important information about logbook loans

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When to seek help with your personal debt

Problems with debt can come in many forms. However, there are some warning signs that indicate when debt might be starting to become a problem.

Problems with debt can come in many forms. However, there are some warning signs that indicate when debt might be starting to become a problem.

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How to manage personal debt guide

A guide on how best to manage personal debt

A guide on how best to manage personal debt

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How debt impacts your credit score

A guide to how and which forms of debt will have an impact on your credit score and thus your ability to access credit.

A guide to how and which forms of debt will have an impact on your credit score and thus your ability to access credit.

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Is all debt bad? Good debt vs. bad debt

Is all debt bad? We look at why some debt is good while others can be bad

Is all debt bad? We look at why some debt is good while others can be bad

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A guide to doorstep and home credit lending

A doorstep loan is where you borrow money from an authorised lender who collects your repayments from your home. Doorstep loans usually come with high rates of interest compared to loans from a bank or using a credit card and are for smaller amounts up to £500.

A doorstep loan is where you borrow money from an authorised lender who collects your repayments from your home. Our guide explains.

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