Advertisement
Searching all 5279 mortgages, the following best match your search criteria and are displayed in order of lowest initial rate.
Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.
The LTV (or loan-to-value) refers to the amount of loan you’re looking for in relation to the overall value of your property. The percentage figure is used to reflect the proportion of the property that’s mortgaged and the amount that’s yours (known as your “equity”).
A mortgage at 95% LTV will result in a loan that’s worth 95% of the value of your property – meaning that 95% of the property will be mortgaged, and you’ll have 5% equity.
The LTV also determines the amount of deposit you’ll need. If you applied for a mortgage at 95% LTV you’d need to put down a 5% deposit, while if you were seeking a mortgage at a lower or higher LTV, the requirements would alter. The LTV you need will ultimately be based on your circumstances, the price of the property, and the amount of deposit you’ve been able to save.
Please send me Weekend Moneyfacts, Savers Friend and selected third party offers.
Advertisements:
How much will I pay monthly?Work out how much your monthly mortgage repayments will be.
How much do I need to borrow?Work out how much money in total you will need to borrow in order to get a mortgage.
Given the size and importance of a mortgage, you’d think people would spend considerable time choosi... More
The forthcoming Mortgage Treasury Report can reveal that the number of residential mortgages has inc... More
Almost half (41%) of young people are feeling pessimistic about their chances of becoming a homeowne... More
The gap between the average rate for a mortgage that is fixed over two years and one that is fixed o... More
The most popular reason for moving home this quarter was work, as 23% said they were looking to move... More
Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More
Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More
What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More
Leek United BS has released a new two-year discounted variable rate mortgage designed for first-time... More
AA Mortgages has launched a new mortgage for first-time buyers (FTBs), which offers a competitively ... More
West Brom BS has reduced the rate on its two-year fixed first-time buyer (FTB) mortgage by 0.15%, wh... More
Virgin Money has reduced the rate on one of its three-year mortgages by 0.02%. This deal offers the ... More
Tesco Bank has reduced selected mortgage rates, which sees its five-year fixed first-time buyer (FTB... More