Use Abroad Credit Cards - Holiday Credit Cards | moneyfacts.co.uk

Find and compare the best credit cards abroad

  - Don't get caught out by expensive cards abroad. Compare the best travel credit cards that charge low fees for foreign use.
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Compare the Best Use Abroad Credit Cards

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Cash Fee / Min Charge
Foreign Usage Charges
EU World
Additional InformationSearch all211 Credit Cards
 
Creation Financial Services

Creation Everyday Credit Card MasterCard
0.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • Low APR of 12.9%
  • No balance transfers from Creation Financial Services cards
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 12.9% variable per annum for purchases. Representative 12.9% APR variable. 
Halifax

Clarity Credit Card MasterCard
0.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • No balance transfer fee
  • Rates dependent on credit rating
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.95% variable per annum for purchases. Representative 18.9% APR variable. 
Nationwide BS

Select Credit Card Visa
2.50% /
Min: £3.00
Visa
0.00%
Visa
0.00%
  • Earn commission-free purchases abroad during the year
  • Rates dependent on credit rating
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Representative 15.9% APR variable. 
Post Office Money®

Post Office Money Platinum MasterCard
2.50% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • 0% on balance transfers for 18 months
  • Rates dependent on credit rating
  • Manage your account online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Barclaycard

Platinum Travel Visa
2.99% /
Min: £2.99
Visa
0.00%
Visa
0.00%
  • No non-sterling transaction fees on foreign spend and ATM withdrawals until 31.8.22
  • Can't change payment due date
  • Contactless payments up to £30
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Santander

All in One Credit Card MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • 0.5% cashback on purchases
  • Monthly fee of £3
  • Manage your card online
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 15.9% variable per annum for purchases. Fee of £3 per month applies. Representative 21.7% APR variable. 
Lloyds Bank

Avios Rewards Amex/MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
American Express
0.00%
MasterCard
0.00%
American Express
0.00%
  • No foreign usage charge
  • Rates dependent on credit rating
  • Receive both a MasterCard and an American Express
Details...
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  Representative Example: Based on a credit limit of £1200.00 charged at 18.94% variable per annum for purchases. Fee of £24 per annum applies. Representative 23.7% APR variable. 
NewDay Ltd

aqua Advance MasterCard
3.00% /
Min: £3.00
MasterCard
0.00%
MasterCard
0.00%
  • Possible rate reduction of 5% a year for 3 years
  • High rate for cash withdrawals
  • Low credit limit. For people who've had credit problems in the past
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 34.95% variable per annum for purchases. Representative 34.9% APR variable. 
NatWest

Reward Black Credit Card MasterCard
3.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • 1% Rewards on supermarket spend (0.5% at their petrol stations) & 1% on selected retailers
  • Annual fee £84, waived if Reward Black Current Account holder
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Fee of £84 per annum applies. Representative 37.1% APR variable. 
Royal Bank of Scotland

Reward Black Credit Card MasterCard
3.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • 1% Rewards on supermarket spend (0.5% at their petrol stations) &1% on selected retailers
  • Annual fee £84, waived if Reward Black Current Account holder
  • Manage your card online
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Fee of £84 per annum applies. Representative 37.1% APR variable. 
nuba

All Round Credit Card MasterCard
5.00% /
Min: £0.00
Visa
0.00%
Visa
0.00%
  • % on balance transfers for 28 months
  • No balance transfers from MBNA cards
  • Contactless payments up to £30
Details... 
  Representative Example: Based on a credit limit of £1200.00 charged at 18.9% variable per annum for purchases. Representative 18.9% APR variable. 
Virgin Money

Travel Credit Card MasterCard
5.00% /
Min: £0.00
MasterCard
0.00%
MasterCard
0.00%
  • 0% on purchases, balance & money transfers for 12 months
  • High rate for cash withdrawals
  • Contactless payments up to £30
Details...
Go to Site
 
  Representative Example: Based on a credit limit of £1200.00 charged at 19.9% variable per annum for purchases. Representative 19.9% APR variable. 
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Last Updated: Friday 26 May 2017 17:48

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Disclaimer:
All credit cards are subject to the applicant’s status. The APR quoted is representative of the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you are offered may be higher, or you may not be offered credit. Fees and rates subject to change without notice. Please check all rates and terms before borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

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What are Foreign Usage Credit Cards?

When you use your credit card abroad, you are likely to be charged a fee when you make a purchase and an additional fee to withdraw cash. However, some credit cards specialise in not charging, or charge a reduced ‘Foreign Usage Fee’ for purchases made abroad, and some also don’t charge you for ATM withdrawals either.

A Foreign Usage Credit Card, therefore, is particularly good if you are a regular traveller, or for holiday spending.  However, it’s easy to get carried away in the exuberance of a holiday – so be very wary of withdrawing cash at an ATM.

A Foreign Usage Credit Card may not charge you a fee for withdrawing cash, but may charge you a much higher rate of interest than if you made a purchase directly on the card. As well as this, you may be charged interest sooner for any cash withdrawals you make on the card, as opposed to making a purchase.

 

 
 
 
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