High Interest Accounts - Best Bank Rates | moneyfacts.co.uk

High Interest Current Accounts

  - Earn interest on your current account with a high interest savings account. Compare over 190 current accounts to find the best high interest account for you.

Compare the Best High Interest Current Accounts

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Interest Rate (AER)Account FeeAdditional InformationSearch all
144 accounts

3.00%None
  • £5 paid if 2 DDs held, further £5 if 20 debit card transactions made in a month
  • Credit interest payable on balances up to £1.5K when account is registered for online banking, paperless statements & correspondence
  • Switch Service Guarantee member
Details...
. Representative Example: Based on an overdraft limit of £500. Up to £25.00 charged at 0.00% EAR Variable. Over £25.00 charged at 19.84% EAR Variable. Up to £25.00 overdraft: fee of £0.00 per month. Over £25.00 overdraft: fee of £6.00 per month.

0.00%None
  • £75 cashback for switched accounts.
  • Arranged overdraft fee £0.01 per £7.00 per day
  • £3 reward when £750 per month paid in and 2 different Direct Debit mandates held, account must be in credit at the end of each day
Details...
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £6.99 overdraft: fee of £0.00 per day. Over £6.99 overdraft: fee of £0.01 per day for each complete £7.00 overdrawn.

5.00%None
  • Existing customers who refer a friend both receive £100 when switching completed
  • At least £1,000 must be paid in each month
  • Access to Simply Rewards an exclusive website offering discounts and deals
Details...
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. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £10.00 overdraft: fee of £0.00 per day. Over £10.00 overdraft: fee of £0.50 per day.

3.00%None
  • Credit interest paid and Clubcard points awarded on card purchases
  • Internet applications only
  • Switch Service Guarantee member
Details...
. Representative Example: Based on an overdraft limit of £500 charged at 18.90% EAR Variable. Overdraft fee of £0.00 per month.

3.00%£13.00 pm
  • Existing customers who refer a friend both receive £100 when switching completed
  • Arranged overdraft is fee based
  • Switch Service Guarantee member
Details...
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. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £250.00 overdraft: fee of £0.00 per day. Over £250.00 overdraft: fee of £0.50 per day.

2.00%None
  • Commission free travel money
  • £0.01 for every £7 borrowed per day
  • Switch Service Guarantee member
Details...
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £6.99 overdraft: fee of £0.00 per day. Over £6.99 overdraft: fee of £0.01 per day for each complete £7.00 overdrawn.

2.00%£3.00 pm
  • Credit interest payable up to £5,000
  • £0.01 per £7.00 borrowed charged per day on arranged overdraft
  • Switch Service Guarantee member
Details...
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £106.99 overdraft: fee of £0.00 per day. Over £106.99 overdraft: fee of £0.01 per day for each complete £7.00 overdrawn.

2.00%£17.00 pm
  • Flat rate of credit interest up to £5,000
  • £0.01 per £7.00 charged per day for arranged overdraft over £300
  • Switch Service Guarantee member
Details...
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £306.99 overdraft: fee of £0.00 per day. Over £306.99 overdraft: fee of £0.01 per day for each complete £7.00 overdrawn.

1.50%£5.00 pm
  • Interest paid on credit balances up to £20K
  • Arranged overdraft daily usage fee
  • Switch Service Guarantee member
Details...
Go to Site
. Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Overdraft fee of £1.00 per day.

0.50%None
  • Credit interest payable up to £2,000
  • Fees charged for arranged overdraft usage.
  • Switch Service Guarantee member
Details...
. Representative Example: Based on an overdraft limit of £500 charged at 12.50% EAR Variable. Overdraft fee of £6.00 per month.
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Last Updated: Friday 15 December 2017 17:25

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Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer:

All overdrafts are subject to the applicant’s status. You may not be offered credit. All rates and fees are subject to change without notice. Please check all rates and terms before borrowing.

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High Interest Bank Accounts

Some bank accounts offer a high rate of interest, but this may only be available on high balances. The account may also require a certain amount of money to be paid in each month to obtain the higher rate.

Most high interest bank accounts can be accessed in a number of ways, such as through a bank branch, via online banking or telephone banking.

 
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