3 Year Fixed Rate Bonds
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Use our comparison table and filters to find the best rates for three-year fixed rate bonds. If you would like more information about three-year fixed rate bonds read our guide below.
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A 3-year fixed rate bond might be for you if you want to earn a top savings rate, and are prepared to forego access to your money for the three-year term.
When working out whether a 3-year fixed rate bond is for you, remember to consider what you think will happen to interest rates:
When taking out a fixed rate bond, you are usually not supposed to withdraw your cash for a specified period of time – in this instance, it will be for three years. Most 3-year fixed rate bonds do not allow you access to your money once it’s been deposited until the bond matures. Where early withdrawals are allowed, a considerable interest penalty will almost certainly have to be paid.
Many of the best rates available on 3-year fixed rate bonds are offered by smaller, relatively unknown banks who are new to the market. These are often referred to as challenger banks.
Learn more about challenger banks
As all banks and building societies listed by moneyfacts.co.uk must be UK-licensed and part of the Financial Services Compensation Scheme (or an equivalent), you can be safe in the knowledge that the first £85,000 you have saved is protected if the bank or building society were to go bust.
Learn more about depositor protection
|Gatehouse Bank Fixed Term Deposit||2.55%||Fixed|
|Al Rayan Bank Fixed Term Deposit||2.52%||Fixed|
|Bank of London and The Middle East Premier Deposit Account (Anticipated Profit Rate)||2.50%||Fixed|
|ICICI Bank UK Raisin UK - 3 Year Fixed Term Deposit||2.40%||Fixed|