The Best ISA Investment Funds This Month (2022) | moneyfacts.co.uk

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Suzanne Greener

Head of Data Collection
Published: 11/03/2022

Global stock markets ended 2021 on a high, but within two short months a very different picture is emerging. The conflict between Russia and Ukraine has caused instability across both global stock markets and rapidly increasing commodity prices. Combined with the announcement of a further base rate rise at the beginning of February and escalating inflation, household incomes are starting to come under greater pressure. Cash ISA rates are increasing very gradually, but Stocks and Shares ISAs remain an alternative for investors looking for a better return, providing they are comfortable with a higher level of risk, particularly during a time of market volatility.

The summaries below show the overall best-performing ISA funds in March 2022. Please remember that past performance is no guarantee of the future.

Top ISA unit tust funds

Rank

Fund

Ranking last month

Value of £1,000 lump sum over one year

Value of £1,000 lump sum over five years (rank)

Investment platform

1 Guinness Gbl Energy B Ret USD 1

£1,364.82

£851.70 (754)

Speak to a financial adviser
2 Inv UK Opportunities (UK) Acc 5

£1,285.74

£1,332.38 (229)

Speak to a financial adviser
3 JPM Natural Resources A Acc 8

£1,272.98

£1,454.84 (134)

Speak to a financial adviser
4 Fidelity Amer Spec Sits A Acc 10

£1,246.28

£1,354.08 (208)

Speak to a financial adviser
5 Schroder Income A Acc 2

£1,241.85

£1,237.03 (330)

Speak to a financial adviser

Source: Lipper/Moneyfacts

Note: The table above is ordered by the best performance 1 March 2022 over the past 12 months. Funds may be available on other platforms not listed, through a stockbroking service or financial adviser.

Guinness Gbl Energy B Ret USD remains the top-performing ISA unit trust fund in March, with a £1,000 investment made 12 months ago now being worth £1,364.82.

Inv UK Opportunities (UK) Acc comes in second. A £1,000 investment made 12 months ago would now be worth £1,285.74. This fund looks to achieve long-term capital growth, investing at least 80% of its assets in shares or other equity-related securities.

A new entrant to the chart is JPM Natural Resources A Acc, which aims to invest primarily in the shares of companies throughout the world engaged in the production and marketing of commodities. The fund aims to provide capital growth over the long term.

A second new entrant, moving up six places is Fidelity Amer Spec Sits A Acc, £1,000 investments made 12 months ago would now be worth £1,246.28. This fund aims to achieve long-term capital growth, principally through a focused portfolio invested in companies having their head office or a predominant part of their activity in the US.

Schroder Income A Acc finishes off the chart. The fund’s main objective is to provide a growing income, predominantly from investment in UK equities, investing in above-average yielding equities. The value of a £1,000 investment made 12 months ago would now be £1,241.85.

The unit trust funds delivering the best returns on a £1,000 investment over five years were:

  1. L&G Global Tech Index R Acc
  2. AXA Fram Glbl Tech R Acc
  3. Baillie Giff Amer A Acc
  4. Herald Worldwide Technology A
  5. AXA Fram Amer Gro R Acc

Top ISA investment trust funds

Rank Fund Ranking last month Value of £1,000 lump sum over one year Value of £1,000 lump sum over five years (rank) Investment platform
1 Dunedin Enterprise Inv Tst 1 £1,545.39 £2,778.28 (4) Speak to a financial adviser
2 Merchants Trust 3

£1,316.47

£1,557.30 (41)

Speak to a financial adviser
3 Caledonia Investments 5

£1,314.30

£1,416.55 (61)

Interactive Investor
4 Scottish Investment Tst 9

£1,306.27

 

£1,311.18 (80) Speak to a financial adviser
5 BlackRock World Mining Trst 20

£1,291.21

£2,601.18 (5)

Speak to a financial adviser

Source: Lipper/Moneyfacts

Note: The table above is ordered by the best performance 1 March 2022 over the past 12 months. Funds may be available on other platforms not listed, through a stockbroking service or financial adviser.

Guinness Gbl Energy B Ret USD remains the top-performing ISA unit trust fund in March, with a £1,000 investment made 12 months ago now being worth £1,364.82.

Inv UK Opportunities (UK) Acc comes in second. A £1,000 investment made 12 months ago would now be worth £1,285.74. This fund looks to achieve long-term capital growth, investing at least 80% of its assets in shares or other equity-related securities.

A new entrant to the chart is JPM Natural Resources A Acc, which aims to invest primarily in the shares of companies throughout the world engaged in the production and marketing of commodities. The fund aims to provide capital growth over the long term.

A second new entrant, moving up six places is Fidelity Amer Spec Sits A Acc, £1,000 investments made 12 months ago would now be worth £1,246.28. This fund aims to achieve long-term capital growth, principally through a focused portfolio invested in companies having their head office or a predominant part of their activity in the US.

Schroder Income A Acc finishes off the chart. The fund’s main objective is to provide a growing income, predominantly from investment in UK equities, investing in above-average yielding equities. The value of a £1,000 investment made 12 months ago would now be £1,241.85.

The unit trust funds delivering the best returns on a £1,000 investment over five years were:

  1. L&G Global Tech Index R Acc
  2. AXA Fram Glbl Tech R Acc
  3. Baillie Giff Amer A Acc
  4. Herald Worldwide Technology A
  5. AXA Fram Amer Gro R Acc

Should savers open a stocks and shares ISA in 2022?

The current rate of inflation of 5.5% looks set to rise further over the next few months, significantly above the top rates available from a cash ISA. For savers looking for potentially better returns Stocks and Shares ISAs offer an alternative but also an increased level of risk. Savers who want to invest their ISA allowance before the end of the current tax year, but are uncomfortable with the current level of stock market volatility, can invest in the cash fund of a Stocks and Shares ISA, switching to other funds as and when conditions stabilise.  

Investment in stocks and shares has outperformed cash savings over the longer term, but the downside of these investments is that the value of these can change over time as markets rise and fall, and investors’ capital is at risk.

The value of investments can go up as well as down, and investors’ capital is at risk. Investors should check all fees with their financial adviser, investment platform or provider before making any investment.

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