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95% LTV Mortgages

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Property Value: £
Mortgage Required: £ 95% LTV
Term: yrs
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Searching all 5619 mortgages, the following best match your search criteria and are displayed in order of lowest initial rate.

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Compare Up to 3 products side by side		Rate	APRC	Mortgage Type	Product Fees	Initial Monthly Payment	Total Amount Repayable	Apply Today
Compare Up to 3 products side by side		Rate	APRC	Mortgage Type	Product Fees	Initial Monthly Payment		Apply Today
		1.99% reverting to 5%	4.6%	Discounted Variable to 2 Years	None	£1,005.50	£399,265	Details... Speak to an Adviser
	Representative Example: 24 monthly payments of £1005.50 and 276 monthly payments of £1358.38. Total interest of £161,545, valuation fees of £0 and product fees of £0.
		2.54% reverting to 6.2%	5.5%	Discounted Variable to 30/09/2021	£1,487	£1,070.26	£438,743	Details... Speak to an Adviser
	Representative Example: 34 monthly payments of £1070.26 and 266 monthly payments of £1506.27. Total interest of £199,557, valuation fees of £0 and product fees of £1487.
		2.55% reverting to 5.24%	4.9%	Discounted Variable to 2 Years	None	£1,071.46	£411,026	Details... Speak to an Adviser
	Representative Example: 24 monthly payments of £1071.46 and 276 monthly payments of £1395.42. Total interest of £173,351, valuation fees of £0 and product fees of £0.
		2.64% reverting to 6.2%	5.5%	Discounted Variable to 30/09/2021	£1,487	£1,082.29	£439,604	Details... Speak to an Adviser
	Representative Example: 34 monthly payments of £1082.29 and 266 monthly payments of £1507.97. Total interest of £200,418, valuation fees of £0 and product fees of £1487.
		2.69% reverting to 6.2%	5.5%	Fixed to 30/09/2021	£1,487	£1,088.33	£440,036	Details... Speak to an Adviser
	Representative Example: 34 monthly payments of £1088.33 and 266 monthly payments of £1508.82. Total interest of £200,849, valuation fees of £0 and product fees of £1487.
		2.74% reverting to 5.24%	4.9%	Discounted Variable to 2 Years	None	£1,094.40	£412,336	Details... Speak to an Adviser
	Representative Example: 24 monthly payments of £1094.40 and 276 monthly payments of £1397.52. Total interest of £174,481, valuation fees of £205 and product fees of £0.
		2.74% reverting to 5.69%	5.3%	Discounted Variable to 2 Years	None	£1,094.40	£428,342	Details... Speak to an Adviser
	Representative Example: 24 monthly payments of £1094.40 and 276 monthly payments of £1456.31. Total interest of £190,707, valuation fees of £0 and product fees of £0.
		2.74% reverting to 6.2%	5.5%	Discounted Variable to 30/09/2021	£299	£1,094.40	£439,278	Details... Speak to an Adviser
	Representative Example: 34 monthly payments of £1094.40 and 266 monthly payments of £1509.66. Total interest of £201,279, valuation fees of £0 and product fees of £299.
		2.75% reverting to 4.24%	3.9%	Fixed to 31/01/2022	None	£1,095.61	£372,748	Details... Speak to an Adviser
	Representative Example: 38 monthly payments of £1095.61 and 262 monthly payments of £1263.30. Total interest of £135,118, valuation fees of £0 and product fees of £0.
		2.79% reverting to 5.44%	5.1%	Discounted Variable to 2 Years	£299	£1,100.48	£419,893	Details... Speak to an Adviser
	Representative Example: 24 monthly payments of £1100.48 and 276 monthly payments of £1424.05. Total interest of £181,949, valuation fees of £0 and product fees of £299.
		2.79% reverting to 5.34%	5.0%	Fixed to 2 Years	£999	£1,100.48	£421,535	Details... Speak to an Adviser
	Representative Example: 24 monthly payments of £1100.48 and 276 monthly payments of £1411.03. Total interest of £178,356, valuation fees of £260 and product fees of £999.
		2.79% reverting to 6.2%	5.7%	Fixed to 31/03/2021	£1,487	£1,100.48	£445,725	Details... Speak to an Adviser
	Representative Example: 28 monthly payments of £1100.48 and 272 monthly payments of £1519.21. Total interest of £206,539, valuation fees of £0 and product fees of £1487.
		2.79% reverting to 6.2%	5.5%	Fixed to 30/09/2021	£1,487	£1,100.48	£440,896	Details... Speak to an Adviser
	Representative Example: 34 monthly payments of £1100.48 and 266 monthly payments of £1510.50. Total interest of £201,709, valuation fees of £0 and product fees of £1487.
		2.79% reverting to 4.99%	4.5%	Discounted Variable to 3 Years	None	£1,100.48	£397,861	Details... Speak to an Adviser
	Representative Example: 36 monthly payments of £1100.48 and 264 monthly payments of £1355.24. Total interest of £159,901, valuation fees of £260 and product fees of £0.
		2.79% reverting to 5%	4.7%	Fixed to 01/02/2021	None	£1,100.48	£402,958	Details... Speak to an Adviser
	Representative Example: 26 monthly payments of £1100.48 and 274 monthly payments of £1365.42. Total interest of £165,238, valuation fees of £0 and product fees of £0.
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Now showing 1 to 15 of 271 results

Disclaimer:

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

What does LTV mean?

The LTV (or loan-to-value) refers to the amount of loan you’re looking for in relation to the overall value of your property. The percentage figure is used to reflect the proportion of the property that’s mortgaged and the amount that’s yours (known as your “equity”).

A mortgage at 95% LTV will result in a loan that’s worth 95% of the value of your property – meaning that 95% of the property will be mortgaged, and you’ll have 5% equity.

The LTV also determines the amount of deposit you’ll need. If you applied for a mortgage at 95% LTV you’d need to put down a 5% deposit, while if you were seeking a mortgage at a lower or higher LTV, the requirements would alter. The LTV you need will ultimately be based on your circumstances, the price of the property, and the amount of deposit you’ve been able to save.

Written by: Leanne Macardle, last updated: 23/07/2018

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95% LTV Mortgages

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