Best Variable Rate ISA - Variable ISAs 2018 | moneyfacts.co.uk

Variable Rate ISA

  - Find the best variable rate ISA with our independent Best Buys and whole of market search.
Also look at:

Compare the Best Variable Rate Cash ISAs

Compare
Up to 3 products
side by side
AER Notice / Term Min Invest Transfer In Account Opening Search all
1852 accounts
 

1.50%
180 Day £100 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

1.50%
60 Day £1000 Yes
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  

1.46%
None £100 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.46%
Instant £1000 Yes
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...  

1.46%
None £1000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.45%
None £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.45%
None £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.45%
None £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.45%
Includes a Bonus
See Details
None £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.45%
None £1000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...  
  Sponsored Products  

1.44%
Inc 0.79% bonus for 12 months
None £1 Yes
  1. Yes
  2. No
  3. No
  4. Yes
Details...
Go to Site
 

1.21%
Instant £1000 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...
Go to Site
 

1.06%
Instant £100 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...
Go to Site
 

1.05%
None £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.30%
30 Day £1000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

0.50%
Instant £1 Yes
  1. Yes
  2. Yes
  3. No
  4. No
Details...
Go to Site
 

1.16%
45 Day £100 Yes
  1. No
  2. Yes
  3. Yes
  4. No
Details...
Go to Site
 

1.42%
Inc 0.42% bonus for 16 months
None £1 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.36%
None £20000 Yes
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
 

Best variable ISA rates

Within the variable rate cash ISA market in February, Virgin Money took first and second place on the Best Buy chart when it increased the rate on its Double Take E-ISA Issue 5 and Man Utd Double Take E-ISA Issue 4 accounts that both offered a variable rate of 1.45% AER/Gross from a minimum deposit of just £1. These accounts allowed further additions to be made and permitted two withdrawals per calendar year. OakNorth was also offering a variable rate of 1.45% AER (1.44% Gross) on its Easy Access Cash ISA, which paid interest monthly, while Charter Savings Bank was another provider offering 1.45% AER/Gross on its 95 Day Notice Cash ISA – Issue 4.

What are Cash ISAs?

A cash ISA, or Individual Savings Account, is a type of account that allows you to earn interest tax-free.

Each tax year (6 April to the following 5 April) you can invest up to a specified limit in a cash ISA – To receive your own copy visit the Moneyfacts Group website and follow the instructions. 

Even if you have no money to invest in the current tax year, you can still transfer an existing ISA to another provider, if you find you’re not earning the best rate on your savings.

However, if you wish to undertake an ISA transfer, please do not physically withdraw and transfer the money yourself. Your new provider will give you a form to fill in and your old and new ISA providers will liaise on your behalf, in order to protect your savings’ tax-free status.

Tax advantages will depend on your individual circumstances and may change in the future.

Six things you need to know about ISA transfers
Six things you need to know about ISA transfers

ISA rates may have suffered in recent years, but that doesn't mean you should turn your back on thes... More

ISAs 20 years on – are they too complex?
ISAs 20 years on – are they too complex?

ISAs turn 20 later this week, but the product that was once designed to simplify saving has morphed ... More

ISA season in full swing as rates and choice rise
ISA season in full swing as rates and choice rise

This year’s ISA season is in full swing, and those yet to use their ISA allowance will be pleased to... More

Make the most of your ISA allowance while you can!
Make the most of your ISA allowance while you can!

The current tax year is rapidly drawing to a close, which means if you haven’t yet utilised your ISA... More

ISA competition increases with rate rises
ISA competition increases with rate rises

ISA providers have intensified competition by raising rates and launching new deals since the start ... More

What is a cash ISA?
What is a cash ISA?

Cash ISAs are a special type of savings account that pay interest tax-free. Each tax year you get an... More

2019-20 ISA Allowance Guide
2019-20 ISA Allowance Guide

Download your FREE Guide to ISA allowances for the 2019-20 tax year. Find out everything you need to... More

How to transfer a cash ISA
How to transfer a cash ISA

Cash ISA transfers can allow you to get a better interest rate and bring your ISAs together in one p... More

Leeds BS reviews ISAs
Leeds BS reviews ISAs

Leeds BS has reviewed some of its ISA deals. The stand-out performer is its five-year fixed rate ISA... More

Aldermore’s fixed rate cash ISAs near top
Aldermore’s fixed rate cash ISAs near top

Aldermore has increased selected cash ISA rates, which sees its one- and two-year deals sit just beh... More

Furness’ long-term ISA climbs into top 3
Furness’ long-term ISA climbs into top 3

Furness BS has increased some of its long-term savings rates by 0.40%, which sees its five-year fixe... More

United Trust’s new one-year ISA enters top-3
United Trust’s new one-year ISA enters top-3

United Trust Bank has launched a brand-new one-year fixed rate ISA, which has jumped into third plac... More

Skipton’s 5yr ISA improved
Skipton’s 5yr ISA improved

Skipton BS has increased selected savings rates, with its five-year fixed rate ISA the most competit... More

Close