Loans Guides

Guarantor loans are used by people with no or a bad credit history. In this type of loan a 'guarantor' guarantees the lender that they will repay the loan if the person who has taken it out cannot. Find out more here.

In this type of loan a 'guarantor' guarantees the lender that they will repay the loan if the person who has taken it out cannot.

A guide to how and which forms of debt will have an impact on your credit score and thus your ability to access credit.

A guide to how and which forms of debt will have an impact on your credit score and thus your ability to access credit.

Under current legislation certain new agreements for financial services and products have a mandatory cooling off period. Other goods and services may also have voluntary cooling off periods where the providers have independently decided to offer this feature.

The Moneyfacts guide to cooling off periods concerning financial products

This Moneyfacts guide gives you the low-down on loans sharks, especially why you should never borrow money from them and what to do if you are already in debt to one.

This Moneyfacts guide gives you the low-down on loans sharks, especially why you should never borrow money from them and what to do if you are already in debt.