Moneyfacts Star Ratings | Personal finance ratings you can trust

Moneyfacts Star Ratings

What are Moneyfacts Star Ratings?

Star ratingsFor over 30 years, Moneyfacts Star Ratings have been the instantly recognisable and independent badge of quality for the retail financial industry. Consumers and financial professionals alike can easily see whether a product has been awarded a Moneyfacts Star Rating through our unique Star Rating logo.

Every year, our impartial experts assess the features of financial products to identify the very best available in the market. For further information visit the Moneyfacts group website.

How do they work?

Moneyfacts Star Ratings was created to provide you, the consumer, an easy way to see which products offer features that make them stand out from their competitors. Moneyfacts regularly compares the data for thousands of products to award a Five or Four Star Rating to those that have standout features.

All the products that have been awarded a Five or Four Star Rating have been analysed by a specialist team at Moneyfacts, so consumers can be confident in knowing that a product with a Star Rating excels from competitors and offers consumers that little bit more than a standard product within the market.

Which products do our experts rate?

We review thousands of financial products to find those that offer the best value for customers. The categories we rate are:

Personal Current Accounts Personal Credit Cards Home Insurance Home Emergency Cover SIPP & SSAS Car Insurance Commercial Vehicle Insurance Pet Insurance Equity Release Prepaid Cards Travel Insurance Ethical Fund Critical Illness Private Medical Insurance Unsecured Personal Loans  Business Current Accounts Business Credit Cards   

Recently announced - Star ratings for personal loans

The Moneyfacts Annual Star Ratings are based on our in-house product experts’ in-depth analysis of all the personal loan products currently on the market. Learn more about star ratings for personal loans

What do we review?

Every product within our Star Ratings categories are analysed and assessed, and we release details of those that have obtained a Five or Four Star Rating. When looking at products, a number of factors are taken into consideration, including checking whether it has a full range of features you would expect for that product, along with additional benefits, optional extras or add-ons that make it stand out from the rest of the products on the market.

When are they awarded?

Star Ratings are awarded to specific categories of products throughout the year. In January Star Ratings are given to home insurance and home emergency cover products. In February Star Ratings are given to SIPP & SSAS, car insurance and commercial vehicle insurance products. Pet insurance and equity release products are given Star Ratings in March. In April prepaid cards and ethical fund products are given Star Ratings. Critical illness and private medical insurance products are given Star Ratings in May. In June business current accounts and business credit cards are awarded Star Ratings. Products within the travel insurance industry are given Star Ratings in July. In October Star Ratings are awarded to personal current accounts and personal credit & charge cards products.

Take a look at what other consumers are saying about Star Ratings

Get our weekly newsletter

Weekend Moneyfacts is available free by email to all users.

Please send me Weekend Moneyfacts, Savers Friend and selected third-party offers.

How Moneyfacts works

  • blue money scales

    BALANCED. is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.

  • free label

    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

  • drawing of pound sign and arrow

    TRANSPARENT. We only receive payment from product providers and intermediaries for quick/direct links and adverts through to their websites.

  • blue binoculars

    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

Cookies will, like most other websites, place cookies onto your device. This includes tracking cookies.

I accept. Read our Cookie Policy