Browse business savings accounts

Best Rates - Business Easy Access Savings

We are searching our databases for your products...

Note

Moneyfacts.co.uk Limited is an independent credit broker. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

Disclaimer

All overdrafts are subject to the applicant’s status. You may not be offered credit. All rates and fees are subject to change without notice. Please check all rates and terms before borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to an Adviser' button, when you call an advertised number or when you complete an application.

How Moneyfacts works

  • blue money scales

    BALANCED. Moneyfacts.co.uk is entirely independent and authorised by the Financial Conduct Authority for mortgage, credit and insurance products.

  • free label

    FREE. There is no cost to you. Our service is entirely free and you don't need to share any personal data to access our comparison tables.

  • drawing of pound sign and arrow

    TRANSPARENT. We only receive payment from product providers and intermediaries for quick/direct links and adverts through to their websites.

  • blue binoculars

    COMPREHENSIVE. We research the whole market and scour the small print so you can find the best products for your needs.

Get our weekly newsletter

Weekend Moneyfacts is available free by email to all Moneyfacts.co.uk users.

Please send me Weekend Moneyfacts, Savers Friend and selected third-party offers.

Still not sure?

Read all business guides
guide icon
Take out a commercial property mortgage or rent?

Should you take out a commercial property mortgage or rent instead?

Read More
guide icon
How does being self-employed impact your finances?

What you need to know about how being self-employed can impact your finances.

Read More
guide icon
How do bridging loans differ from commercial mortgages?

Find out when you can use a bridging loan rather than a commercial mortgage.

Find out when you can use a bridging loan rather than a commercial mortgage.

Read More
guide icon
The advantages of keeping personal and business bank accounts separate

Why it's a good idea to keep your business and personal bank accounts separate

Why it's a good idea to keep your business and personal bank accounts separate

Read More

Ask us anything?

Ask us anything?

Business easy access savings basics

nigel woollsey

Nigel Woollsey

Online Writer

At a glance

  • Business savings accounts are available to all types of businesses, enabling them to save their surplus funds and earn interest.
  • Some accounts are only available to specific business sectors such as charities or solicitors.
  • As with personal savings accounts, you can choose between fixed rate bonds, notice accounts and easy access accounts.
  • Business savings accounts offer better rates of interest than business current accounts

What is an easy access business savings account?

An easy access or instant access business savings account is an account that either does not have any restrictions on withdrawals at all, such as a requirement to give notice, or may limit these to a set number each month or year.

Easy access business savings FAQs

Can I open an easy access account for my business?

Yes, most easy access accounts are available to all types of different businesses including sole traders, partnerships, limited companies and not for profit organisations.

How much money do I need to open an easy access savings account for my company?

There are lots of accounts that only require a minimum £1 deposit.

How do I get the best savings rate for my easy or instant access business savings account?

You can get some of the best savings rates for businesses with easy access from as little as £1. Generally, a £1,000 deposit will secure you a top rate.

What is the difference between a business savings account with easy access versus a bond?

An easy access account typically allows you to access your funds without penalty or restrictions, whereas a bond usually requires you to lock your funds away for a set period of time before you can access your funds.

Back to the top

Cookies

Moneyfacts.co.uk will, like most other websites, place cookies onto your device. This includes tracking cookies.

I accept. Read our Cookie Policy