Offshore Savings - Easy Access Accounts | moneyfacts.co.uk

Best Buy – Easy Access Offshore Savings Accounts

  - Compare offshore accounts that let you access your savings without having to give prior notice of your withdrawal.
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Compare the Best Easy Access Offshore Accounts

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AER Notice / Term Minimum Investment Search all 155 accounts
 

1.00%
None £10000 Details...  

0.45%
Instant £1 Details...  

0.35%
Instant £1 Details...  

0.20%
Instant £1 Details...  

0.15%
None £5000 Details...  

0.05%
None £25000 Details...  

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
 
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What are easy access offshore savings accounts? 

Offshore easy access savings accounts are suitable if you might need your cash at little or no notice, but wish to keep your money outside of the UK.

The best rates normally require a reasonable savings pot (of £5,000+) to be deposited, with many offshore accounts paying higher interest rates the more you save into them.

Some accounts have an interest rate that is comprised of an introductory bonus. If you select one of these accounts, be aware that this bonus will drop off after the initial period (typically 12 months) so be prepared to shop around again at this time.

Moneyfacts.co.uk best buy easy access offshore accounts are denominated in sterling. You can find the best accounts denominated in Euros or US dollars by viewing our Euro and US Dollar best buys, or by using our search.

warning signRemember that money held in offshore accounts isn’t subject to the UK Financial Services Compensation Scheme (although depending on where the offshore bank is you might be protected by an alternative depositor protection scheme).

Depositor protection schemes in crown dependencies

Gibraltar
Gibraltar
100% of the total of all qualifying deposits up to a maximum of €100,000 via the Gibraltar Deposit Guarantee Scheme.
Guernsey
Guernsey
First £50,000 per individual claimant per licensed institution via the Guernsey Banking Deposit Compensation Scheme.

Isle of Man
Isle of Man

Depositors' compensation scheme (DCS) that compensates up to £50,000 of net deposits per individual depositor.
Jersey
Jersey
Depositor's Protection Scheme. Individual depositors are protected up to £50,000 per person per Jersey Banking Group.

Find out where an offshore bank is registered, and the relevant compensation scheme in our depositor protection scheme guide.

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